SWETHA V
Chennai
Summary
Analytical professional with a background in finance, known for high productivity and efficient task completion. Skilled in financial analysis, risk assessment. Excel at critical thinking, problem-solving, and communication, leveraging these soft skills to navigate complex challenges and deliver results.
Overview
8
8
years of professional experience
Work History
Credit Analyst
A.P. Moller Maersk
01.2023 - Current
- Handling NAM Region – have experience working in PACE system
- Currently handling 5500+ portfolios and working on periodical renewals for the customers, monitoring on the regular basis, evaluating the financial statements and analyzing the credit risk of the customer
- Monitor the credit portfolio for performance and compliance
- Act as the first point of contact for resolution of credit-related queries from all relevant stakeholders, and responsible to engage with the Team Manager and Global Credit Lead as required
- Coordinate with various teams including Sales, Country Finance (CFO), Global Credit Lead under various circumstances
- Involved in a PILOT Migration process starting from scratch
Credit Process Analyst
Vivriti Capital Pvt Ltd
01.2022 - 01.2023
- Worked as credit process analyst and involved in preparation of Client Management Risk Statement (CMRS) where evaluation of company’s financial health and streamline analysis of the same using ratios is performed including tagging of financial statement, portfolio cuts QoQ basis
- Portfolio Cuts to monitor the portfolio asset quality on an ongoing basis
- Hygiene Report – To comprehensively overview the company’s health and understanding of its directors
- Credit Information Report – Accompanied by Due Diligence and analyzing the bank statements to match the disbursements and collections, GST reconciliation and preparation of minutes of meeting of client’s monitoring call
- Preparation of data book and analysis of borrowing profile, plotting of revenue movements and trends, computation of ratios, margins and variances
- Collaboration with other teams for dashboard preparation, updating/analyzing client wise comparative performance
- Bank statement analysis and reporting key adverse findings
Client Serving Contractor
ERNST & YOUNG GDS
11.2021 - 03.2022
- Worked in NORDICS team- Assurance and other services for clients from Norway, Sweden, Denmark and Italy region
- Connect key testing areas to the financial statement line items and ensure figures are properly supported
- Performed Master data for Swedish clients which involves analyzing all the lead sheets of financial statements with the supporting provided and analyzing the ledgers
- Collect and analyze data to detect deficiencies, duplication of errors and checking the accounting policies
Article Assistant
K. Kumaraswamy&Co
Coimbatore
02.2017 - 02.2020
- Preparation and Finalization of financial statements
- Performed Statutory audits of Companies, Firms and Individuals
- Filing of GST return (Monthly as well as GSTR-9 and GSTR-9C)
- Liaising letter for Income Tax and letter for scrutiny and assessment
Education
CA Intermediate(IPC) -
ICAI
11.2017
Bachelor of Commerce -
PSGR Krishnammal College for Women
04.2016
High School Education -
Bharathiya Vidya Bhavan
01.2013
Information Technology certificate -
Institute of Chartered Accountants of India
Investment Banking Certification -
Imarticus Learning
Skills
- Credit risk analysis
- Portfolio monitoring
- Sincere and optimistic
- Ability to take responsibilities
- Effective communication
- Presentation skills
- Zeal to learn
- Familiar with MS Office
- Attention to detail
Disclaimer
I hereby declare that all the information stated above are true to the best of my knowledge.
Articleshipexperience
K. Kumaraswamy&Co, Coimbatore, 02/13/17 - 02/13/20, Preparation and Finalization of financial statements., Performed Statutory audits of Companies, Firms and Individuals., Filing of GST return (Monthly as well as GSTR-9 and GSTR-9C)., Liaising letter for Income Tax and letter for scrutiny and assessment.
Languages
Tamil
First Language
English
Intermediate (B1)
B1
Hindi
Beginner
A1
Timeline
Credit Analyst
A.P. Moller Maersk
01.2023 - Current
Credit Process Analyst
Vivriti Capital Pvt Ltd
01.2022 - 01.2023
Client Serving Contractor
ERNST & YOUNG GDS
11.2021 - 03.2022
Article Assistant
K. Kumaraswamy&Co
02.2017 - 02.2020
CA Intermediate(IPC) -
ICAI
Bachelor of Commerce -
PSGR Krishnammal College for Women
High School Education -
Bharathiya Vidya Bhavan
Information Technology certificate -
Institute of Chartered Accountants of India
Investment Banking Certification -
Imarticus Learning