Summary
Overview
Work History
Education
Skills
Competence
Previous Experience
Personal Information
Languages
Timeline
Hi, I’m

TamilSelvan V

Chennai
TamilSelvan V

Summary

Dynamic professional with a B.Com in Finance and Accounts and over 19 years of significant experience in business functions including retail RCU, finance operations and office management. Skilled in client servicing, customer relations, and complaint resolution. Proven abilities in strategy development and administration tasks with excellent communication, problem-solving, and analytical skills.

Overview

22
years of professional experience

Work History

RBL Bank, Tamil Nadu and Kerala

Assistant Vice President, Fraud Control Unit
07.2021 - Current

Job overview

  • FCU sampling & screening activity, Technical valuation cross-checks, Skip tracing, NPA non-starter & early mortality case checks, Trainings and market risk intelligence, Portfolio analysis, Investigation of employee-related fraud incidents, FI and FCU cross-checks, Monthly meetings with business, collections, credit, and operations teams, Seeding & mystery shopping, Vendor management

RBL Finserve Ltd, Tamil Nadu

Senior Manager, Fraud Risk
06.2020 - 07.2021

Job overview

  • FCU sampling & screening activity, Technical valuation cross-checks, Skip tracing, NPA non-starter & early mortality case checks, Trainings, Market risk intelligence, Portfolio analysis, Investigation of employee-related fraud incidents and integrity issues, FI cross-checks, FCU cross-checks, Hunter checks, Monthly meetings with cross-functional teams, Seeding & mystery shopping, Vendor management

L&T Finance Holdings Ltd.

Area RCU Manager (Tamil Nadu)
10.2015 - 04.2020

Job overview

  • Mortgage properties address check process & valuation back check process, Post disbursal asset verification, NPA non-starter investigation and delinquent analysis, Sampling percentage and fraud hit ratio maintenance, Seeding activities in various loan products, Branch, yard, and collection agency audits, Negative report analysis, RCU agency coordination and TAT management, Regular training to RCU agency & samplers, Cross-functional meetings, Monthly agency bill checking and processing, Recovery-related activities, Branch and collection agency audits, Report preparation (Monthly MIS, hit ratio analysis, RCU cost analysis & rejected data)

L&T Finance Holdings Ltd.

Finance & Operation Manager
07.2007 - 10.2015

Job overview

  • Bank and fund reconciliation, Group and individual balance sheet preparation, E-filing for TDS, Service tax and VAT return preparation, Accounts finalization, Tally 9 and Finnone accounting, Cash balance maintenance and creditor payments, Consumer loan disbursement management, Operations team management, Documentation and customer issue resolution, KYC document checking, Timely disbursement and dealer payments, PDCs/ECS/PDDs file sending, Day-to-day accounting activities monitoring, Revenue and expenditure booking, Vendor negotiation and payments, Bank reconciliation and issue resolution, Asset procurement, Customer queries and complaints resolution, MIS report management, Receipt book entry auditing, Delinquent issue monitoring, Policy improvement suggestions

Shri Balaji Agencies

Accountant
06.2003 - 07.2007

Job overview

  • Bank-related document preparation, Bank and fund reconciliation, E-filing for TDS, Service tax return preparation, Accounts finalization

Guruswamy Associates

Audit Assistant
04.2002 - 04.2003

Job overview

  • Income tax and sales tax filing, Ledger maintenance, Receivables management

Education

Madras University , Chennai

B.Com (Commerce)

GHSS - Arumbakkam , Chennai

10+2 (Intermediate)

Skills

  • Risk assessment expertise
  • Fraud Prevention Specialist
  • Investigative abilities
  • Regulatory compliance understanding
  • Identity Verification
  • Client servicing
  • Customer relations
  • Complaint resolution
  • Strategy development
  • Administration tasks
  • Communication
  • Problem-solving
  • Analytical skills
  • Effective communication with team members
  • Ability to handle multiple tasks and work under pressure
  • Commitment to learning and updating with new technologies
  • Self-confidence
  • Hardworking
  • Emotional stability
  • Friendly nature

Competence

  • Effective communication with team members
  • Ability to handle multiple tasks and work under pressure
  • Commitment to learning and updating with new technologies
  • Self-confidence, hardworking, emotional stability, and friendly nature

Previous Experience

  • L&T Finance Holdings Ltd., 07/01/07, 04/01/20, Area RCU Manager (Tamil Nadu), 10/01/15 - 04/01/20, RCU – Risk Containment Unit, Home Loan, LAP, Farm & Two-wheeler, Mortgage properties address check process & valuation back check process, Post disbursal asset verification, NPA non-starter investigation and delinquent analysis, Sampling percentage and fraud hit ratio maintenance, Seeding activities in various loan products, Branch, yard, and collection agency audits, Negative report analysis, RCU agency coordination and TAT management, Regular training to RCU agency & samplers, Cross-functional meetings, Monthly agency bill checking and processing, Recovery-related activities, Branch and collection agency audits, Report preparation (Monthly MIS, hit ratio analysis, RCU cost analysis & rejected data)
  • L&T Finance Holdings Ltd., 07/01/07, 10/01/15, Finance & Operation Manager, Finance & Operation (South), Bank and fund reconciliation, Group and individual balance sheet preparation, E-filing for TDS, Service tax and VAT return preparation, Accounts finalization, Tally 9 and Finnone accounting, Cash balance maintenance and creditor payments, Consumer loan disbursement management, Operations team management, Documentation and customer issue resolution, KYC document checking, Timely disbursement and dealer payments, PDCs/ECS/PDDs file sending, Day-to-day accounting activities monitoring, Revenue and expenditure booking, Vendor negotiation and payments, Bank reconciliation and issue resolution, Asset procurement, Customer queries and complaints resolution, MIS report management, Receipt book entry auditing, Delinquent issue monitoring, Policy improvement suggestions
  • Shri Balaji Agencies, 06/01/03, 07/01/07, Accountant, Finance, Bank-related document preparation, Bank and fund reconciliation, E-filing for TDS, Service tax return preparation, Accounts finalization
  • Guruswamy Associates, 04/01/02, 04/01/03, Audit Assistant, Income tax and sales tax filing, Ledger maintenance, Receivables management

Personal Information

  • Father's Name: K A Velu
  • Date of Birth: 24/11/81
  • Marital Status: Married

Languages

English & Tamil

Timeline

Assistant Vice President, Fraud Control Unit

RBL Bank
07.2021 - Current

Senior Manager, Fraud Risk

RBL Finserve Ltd
06.2020 - 07.2021

Area RCU Manager (Tamil Nadu)

L&T Finance Holdings Ltd.
10.2015 - 04.2020

Finance & Operation Manager

L&T Finance Holdings Ltd.
07.2007 - 10.2015

Accountant

Shri Balaji Agencies
06.2003 - 07.2007

Audit Assistant

Guruswamy Associates
04.2002 - 04.2003

Madras University

B.Com (Commerce)

GHSS - Arumbakkam

10+2 (Intermediate)
TamilSelvan V