Swetha Subramanian

Skilled and resourceful Technical Analyst and Integration Specialist with 6+ years of experience in Transact core banking services. Demonstrated expertise in global client engagements with a strong focus on Interaction (IRIS and TWS) and Integration Frameworks. Proficient in diverse areas, including Customer, Accounts, Payments (TPH, FT, and TT), SWIFT Integration with MQ, and Arrangement Architecture (AA) in both TAFC and TAFJ, and in both Infobasic and T24 Extensible Java.

Contributed to the successful go-live of multiple long term projects as the integration lead, leading 5-8 member teams in the development of complex end-to-end interface solutions. This encompassed IRIS, IF, TWS, MQ and CALLJ integrations, right from the initial requirement gathering through to the design, delivery and post-live support.

• Temenos TLC Innovator (Programming, TAFJ, COB, Screen Designing & Customization, Business Events, Integration Framework, AA Technical, Financial Inclusion exams – FI Business and Utilities)
• Took Temenos training on Financial Inclusion (IBS) – Business and Technical (2024)
• Took Temenos training on Java Extensibility Framework and IRIS 2.0 (2019)

• Banking
• Finance
• Micro Finance

• Oracle Weblogic
• IBM Websphere
• JBoss

• Oracle
• MSSQL
• H2
• DB2
• JBase

• TLC Innovator Certification Award
• Client Appreciation for effective Interface design.
• Design Thinking for Engineers Certification.

