Summary
Overview
Work History
Education
Skills
Certification
Interests
Timeline
Generic
TANNU SINGH

TANNU SINGH

Mumbai

Summary

A PGDM professional offering nearly 7 years of experience in Credit & Risk Management, Underwriting and Finance & Accounting with an organization of repute in Finance Industry CREDIT & RISK ANA LYST PEROSNALPROFILE A PGDM professional with nearly 7 years of experience in Financial Services Developed modelled approaches for credit enhancement & risk sharing agreements and determined strategies for using various financial product lines Provided high-quality portfolio assessments in support of the company’s diverse credit-related underwriting activities Excels in Credit Research & Risk Management Ensured that internal policy and compliance were achieved in every credit line and yearly reviews of the clients Certification in Finance project in Khetan Rajesh Kumar CA Firm; certification in Working Capital in NTPC Ltd Developed the Risk Management Dashboard to track the performance of automated credit decision and new strategy implementation Supported post-closing activities of debt and equity investments within a portfolio of investments Worked with colleagues in diverse functions including Underwriting, Finance, Operations, Claims and Actuarial

Overview

7
7
years of professional experience
6
6
Certifications
2
2
Languages

Work History

Credit & Risk Analyst

Fiserv
Thane
01.2020 - Current
  • Executing credit analysis and risk activities, evaluating financial position for prospective and existing commercial /corporate /portfolio accounts
  • Conducting reviews and ensuring compliance with internal credit policies and procedures
  • Ensuring a balanced risk and revenue trade-off consistent with credit policy and loss target expectations
  • Communicating risk mitigation strategies to the onshore team
  • Investigating the processing activity on accounts that have exceeded the parameters set in the risk management system
  • Performing SLA Reporting & MIS preparation, Project Handling &
  • Implementation, drafting SOPs and training new joiners in the team
  • Achievements:
  • Recognized as “Employee of the Month” for three times between 2021 and 2022 at Fiserv
  • Rewarded with internal points system for notable work in cases at Fiserv
  • Honored with RACE Lap 3 star awards in DHFL for outstanding performance

Assistant Manager

GMMCO Ltd
Mumbai
06.2019 - 12.2019
  • Created financial models, financials statements, detailed process note along with financial reports
  • Applied Financial Modeling and advanced MS Excel Formulas to prepare CAM reports

Branch Credit Manager

Diwan Housing Finance Ltd
Mumbai
07.2017 - 12.2018
  • Reviewed, examined and underwritten loan to ensure soundness, business value and compliance with standards
  • Monitored and enforced approval rate and TAT as per prescribed standards
  • Collected required information of the customer & performed assessment of income; performed verification and authentication of income proof submitted by the customer
  • Determined appropriate recommendation subject to management and underwriting guideline
  • Analyzed the financial statement of the prospective customer to identify the short-term and long-term solvency and liquidity position
  • Maintained current knowledge of market conditions and company lending guidelines; maintained workflow within the department to be service-oriented
  • Managed turnaround time and file quality of the hub location
  • Provided customer service to perspective and existing borrowers keeping the customer informed of loan status
  • Found the fraud delinquencies of the customer and sanctioned the loan after all positive verification, sanctioned loan up to 30 lacs and recommended cases up to 3 crores

Credit Relationship Manager

HDB Financial Services
Pune
06.2016 - 07.2017
  • Process: Personal Loan, Loan against property, Enterprise Business Loan, Gold Loa
  • Managed different loan files like personal loans, loan against property, enterprise business loan & auto loan along with underwriting the cases for disbursement; managed credit reports and customers in personal discussions
  • Took calls on salaried cases customers and self-employed cases
  • Executed the files with all the important procedures for sanctioning loan
  • Monitored customer profiles and raised the cases to the seniors for approval

Education

PGDM - Finance

Maharashtra Institute of Technology

Masters - Business Administration (Finance

Mahatama Gandhi University

Bachelors - Commerce

College of Commerce

Skills

Credit Analysisundefined

Certification

Certification in Finance

Interests

Travelling

Cooking

Teaching

Timeline

Credit & Risk Analyst

Fiserv
01.2020 - Current

Assistant Manager

GMMCO Ltd
06.2019 - 12.2019

Branch Credit Manager

Diwan Housing Finance Ltd
07.2017 - 12.2018

Credit Relationship Manager

HDB Financial Services
06.2016 - 07.2017

PGDM - Finance

Maharashtra Institute of Technology

Masters - Business Administration (Finance

Mahatama Gandhi University

Bachelors - Commerce

College of Commerce
TANNU SINGH