Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic

Tanuja Chellani

Mumbai

Summary

Diligent Credit Analyst touting 2.5 years of expertise in gathering and evaluating documentation to conduct risk reviews. A gifted professional mentors associates and provide insight into job tasks. A smart team player knowledgeable in all forms of financial data.

Overview

7
7
years of professional experience

Work History

Credit Risk Associate

Morgan Stanley
12.2022 - Current
  • Assessed credit risk and analyzed financial statements.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Made decisions and recommendations about extending lines of credit.
  • Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
  • Performed credit reviews on corporations to assess financial conditions.
  • Contacted customers and requested financial documentation.
  • Complied with internal controls and government regulations.
  • Improved understanding of financial statements, which helped in assessing risk.
  • Controlled credit exposure by providing financial order management support to minimize risk and obtain timely payment.
  • Performed in-depth research and investigations and recommended strategies to resolve problems and prevent further concerns.
  • Implemented financial risk management policies, limits and strategies that complied with standards and strategic imperatives of organization.
  • Reviewed risk limits across financial stripes for applicability and adequacy and gathered metrics related to risk appetite statements.
  • Conducted statistical analysis and evaluated risk via use of portfolio management software.

Financial Analyst

XL Dynamics India Private Limited
01.2021 - 09.2022
  • Assessed credit risk and analyzed financial statements.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
  • Performed credit reviews on corporations to assess financial conditions.
  • Controlled credit exposure by providing financial order management support to minimize risk and obtain timely payment.
  • Contacted customers and requested financial documentation.
  • Complied with internal controls and government regulations.
  • Improved understanding of financial statements, which helped in assessing risk.
  • Gathered loan documentation for underwriting.
  • Reviewed customer files on regular basis to make sure receivables were in sound condition.
  • Carried out day-day-day duties accurately and efficiently.
  • Identified risks associated with projects, contract approvals and other client accounting issues.

Home Tutor

At Home
03.2016 - 01.2021
  • Collaborated with students to complete homework assignments, identify lagging skills and correct weaknesses.
  • Planned lessons for allotted time to strengthen weak subjects and build skills.
  • Developed parent and student relationships by offering interactive assignments for students and parents.
  • Used positive reinforcement, repetition and review to help students master challenging material.
  • ts.
  • Drilled students on subject matter and used flashcards and writing techniques to improve recall.
  • Coached and mentored junior tutors on successful teaching strategies and time management.
  • Worked one-on-one with 25+ students in core subjects.
  • Created lesson plans, review worksheets and practice tests to prepare students for weekly tests and quizzes.
  • Communicated with parents and teachers on students' progress.
  • Supported teacher instruction, thoroughly discussing concepts and designing custom practice questions.

Education

MBA - Finance

ITM Group of Insititute
Kharghar
09.2022

Masters in Commerce - Accounts & Finance

University of Mumbai
Mumbai
04.2021

Skills

  • Banking Regulations
  • Financial Data Analyzation
  • Managing Defaults
  • Financial Statements Expertise
  • Communications Strategies
  • Financial Advisement
  • Income Statements
  • Validation of Discrepancies
  • Document Verification
  • Appraisal Verification
  • Data Analysis
  • Credit Risk Analysis
  • Credit Monitoring
  • Credit Decisions
  • Financial Statement Review
  • Background Checks
  • Report Analysis
  • Collateral Valuation
  • Risk Assessment

Languages

English
Upper intermediate (B2)
Hindi
Bilingual or Proficient (C2)

Timeline

Credit Risk Associate

Morgan Stanley
12.2022 - Current

Financial Analyst

XL Dynamics India Private Limited
01.2021 - 09.2022

Home Tutor

At Home
03.2016 - 01.2021

MBA - Finance

ITM Group of Insititute

Masters in Commerce - Accounts & Finance

University of Mumbai

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Tanuja Chellani