• Transact (T24) R21 TAFJ SWIFT Implementation, Emirates Development Bank (EDB), Dubai, Nov 2023 – Apr 2024, Lead Integration and Technical Analyst, implementing SWIFT Alliance Integration with MQ for Transact, Stack 2 – RHEL WebSphere, Info basic coding, Design studio and TAFJ., Handling SWIFT Alliance Integration with MQ, Setting up WebSphere Application Server – creating queue managers, queues, connection factories etc for SWIFT Inward and Outward, Configuring SWIFT Alliance for MQ in T24., Creating queue manager, queues and listeners in IBM MQ Explorer to connect to WAS for testing.
• Transact (T24) R23 TAFJ Core Banking Implementation, PBCOM, Philippines, Aug - Oct 2023, Provided technical training for Business Events and Delivery Module with respect to AA for Alerts Management, Basic Stack 1 (2 tier), Info basic & Java coding, Design studio and TAFJ., Creation of training material and providing training with live demo in local environment for the following topics related to Alerts Management:, Business Events Management Lifecycle, Event Types and Events, Process to define, subscribe to and trigger Alerts, Alert Evaluation and Handoff to Delivery, Service and Logging, Understanding the Delivery Module, Configuring Applications for Delivery, Outward Delivery subsystem flow, Delivery Carriers for SMS and EMAIL
• Transact (T24) R19 IBS TAFJ Core Banking Upgrade and Implementation, Credit Access Grameen Limited, India, July 2021- Present, Lead Technical analyst, working as Integration Lead. One of the biggest microfinances in India with over 7 million Customers and 30 million Loans, involving Retail and Group Loans, upgrading from R12 TAFC to R19 IBS TAFJ with back to core solutioning, converting non-IBS to IBS and LD loans to AA with LOS processing. Integration involves multiple front-end applications (with and without ESB), with IRIS, TWS and IF., Transact JBoss Web Browser, MSSQL Database, Linux App Server (Combination of Stack 1 and 6) Info basic coding, Design studio and TAFJ, IRIS and IF design time and runtime., Complete Integration Requirement Gathering, analysis of existing system and designing of new solution with minimal to zero front-end changes for existing services., 2 tier environment creation (Appserver – Jboss in Linux,DB - MSSQL in Windows) for BPA sessions., Preparing IRDs and field mapping documents for the interfaces – User Management, Teller, Customer, Retail Finance and Group Loan Management with verbal inputs from client., Explaining the workings of IRIS, IF and the need of ESB to the client and their vendors with sample MCB.GROUP APIs for demo., Designing new IRIS APIs for Onboarding of IBS Group Lending Customers, involving creation and update of centres, groups (with MCB.GROUP) & customers, dedupe checks and data fetches., Designing new solution for customized user creation (with different levels of permission) with minimal inputs via TWS., Leading the team to prepare Integration documents visualizing requests and responses for all the APIs and Web Services., Accommodating all the existing (30+) LD data fetch web services for new AA solutioning so they work for both LD and AA., Preparing new flows for LOS processing (for Interface), combining & splitting multiple stages of EM.LO.APPLICATION to match the existing front-end LOS flow, and devising new logic to navigate between the stages for multiple product types without PW (Non-Emergency Loans, Emergency Loans, and Retail Products for Group Lending Customers) each with a different flow., Analysing gaps, gathering additional requirements, and analysing the impact of CRs., Involving in business discussions to accommodate Interface solutioning accordingly., Explaining the requirements to the team and leading them to develop, meanwhile handling critical APIs on my own., Handling the team to also develop two new interfaces - NEFT (IF Messages) and SMS (Locally developed notification system with CALLJ), On-time delivery of developments and issue fixing (SIT)., Communicating with ESB team and other vendors and successfully integrating T24 with IBM MQ., Developing PDF report generation in Java (with archival) with Jasper integration, triggered from T24., Complete SIT and UAT support, resolving over 200 issues and providing designs for multiple CRs with minimal impact on existing developments., Go-Live and Post live support for over 5 months, handling new CRs without impacting the existing design., Involved in new (P1) project post live, designing more than 10 IRIS APIs for UPI payments (static and dynamic QR code payments) involving loan collections for meeting and non-meeting day., Designed Direct Loan Creation APIs for Group Loan products with 6 stages of validations combined into 1. Involved in issue fixing and support throughout.
• Transact (T24) PHMB L2 Product Development, None, July - Nov 2023, Senior Technical Analyst, involved in code conversion from Infobasic to Java and developing L2 product for Philippines Modelbank, Applicable to all stacks, from R18-R23 Releases, Testing existing PHMB Developments - NAB Treatment, Philpass Interface and PCHC Clearing. Analysing, fixing issues and gaps as per regulatory requirements., Creating Lead Companies (Regular Banking Unit and Foreign Currency Deposit Unit) for Philippines region., Resolving BCON issues, involving in new design with Java Extensibility and TPH. Involved in Java Training.
• Transact (T24) R21 TAFJ Core Banking Implementation, CP Bank, Cambodia, May – July 2021, Worked as Technical Analyst for environment creation with Oracle Weblogic. The project involved upgrade from R13 TAFC to R21 TAFJ with major module changes such as LD to AA and upgradation of integration technologies., Oracle Weblogic Browser, Oracle database, Linux App Server (Stack 3) Info basic coding and Java Extensibility, Design studio and TAFJ, Creating the development environment (3 Tier. DB – Oracle, App Server – Weblogic)., Preparing environment creation runbook, resolving environment related issues, and explaining the process to client.
• Transact (T24) R16 TAFC Core Banking Implementation, WBF, Cambodia, April – June 2021, Worked as Technical Analyst providing AA technical training to the client. (Contract was exclusively for training with simple AA developments), Basic Stack 1 (2 tier), Info basic coding, Design studio and TAFC, Preparing training material and providing training with live demo in the environment for the following AA Technical topics:, AA product creation, OFS with AA., Local Reference Fields in AA, Activity Presentation and AA Screen Designing, Activity API with sample routines, Activity Messaging, Simulation creation in AA, Rule Engine and PV configuration
