Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Extra Curricular Activities
Personal Information
Timeline
Generic

Tanya Baranwal

*******
Bengaluru

Summary

Banking professional with 8.5 years of experience across KYC/Client Onboarding, Client Refresh, AML Investigations, Transaction Risk Management, and Retail Banking. Demonstrated expertise in conducting in-depth KYC reviews, executing due diligence processes, and identifying potential financial crime risks. Known for strong analytical and communication skills, a high level of self-motivation, and the ability to manage multiple priorities effectively while consistently meeting deadlines and maintaining accuracy.

Overview

9
9
years of professional experience
3
3
Certifications

Work History

KYC Specialist

ANZ Support Services India Ltd
01.2022 - Current
  • Currently working as a KYC Specialist for Corporate & Commercial Clients in APAC region.
  • Hands on experience working on different kinds of entity types such as Trust, Funds, private & public entities, Sole props, Individual, Partnerships and joint-ventures.
  • Conducting thorough KYC checks on clients, ensuring compliance with global regulations.
  • Performing due diligence on new customers, requesting the KYC information, and documentation.
  • Review and verification of received documents.
  • Performing initial and periodic customer due diligence activities relating to customer identification and verification.
  • Ensuring all the required checks are made to prevent from risks.
  • Escalating the requests to MLRO team in case of any discrepancy.
  • I have also hand-on experience in trading account setup in financial market specializing in commodities, Fx products, money market deposits, rates & bonds product.
  • ECDD review performed on various high risk entities with the consultation from regional compliance team.
  • Verified trade details with counterparties and ensured proper settlement instructions were in place.
  • I also have a regulatory knowledge of ISDA documentation, EMIR, Dodd-Frank Act, MIFID.
  • Assisted with the training of new staffs and mentoring them as well.
  • Key tools used: Gold Tier, Siebel, COBRA, CMS, Orbis, Encompass, AVOX, LEI, DTCC, On boarding accelerator.

KYC Analyst

Accenture
08.2020 - 12.2021
  • This project ensures that all files are kept up-to-date with changes that have occurred over the past 12 months by procuring Annual Reports and Company Registers from Corporate Clients.
  • Performed periodic reviews and reports on merchants to comply with rules, regulations and KYC requirements.
  • Verified all aspects of Customer Identification Program (CIP) and account opening documents provided in accordance with Know Your Customer (KYC), USA Patriot Act and Bank Secrecy Act Standards.
  • Performed Document Gap Analysis through validation of various formation documents and also conducted independent research.
  • Partnered with RM‘s to collect, analyse and validate all appropriate documentation provided by the client.
  • Utilized knowledge of AML/KYC policy to independently identify missing or insufficient client due diligence requirements.
  • Completed KYC Record of customers based on the sales response received and also in compliance with the local and global jurisdictional requirements covering EMEA, LATAM and APAC regions.
  • Highlighted any discrepancies to Senior Case Manager and worked with RM, compliance.
  • Performed name screening of entity, ultimate parent company, directors, beneficial owners as appropriate to client type against World Check and OFAC.
  • Escalated any negative news and high risk cases to RM/AML compliance/CDD as applicable.
  • Supported KYC processes for prospective and existing customers.
  • Ensured compliance with regulatory requirements by conducting thorough customer due diligence checks.

Transaction Risk Investigator

Amazon India
09.2019 - 08.2020
  • Working on various online transaction events thus finding out the flaws and risks of a transaction being manipulated from outside the server-client model or the various reasons for failures due to network or other concurrency issues.
  • Evaluating buyer's and seller's transactions and profiles.
  • Investigated allegations, suspicious activity and behavior that could pose a risk to our customers, check validity and recommend actions to minimize risk on the online platform.
  • Responsible for a wide range of duties related to the investigation and elimination of online e-commerce risk.
  • Performing excellent individual problem-solving and analytical skills to authenticate customers and complex transactions.
  • Quality individual decision making with a high degree of accuracy.

Branch Service Partner

Yes Bank Ltd.
07.2016 - 07.2019
  • Safeguarding the order pipelines by monitoring, tracking and managing risk to ensure long term customer satisfaction.
  • Document research and investigation findings thoroughly and prepare Suspicious Activity Reports.
  • Analyzing the risk of every transaction to deliver quality service to the customer, saving the clients from any fraudulent activities.
  • Responsible for on-boarding the Saving and Current Account holder into the Banking System.
  • Performed the required KYC screenings on customers documenting the information obtained on the client's as required by global KYC procedures.
  • Reviewed accounts to regulatory standards within the EDD (Enhance Due diligence) guidelines for high net worth individuals in the Private Banking.
  • Managing customer grievances and providing them with proper solutions thus, maintaining the brand value of the organization.
  • Handled incoming calls and responded to client emails, Addressed customer account issues.
  • Complied with regulatory requirements including Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
  • Maintained confidentiality of bank records and client information to prevent mishandling of data.

Education

B.Com (Hons) -

BURDWAN UNIVERSITY
Bardhaman, India
04.2001 -

Skills

Account onboarding

Client Refresh

CDD/EDD

Trade operation

Trading Account Setup

Customer Handling

AML compliance

Document verification

Due diligence

Sanctions screening

Customer identification

Transaction monitoring

SLA Management

SOP & KPI management

Team Mentoring

Advanced Excel

Certification

Diploma in Finance and Accounting from NIIT

Accomplishments

  • Awarded in year 2025 for Customer Focus under client Data Support Team
  • Was awarded with an year end Recognition Award in Customer experience in year 2022
  • Ranked in the top 5 BSP of the cluster for East Region in Yes Bank Ltd for outstanding performance.
  • Was awarded Performance of the month in December 2018 for Credit Card Sourcing.
  • Was awarded Star of Yes Bank being Q3 Debutant Winners in Operations
  • Has been awarded as Product Champion in many occasions for working on several product initiative of Yes Bank Ltd

Extra Curricular Activities

Was Active Member of Yes Connect Committee for conducting various activities to maintain work life balance. Participated in CSR activities and have visited orphanage and even worked towards environment to maintain ecological balance.

Personal Information

Date of Birth: 06/12/92

Languages Known: English, Hindi and Bengali

Timeline

KYC Specialist

ANZ Support Services India Ltd
01.2022 - Current

KYC Analyst

Accenture
08.2020 - 12.2021

Transaction Risk Investigator

Amazon India
09.2019 - 08.2020

Branch Service Partner

Yes Bank Ltd.
07.2016 - 07.2019

B.Com (Hons) -

BURDWAN UNIVERSITY
04.2001 -

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Tanya Baranwal*******