SYED HUSSAIN. A
Coimbatore
Summary
I can effectively utilize my Educational Qualification and skills to accomplish organizational goals. I aim to contribute positively towards the growth of the organization and establish a mutual relationship in the long term.
Overview
3
3
years of professional experience
Work History
Branch Credit Manager
Piramal Finance
Coimbatore
04.2022 - Current
- Responsible for Branch File’s Credit Appraisal to LD Generate process to be done daily base with in TAT maintain.
- Team handling knowledge current and previous companies
- Currently PD discussed to customer directly at Coimbatore ,Tiruppur, mettupalayam, Pollachi locations based on customer business place.
- Direct Personal discussion with customer place to judge business stability, Income financial understanding, net worth and etc.
- Prepared and presented regular reports on credit risk exposure and performance to senior management.
- Analyzed financial statements, loan applications and credit reports for potential customers.
- Personal visits in all the cases at business place of customer to understanding scale of business and industry.
- Residence verification & Business verification done by myself and Follow up the FI vendor.
- Taking prudent credit decision on the basis of eligibility, PD comfort and other criteria mentioned in policy in exposure.
- Overall supervision of disbursal department for smooth process flow.
- Product & process Policy related training given to all our branch team’s.
- Co ordination with field executives for resolving quarries raised by for completeness of files and monthly basis Infant cases bounce and collection related details checked and discussed with collection team.
- Responsibility to maintain all records of Decision report, FI report, Personal Discussion Report & other related reports in my desktop.
- Responsibility to Verify the documents for Bank St., ITR & Cross Check the Repayment TrackRecord for all Cases with Concern Organizations.
- Responsibility to prepare the CAM & Proposal in secured products- HL/LAP Loans (Assessment and Declared program).
- Day to day FI/FCU/Tech and Legal (internal and external) follow up under CPA teams and also involved to me and my credit colleague.
- Every file movement discussed with my supervisor in day to day basis.
- LAN Generate during the time – Credit related queries/Others supporting to operation/Sales teams.
- Conducted regular audits of credit files to ensure accuracy and compliance.
Education
HSC -
G.H.S.School
Yedakadu, NilgirisB.COM [A/F] -
Annamalai University
Diploma in Computer Application -
Type Writing - English – Junior Grade- I Class
Govt Polytechnic Institute
Skills
- Diploma in Computer Application
- Knowledge in MS_office, Open Office
- Type Writing - English
Languages
Tamil
Proficient
C2
English
Proficient
C2
Linguistic Abilities
Tamil, English
Disclaimer
I hereby declare that all the above furnished information is true and correct to the best of my knowledge.
Previous Experience
- Branch Credit Manager, Equitas small finance bank ltd, Kangeyam cluster, 01/01/21, 04/30/22
- Branch Credit Manager, Indostar Home Finance Pvt Ltd, Pollachi branch, 02/01/20, 12/31/20
- Branch Credit Manager, Equitas small finance bank ltd, pollachi cluster, 07/01/15, 02/29/20
- Credit Officer, Mahindra Rural Housing Finance Ltd, Erode branch, 12/01/14, 06/30/15
- Operation Officer, Vistaar Financial Service Private Ltd, Kinathukadavu branch, 01/01/13, 12/31/14
- Asst Branch In charge, India Info line Finance Ltd, Coimbatore Poo market branch, 07/01/12, 01/31/13
- Operation Officer, Vistaar Financial Service Private Ltd, Kinathukadavu branch, 06/01/11, 07/31/12
- Distributor Point In charges and MIS Officer, Neon Agency (Intex Mobile Distributor), Coimbatore, 07/01/09, 06/30/11
- Internal Audit and Asst Branch Head, Manappuram Finance Tamil Nadu (P) Ltd., Coimbatore and Erunakulam, 05/01/07, 06/30/09
Personal Information
- Father's Name: A.M.Abibullha [LATE]
- Date of Birth: 02/06/85
- Gender: Male
- Marital Status: Married
- Address: Site No: D50, Sangamam nagar, Sri sakthi school back side, chettipalayam Coimbatore - 641201
Timeline
Branch Credit Manager
Piramal Finance
04.2022 - Current
HSC -
G.H.S.School
B.COM [A/F] -
Annamalai University
Diploma in Computer Application -
Type Writing - English – Junior Grade- I Class
Govt Polytechnic Institute