• Transact (T24) R18 IBS TAFJ Core Banking Implementation, AMRET Microfinance, Cambodia, March 2019 – April 2021, Worked as Technical Analyst for handling multiple complex Interface developments as a single developer. The project involved implementing R18 IBS for a leading microfinance in Cambodia live in R10 TAFC. Integration involved 10% of retrofit and 90% of new design and solutioning. There were over 16 interfaces involving Integration Framework and Temenos Web Services., Oracle Web Browser, Oracle Database, Linux App Server (Stack 3) Info basic coding, Design studio and TAFJ, IF design time and runtime., Involved in end-to-end implementation, testing and support for the following interfaces:, Bill Payment – Individual and bulk payments involving multiple transactions for each bill and multiple charges and accounting entries for each transaction, file upload, services for monthly bill payment automation, IF Events for sending Bill Details, IF Filters to block different bill types, TWS for receiving Bill details from multiple Web Services. Designed Front End Role Based screen for smooth user interface., Alerts – End to end configuration of Business Events, sending SMS and EMAIL from local templates via mandatory subscription, complete customization of delivery tables and xslts (Altova Mapforce), and interfacing from T24 via Interface routine to handle error logs. Parameterization and Customization to accommodate charge configuration, Separate Promotion period for each Alert, and implementation of fee collection process online as well as with Services., AML – Performing Anti Money Laundering checks on Customers (Individual and Non-Individual), Loans (Individual and Group Loans), Transactions involving money transfer via Local Template, Bank Account Transfer, Mobile Banking, Cash Deposit and Withdrawal, Account Transfers. IF and Web Services for Customer, FT, TT, Local Template., iBanking – Daily and Monthly Statements in Services, with File Upload options for Payroll, Staff Loan Deposits and Partner Rebal with customized fee calculation involving parameterization of Debit and Credit charges., Technical and Technological modules used: Versions, Version Routines, Enquiries (Drill-down, Fast Path, Context, Break Changes), Enquiry Routines, Templates, Template Routines, Services and Multi-threading, DFE For File Upload, IF, PW.ACTIVITY for TWS, COS and Tabbed Screens,, Involved in testing and issue fixing for all the interfaces mentioned above, and for FAST interface, which involves Bank to Bank Account Transfer and Cash to Account Payments (Nostro/Vostro), Developed push notifications for Mobile Banking involving a separate channel and message Customization for mobile app notifications, Developed integration of AML and FAST interfaces to accommodate for Design Changes and dependencies., Involved in complete support for SIT-1 and SIT-2 for interfaces Bill Payment, Alerts, AML, iBanking, FAST, EWallet and Mobile Banking Interfaces (fixing critical issues), Involved in direct communication with client to manage and prioritize issues, and in assigning issues to concerned developers to get them resolved within the deadline, along with handling all issues for 5 interfaces at once.
• Transact (T24) R20 TAFJ Core Banking Implementation, Bank in LATAM region, February - March 2021, Worked as Technical Developer for Document Output Extraction. The project involved IBS core banking system with LOS processing and Document Extraction., Oracle Web Browser, Oracle Database, Linux App Server (Stack 3) Info basic coding, Design studio and TAFJ, Developing and testing Document Output Extraction for bulk Account Statements (with TSA.SERVICE)
• Transact (T24) R18 TAFJ Core Banking Implementation, VinID, Vietnam, February - April 2019, Worked as Technical Analyst for COB tuning and trained clients in Transact (T24) basics. The project majorly involved wallet payments (individual and bulk) with Funds Transfer., Transact JBoss Web Browser, Oracle Database, Linux App Server, Info basic, Design studio and TAFJ, TWS., Involved in COB tuning, Involved in training clients on T24 and TAFJ Architecture, and TAFJ DBTools commands, Involved in preparing FSD for CRs with calculation of Fees and Discounts, along with providing an efficient technical solution to implement the same.
• Transact (T24) R18 Digital Core Banking Implementation, Sampath Bank, Sri Lanka, Jan 2018 – March 2019, Worked as Technical Developer for multiple functional local developments. Project involved implementation of the Transact (T24) R18 as Digital Bank for a reputed bank in the Sri Lankan region., Websphere Web Browser, Database in AIX, Linux App Server Info basic coding, Design studio and TAFJ, TWS., End-to-end implementation and support for multiple local developments and product level changes in AA., Local development on Customer Registration and Onboarding, dealing with the creation of Arrangement Accounts, Online Arrangements (Internet banking) and External Users based on Customer age and status, involving distinct KYC based limits, automatic change of sector through services and COB jobs, product change reports and duplicate check for multiple document IDs., Creation of services based on file upload and processing., Creation of pre-approved Arrangement Loans with local development for product selection, scheduling, simulation processing for payoff and charge calculation using routines and local parameterization., Local development to calculate WHT for Senior Citizens with Interest exemption for multiple (Arrangement) Deposits combined, using tax routine and local parameterization of slab-wise tax rates., Local development on validating National Identity Card number., Fixing issues on account accrual calculation, interfaces, limits based on transactions, deposit interest and tax calculation, loan scheduling and overdue processing, account inactivity and dormancy, posting restrictions, liquidated damages on loans, AA delivery advices, SMS Alert configuration, COB processing etc, Creation and customization of Templates, Versions, Template Routines, Version Routines, Enquiries, Enquiry Routines (file and nofile), Enquiry Reports, COB Reports, Activity API & API Routines, charge Routines, Tax Routines, properties, product conditions, balance types, transaction codes etc, Testing services (TWS) from SoapUI., Fixing SIT and UAT issues on all developments., Generating Jar files, War files (with Design Studio), creating Web Services and testing from 3rd party systems (SoapUI)
• Transact (T24) R17 TAFJ Core Banking Implementation, Myanmar Citizens Bank, Myanmar, August - December 2018, Worked as Technical Developer for fixing issues during live and post live Support. The project involved migration of data to T24 from legacy system along with many developments completed in a little over 2 months., Jboss Web Browser, Oracle Database, Linux App Server Info basic coding, Design studio and TAFJ., Involved in Fixing Issues during Live Support., Involved in the creation of Routines for Cheque Number Validations, and the Customization of Versions for Printing Account Balance Certificate (Deal Slips), Involved in Packing and Releasing Jars and Data Elements into MCB Training area during Restoration.
• Transact (T24) R12 TAFC Core Banking Implementation, Laos Development Bank (LDB), Laos, Apr – July 2018, Worked as a Technical Support resource for testing. The project is a T24 core Banking implementation involving AC, LD modules., Stack 1, Info basic coding, TAFC., Involved in Deploying and Testing the Automation of Deposit Rollover during Live Support (Deploying the Pack, running COBs for testing)

