Tanay Ghosh

•Enterprise Access Governance (2000+ Users):

•Manage centralized User Lifecycle Management (Joiner–Mover–Leaver) for 2000+ users across Core Banking and allied applications.

•Ensure role-based access allocation aligned with functional responsibilities and internal control policies.

•Validate Segregation of Duties (SoD) to prevent functional conflict and operational risk exposure

•Conduct periodic access review & certification exercises across departments.

•Enforce maker-checker validation for all access provisioning and modifications.

•Maintain structured access documentation and audit trail integrity.

Compliance Monitoring Tool Access:

• Governance Administer and control user-level access to compliance monitoring systems validate

approval hierarchy, business justification, and policy alignment prior to provisioning.

•Strengthen compliance system control environment to mitigate unauthorized access risk.

Account-Level Control Governance:

•Govern account freeze and lien marking/removal post approval validation.

•Ensure strict adherence to documentation standards and internal policy guidelines.

•Validate maker-checker controls before execution of sensitive account status changes.

•Mitigate regulatory and operational risk in account-level control interventions.

Audit & Regulatory Alignment:

•Coordinate RBI, Internal and Concurrent audit requirements.

•Drive closure of audit observations within defined timelines.

•Support remediation of control gaps through structured follow-up

Contribute to strengthening centralized governance framework

•Supervised branch operations covering CASA, term deposits, remittances, and high-value transactions.

•Ensured adherence to RBI, AML/KYC, and internal operational policies.

•Implemented maker checker validation and transaction control frameworks.

•Coordinated audit reviews and ensured timely compliance reporting.

•Strengthened branch-level operational risk monitoring mechanisms and customer satisfaction indicators.

•Supported process streamlining initiatives to enhance operational efficiency and service reliability.

•Managed underwriting support and policy servicing processes.

•Conducted risk evaluation and documentation verification.

•Ensured compliance with regulatory and KYC norms.

•Handled grievance cases and process standardization initiatives.

•Contributed to control discipline and documentation accuracy