SAP ECC-6, SAP-B1, SAPHANA,
Hi, I’m
TARIK KHAN
Chief Financial Officer (CFO) | Strategic Finance Leader | Business Transformation Expert
Bangalore,KA
Summary
Strategic and results-oriented Chief Financial Officer (CFO) with over 17 years of progressive experience in financial leadership roles across India, Africa, and the Middle East. Proven expertise in cash flow optimization, cost restructuring, debt management, and profit enhancement. Strong track record of leading financial transformation, supporting scale-up, and driving performance turnaround for both established companies and high-growth startups. Experienced in managing multi-country financial operations, treasury, FP&A, ERP implementations, and aligning finance strategy with business objectives. A Chartered Accountant and MBA with deep business acumen and hands-on leadership in manufacturing, retail, and investment firms.
Overview
22
years of professional experience
2
Languages
Work History
Bagster Retail Pvt. Ltd.
Chief Financial Officer (CFO) & Managing Director
01.2016 - Current
Job overview
- Led end-to-end finance for a high-growth manufacturing and retail startup.
- Structured OEM and B2B deals with major clients, including Fila, Allen Solly, and Lulu.
- Negotiated debt restructuring and managed a liquidity crisis through effective cash flow modeling and cost control.
- Implemented ERP systems and BI dashboards to track margins, profitability, and working capital.
- Led greenfield investment planning and fundraising for manufacturing units.
TIG
Chief Investment Officer (CIO)
01.2014 - 01.2016
Job overview
- Managed portfolio strategy and capital deployment for institutional investors.
- Designed scalable financial products and investment frameworks for African markets.
- Streamlined fund flows, financial modeling, and investor communication systems.
- Contributed to the development of innovative products and strategies that differentiated the firm from its competitors in an increasingly crowded marketplace.
- Developed in-depth understanding of clients'' needs, preferences, and risk tolerance levels by maintaining regular communication and providing timely updates on portfolio performance.
- Developed annual forecasts used to make key portfolio management decisions.
- Leveraged quantitative models, proprietary research tools, and extensive industry knowledge to support informed decision-making processes within the team.
Mohinani Group
Group Financial Controller
01.2013 - 01.2014
Job overview
- Centralized financial control for multi-sector operations: QSR, retail, and real estate.
- Implemented liquidity controls and improved credit lines across the group.
- Led financial planning, MIS, and internal audit restructuring.
- Enhanced financial transparency for stakeholders by streamlining communication channels and providing detailed reports.
- Safeguarded company assets by establishing strong internal controls and procedures for accurate financial reporting.
- Strengthened financial control by implementing rigorous internal audit processes and risk management strategies.
- Provided strategic financial guidance to senior management, supporting informed decision-making processes across the organization.
- Championed process improvements initiatives within the finance department, driving efficiency gains and reducing operational costs.
Aditya Birla Group – Madura Fashion & Lifestyle
Finance & Strategy Manager – Retail Division
01.2011 - 01.2013
Job overview
- Controlled budgeting and finance for 850+ retail outlets (COCO/FOFO).
- Reduced receivables cycle from 5 to 2 days, and optimized franchise margins.
- Reduced the receivables cycle from 5 to 2 days, and optimized franchise margins.
- Led several SAP automations to enhance operational efficiency and control across the retail and manufacturing functions.
- Optimized resource allocation through rigorous budget management and cost control measures.
- Mentored junior team members, providing guidance on best practices and professional development opportunities.
- Streamlined internal processes for increased efficiency, reducing overall operational costs.
- Developed comprehensive financial models to support executive decision-making and drive revenue growth.
- Led cross-functional teams to successfully execute high-impact projects, improving company performance.
- Increased market share by developing targeted marketing strategies based on consumer insights.
- Built strong relationships with key stakeholders, fostering collaboration and alignment across the organization.
- Implemented data-driven decision-making processes to improve accuracy in forecasting and planning efforts.
Future Group, Pantaloons
Accounts & Finance Manager
03.2007 - 05.2011
Job overview
- Led store-level finance, commercial operations, accounts receivable/accounts payable, profit and loss, and monthly financial reporting.
- Managed brand-wise sales, margin analysis, and vendor settlements, including OA/VC and SOR models.
