Detail-oriented compliance and risk management professional with expertise in sanctions screening, financial crime investigations, and regulatory compliance. Skilled in assessing red flags, implementing mitigating actions, and enhancing due diligence frameworks. Seeking to leverage my experience in sanctions, AML, KYC, and anti-corruption compliance to contribute to a dynamic organization’s risk mitigation strategies and regulatory adherence.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Business Integrity and Compliance Consultant – JL5
Ramboll India Private Limited
09.2023 - Current
Conducted sanctions screening of third parties in compliance with EU, US, UK, and UN sanctions regulations, ensuring adherence to global compliance standards
Assessed red flags related to US OFAC, PEP, AML, KYC, and financial crime investigations, strengthening due diligence and risk mitigation efforts
Identified and evaluated sanctions, export control, and anti-corruption risks, implementing mitigating actions to safeguard business operations
Assessed integrity and control frameworks to mitigate risks and enhance compliance across global projects and operational activities
Managed the Integrity Portal by uploading project data and maintaining a structured database for streamlined reporting and future reference
Conducted regular follow-ups with project managers and stakeholders to ensure compliance with mitigating actions and reassess risk when necessary
Led CRM system enhancements to improve client due diligence and optimize compliance workflows
Foreign Trade Compliance Officer – Job Level 3
Maersk Line Fleet Management and Technology India Pvt Ltd
08.2019 - 08.2023
Assessed and approved shipment requests involving highly sanctioned and high-risk countries, ensuring compliance with global trade regulations.
Reviewed and authorized military shipment approvals, conducting thorough sanctions screening for high-risk jurisdictions.
Managed UN and humanitarian shipments to sanctioned regions, ensuring adherence to international compliance frameworks.
Ensured strict adherence to UN, EU, and US sanctions and export control regulations while executing key compliance activities.
Performed and approved denied party checks on global vendor and customer master data lists to mitigate compliance risks.
Conducted cargo screening checks across multiple Maersk brands using macro tools, investigating and taking action on suspicious activities.
Utilized sanctions screening tools, including World-Check, Amber Road (E2Open), and OFAC databases, to enhance shipment and entity screening.
Contributed to the development of the new screening system ‘Minerva’ by designing business rules and conducting sanity testing.
Investigated key compliance areas, including sanctions and PEP screening, fraud detection, and suspicious activity reporting.
Maintained and presented weekly and monthly compliance reports for discussion in bi-weekly and monthly review meetings.
Led training sessions on sanctions and export control regulations, equipping cross-functional teams with compliance knowledge.
Attended advanced compliance training programs conducted by ACAMS, Kharon, Baker McKenzie, Volkov, Reed Smith, and Navex Global to stay updated on regulatory developments.
Senior Global Trade Compliance Executive – Risk and Compliance
Tech Data Advanced Solutions India Pvt Ltd. – APAC Region
11.2018 - 08.2019
Approved 2nd-level Denied Party Checks and sanctions screenings in compliance with regulatory guidelines.
Assessed risks related to high-risk countries, export controls, and trade red flags, ensuring adherence to global compliance standards.
Investigated suspicious activities related to AML, fraud, and financial crimes, implementing corrective actions where necessary.
Collected and analyzed internal and external data from stakeholders to implement effective risk control measures.
Collaborated with cross-functional teams to conduct regular compliance training, enhancing awareness of sanctions and financial crime risks.
Prepared and submitted monthly reports on suspicious cases, fraud transactions, and financial crime activities for senior management review.
Attended Quarterly Business Reviews (QBRs) with stakeholders to discuss process improvements and compliance adherence.
Conducted operational risk and control assessments through internal audits and automation-driven enhancements.
Provided transaction resolutions aligned with US OFAC, sanctions, and export control regulations, ensuring regulatory compliance.
Managed daily, weekly, and monthly compliance reports, analyzing automation and process improvements from a regulatory perspective.
