Swati Kumari

Bhatinda

06.2022 - Current

Evaluated customer applications for credit limits in accordance with established guidelines.
Excellent command in personal loan with high no. of cases within TAT.
Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts
Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments
Obtained and interpreted financial statements to assist in credit limit reviews
Complied with established internal controls and policies
Conducted financial due diligence on potential investments and acquisitions
Investigated and evaluated customers for creditworthiness and potential risk factors
Managed the entire end-to-end credit approval process from application review through contract negotiation and final execution
Improved credit risk management by implementing effective underwriting policies and procedures
Excellent communication skills, both verbal and written
Self-motivated, with a strong sense of personal responsibility
Organized and detail-oriented with a strong work ethic
Proven ability to learn quickly and adapt to new situations
Demonstrated respect, friendliness and willingness to help wherever needed.