Results-driven sales professional with a proven track record of exceeding targets in the business loan industry. Adept at building and maintaining relationships with clients, understanding their unique financial needs, and providing tailored loan solutions. Exceptional communication skills, adept at explaining complex financial concepts in a clear and concise manner. Strong negotiation and closing abilities, consistently driving revenue growth, and achieving profitability.
Experience in managing a portfolio of business loan accounts and achieving
predetermined targets for loan disbursements and portfolio quality.
Responsible for conducting market research to identify potential business loan customers and analyzing their financial viability.
Assessing loan applications and making lending decisions based on creditworthiness, business performance, and collateral value.
Overseeing the loan disbursement process, ensuring that all necessary documentation and checks are completed in a timely manner.
Providing guidance and support to junior team members, including training on credit evaluation techniques and loan structuring.
Collaborating with other departments, such as credit risk management and legal, to ensure compliance with internal policies, regulations, and legal requirements.
Regularly reviewing and evaluating the performance of the business loan portfolio, identifying areas for improvement, and implementing necessary changes.
Leading a team of 3 managers along with 14 assistant managers to achieve monthly goals of Sales & Customer Service.
Drive cross-sell income for the business to boost profitability
Have also catered referral partners/Dsa to generate business across Pune & spoke locations.
Also Managed STP (Straight Through Process) model of distribution for Direct BL Team across every region.
Data analysis – segmentation, call center, lead allocation & other analytics
Oversaw the recruitment, training and development of new team members.
Sprinter Award for the best performer
Qualified for SWITZERLAND Trip for overachieving 3rd quarter targets of FY16-17
Qualified for SINGAPORE Trip for overachieving 1st quarter targets of FY17-18
Qualified for BALI Trip for overachieving 3rd quarter targets of FY17-18
Won Best Performer award in month of jan 19’
Qualified for THAILAND Trip for overachieving 2nd quarter targets of FY23-24
Have won various awards in Playing different types of musical instruments such as Tabla, Guitar & Mouthorgan.
Was also a part of sports cell in college & very much active in social events.