• Integration (IF) and Interaction Frameworks (IRIS and Temenos Web Services), MQ and CALLJ Integration.
• Temenos Payments Hub and Process workflow with TPH.
• Environment Installation for Transact with browser (2 tier with JBoss, 3 tier with Weblogic).
• Front-end Screen Designing – Integrated Role based COS and Tabbed Screens.
• OFS (Globus and tSS) – All OFS APIs and Telnet operations; tSS troubleshooting for TWS, IRIS and browser.
• Local Reference Field Creation (in general and for AA) and proper use.
• Versions and Version Routines – Routine triggers and proper use of each version routine according to functionality, and application of all version attributes from enrichments and dropdowns to hot validate.
• Enquiries and Enquiry Routines – Reports, Context Enquiries with variable defaulting, Drill Downs, Fast Path for bulk update and edits, Break Changes, trees, and all enquiry formatting options, NoFile Enquiry routines, Build and Conversion Routines.
• Templates and Template Routines – All Attributes and routines involving Templates with understanding of types and functionality, whether company specific, installation or customer level, also in terms of History, NAU and Live files to serve both technical and functional purposes.
• Multithreading, COB, and Services – Multi-threading for processing and updating files, Posting Funds Transfer in Bulk, Customized DFE Services for file upload.
• Activity API Routines, Charge and Tax Routines for AA.
• BCON and Jar Deployment.
• Business Event Management - Complete T24 Setup from configuring multiple DE Addresses and Products at Customer and Account level, to formatting and transforming to xml for SMS and EMAIL for Mandatory and Business level alerts.
• Delivery Advices (AA) – Print Advices for AA Deposits and Loans.
• AA product configuration and APIs – Activity API and other Product, Product Condition and Property level Setup
• Jar and War file creation and Deployment (JBoss, Oracle Weblogic).
• Deal slips and Enquiry Reports.
• Backend Operations for TAFJ – DBTools JQL and SQL.