Senior Trade Analyst – Trade Collection, AML and Sanction Screening
Intelenet Global Services (IGS). – UK Trade (EMEA Region)
11.2016 - 11.2018
Led the migration of trade finance collection processes, integrating AML and sanctions compliance measures.
Processed and managed trade transactions, including export and import collections, ensuring regulatory adherence.
Assessed risks associated with high-risk countries, export controls, and sanctions imposed by UN, US (OFAC), UK (FCA, PRA), and other global regulators.
Conducted risk and control assessments, including sample checks and SOP reviews, to identify and mitigate financial and compliance risks.
Performed operational risk and control assessments, including sanity testing for process integrity and regulatory compliance.
Reviewed and monitored alerts on client accounts and transactions for potential sanctions matches and prohibited persons list screening.
Created and escalated Suspicious Activity Reports (SARs) to senior compliance teams for further investigation.
Identified and reviewed Politically Exposed Persons (PEPs) to assess associated risks and ensure due diligence compliance.
Maintained up-to-date knowledge of the financial crimes regulatory framework, ensuring compliance with evolving regulations.
Conducted due diligence searches across internal and third-party databases to verify entities and transactions.
Managed MIS reports on transaction processing, ensuring SLA compliance and efficient workload distribution.
Sent and managed SWIFT messages between remitting and collecting banks for seamless trade transactions.
Applied expertise in Uniform Rules for Collections (URC) guidelines, ensuring compliance in trade finance processes.
Trained and mentored team members on trade finance collection processes, AML, and sanctions regulations.
Conducted daily huddles to discuss process updates and enhancements, ensuring continuous improvement.
Managed a team of 16 members, overseeing operations, compliance, and performance metrics.
Engaged in daily client communication, discussing process updates, compliance requirements, and system enhancements.
Business Development Executive
Dipu enterprise pvt ltd.
01.2013 - 12.2014
Sourced and developed new suppliers and products for the domestic market
Generated purchase orders and sales receipts, maintaining records for the same
Maintained and analyzed monthly reports on raw materials, work in progress, and sales
Managed client relationships and service levels
Analyzed and made significant decisions on product development and design as per consumer market trends
Process Associate – ILoc Advising and Ceemea Advising Team (Trade Finance Unit)
Tata Consultancy Services –FIPD (North America Region)
06.2010 - 10.2012
Advised and confirmed commercial Letters of Credit (LCs) issued by Citibank N.A., ensuring accuracy and regulatory compliance.
Processed amendments related to LC transactions, including amount changes, bill payments, and annual renewals of insurance LCs.
Advised and confirmed re-insurance LCs for Citibank N.A., coordinating with stakeholders to facilitate seamless transactions.
Managed LC transactions via SWIFT messaging services, ensuring timely processing and adherence to banking protocols.
Coordinated and maintained records of insurance LCs issued under third-party Mendes and Mounts, liaising with Citibank Ireland for transaction oversight.
Analyzed and monitored regulatory updates on sanctions, OFAC, SDN screening, and AML compliance, escalating potential risks to the compliance officer.
Extracted reports and data from SQL Server, facilitating data-driven decision-making and compliance tracking.
Prepared and managed daily, weekly, and monthly reports, including MIS reports, pending reports, and processing reports for operational efficiency.
Participated in client conference calls for periodic reviews, process improvements, and system updates.
Provided technical support and conducted process initiatives, including system testing (sanity testing) for enhanced workflow optimization.