- Oversaw audits, direct/indirect tax compliance (VAT, service tax, TDS), and statutory filings.
- Handled brand commercials, budgeting, fund management, and financial MIS for senior leadership.
- Analyzed inventory aging, dormancy, square-foot productivity, and cost optimization across channels.
- Optimized cash flow management, leading to improved liquidity for the organization.
- Optimised cash flow management, leading to improved liquidity for the organisation. Across channels, it's to support business objectives.
Club One Air (Aviation)
Assistant Accounts Manager
11.2005 - 01.2007
Job overview
- Managed branch-level accounting and DGCA interface for aircraft purchase compliance.
- Oversaw the general ledger, MIS, AP, finalisation of the balance sheet, and audit coordination.
LG Electronics India Pvt. Ltd.
Asst. Branch Manager
07.2003 - 04.2005
Job overview
- Supported the Branch Manager with daily tasks, ensuring smooth branch functioning and effective communication amongst team members.
- Trained and developed new team members in alignment with branch service standards and objectives.
- Trained and mentored new employees, fostering a positive work environment that led to higher retention rates.
- Assisted in achieving branch sales goals by identifying potential cross-selling opportunities and promoting bank products and services.
Education
ICAINew Delhi, India
Chartered Accountant
11-2005
Kirori Mal CollegeNew Delhi, India
Bachelor of Science
06-2003
Insert Institution NameIIM-Bangalore
MBA from Strategy & Finance
06-2007
University Overview
- Study Abroad: International Master Programme for Managers (IPM)
Conducted by IIM Bangalore (India), Lancaster University Management School (UK), McGill University – Desautels Faculty of Management (Canada), FGV-EBAPE (Brazil), Yokohama National University (Japan) going complete this year-2025
Skills
Financial strategy development
Cash flow management
Treasury management
Performance management expertise
Financial analysis and reporting
Budget planning
Fundamental accounting principles
Financial management
Executive leadership
Business trend analysis
Tax strategy development
Operational decision making
Strategic financial planning
Audit management
Financial process improvement
Investor relations management
Operational management
Corporate governance
Investment acquisition
Global financial management
PERSONAL DETAILS
- Date of Birth: 23 March 1983
- Location: Bangalore (Open to relocation globally)
Software
Microsoft Excel (Advanced)
Data Visualization: Power BI, Tableau (basic)
CRM Tools: Salesforce, Zoho CRM
PLM Centric
Microsoft Office Suite (Word, PowerPoint, Outlook), Google Workspace
AI & Automation Tools: ChatGPT, WATI, Zapier (workflow automation)
Project Management: Trello, Asana, Notion (basic tracking)
SLACK
Business reading & financial trend analysis – Stay updated with global economic developments, market
Business Reading & Financial Trend Analysis (Manufacturing & Retail Focus) -
Passionate about tracking global and domestic trends in manufacturing, retail, and consumer goods.
- Regularly study financial reports, sectoral studies, and policy developments that impact supply chains, production costs, and consumer behavior.
- Analyze key performance metrics (e.g., inventory turnover, margin trends, working capital cycles) across leading retail brands and manufacturing firms.
- Stay informed on regulatory changes, automation trends, logistics innovations, and sustainability practices affecting the industry.
- Follow global economic indicators, consumer sentiment indices, and retail footfall data to anticipate demand shifts and market cycles.
Timeline
Chief Financial Officer (CFO) & Managing Director
Bagster Retail Pvt. Ltd.
01.2016 - Current
Chief Investment Officer (CIO)
TIG
01.2014 - 01.2016
Group Financial Controller
Mohinani Group
01.2013 - 01.2014
Finance & Strategy Manager – Retail Division
Aditya Birla Group – Madura Fashion & Lifestyle
01.2011 - 01.2013
Accounts & Finance Manager
Future Group, Pantaloons
03.2007 - 05.2011
Assistant Accounts Manager
Club One Air (Aviation)
11.2005 - 01.2007
Asst. Branch Manager
LG Electronics India Pvt. Ltd.
07.2003 - 04.2005
ICAI
Chartered Accountant
1 2005
Kirori Mal College
Bachelor of Science
1 2003
Insert Institution Name
MBA from Strategy & Finance