<ul><li>Company Overview: Group Company of PUIG, Spain</li><li>Team Leadership & Process Excellence: Organised the transformation of the Finance & Accounts function, establishing performance-driven goals, and embedding a culture of accountability and continuous improvement. Drove operational efficiency through process redesigns, SOP implementation and optimal resource deployment, leading to measurable improvements in turnaround time and accuracy.</li><li>Strategic Partnering with CXOs: Acted as a key advisor to the CEO, CFO, and other CXOs on business planning, pricing strategies, and business model pivots to support scale-up and profitability. Contributed to investor communications with data-backed insights to enhance stakeholder confidence and secure strategic funding.</li><li>Cross-Functional & Global Stakeholder Management: Functioned as the strategic finance business partner to cross-functional heads and the PUIG global finance team, aligning local execution with global financial strategies and compliance requirements.</li><li>ERP Transformation & System Automation: Led end-to-end ERP reimplementation to address system gaps, enforce role-based controls, and automate core finance processes—resulting in enhanced data accuracy, faster reporting and improved internal controls.</li><li>Costing, Inventory & Profitability Optimization: Designed and implemented plant-level costing models to ensure accurate COGS determination. Improved inventory management across pricing, consumption tracking, and aging analysis—enabling better working capital control and cost efficiency.</li><li>Manufacturing Finance & Statutory Compliance: Supervised end-to-end accounting for manufacturing operations and ensured full statutory compliance.</li><li>Financial Reporting, MIS & Profitability Analytics: Delivered accurate and timely monthly MIS reports, including P&L, Balance Sheet and KPI dashboards with deep-dive variance analysis across stores, business verticals, and geographies. Supported board-level decision-making through insightful presentations on financial health and business performance.</li><li>Budgeting, Forecasting & Business Planning: Led the Annual Operating Plan (AOP) and rolling forecasts, ensuring alignment with strategic objectives and market dynamics. Monitored key financial metrics to enable business decisions and proactive cost management.</li><li>Statutory, Internal & Tax Audit Management: Finalized standalone and consolidated financials under Ind AS and IFRS, ensured timely group reporting and compliance with international standards. Delivered clean and timely closures of statutory, tax, and internal audits in coordination with Big 4 auditors. Strengthened audit readiness through pre-audit diagnostics and rectification of recurring control gaps.</li><li>Regulatory Compliance & Risk Management: Ensured end-to-end compliance which includes ROC, RBI, FEMA, Income Tax, GST, Transfer Pricing, DTAA, and Customs. Reviewed cross-border contracts and transactions to ensure arm’s length pricing, accurate TDS application, and proper documentation under Transfer Pricing regulations.</li><li>Commercial Negotiation & Contract Governance: Led commercial negotiations and structured deals with vendors and franchisees. Reviewed key business contracts to ensure financial viability, risk protection, and compliance with regulatory standards.</li><li>Treasury & External Commercial Borrowing (ECB): Managed fund planning and liquidity management including ECB drawdowns, bank negotiations, and interest optimization. Improved working capital cycles through proactive cash flow forecasting and receivables control.</li><li>Internal Controls & Governance Framework: Led organization-wide reviews of internal control systems, identified process gaps, and redesigned or implemented over 40 SOPs and IFCs. Established a governance structure for financial discipline, risk mitigation, and policy compliance across departments.</li></ul> at Kama Ayurveda Pvt. Ltd. & PUIG India Pvt. Ltd.<ul><li>Company Overview: Group Company of PUIG, Spain</li><li>Team Leadership & Process Excellence: Organised the transformation of the Finance & Accounts function, establishing performance-driven goals, and embedding a culture of accountability and continuous improvement. Drove operational efficiency through process redesigns, SOP implementation and optimal resource deployment, leading to measurable improvements in turnaround time and accuracy.</li><li>Strategic Partnering with CXOs: Acted as a key advisor to the CEO, CFO, and other CXOs on business planning, pricing strategies, and business model pivots to support scale-up and profitability. Contributed to investor communications with data-backed insights to enhance stakeholder confidence and secure strategic funding.</li><li>Cross-Functional & Global Stakeholder Management: Functioned as the strategic finance business partner to cross-functional heads and the PUIG global finance team, aligning local execution with global financial strategies and compliance requirements.</li><li>ERP Transformation & System Automation: Led end-to-end ERP reimplementation to address system gaps, enforce role-based controls, and automate core finance processes—resulting in enhanced data accuracy, faster reporting and improved internal controls.</li><li>Costing, Inventory & Profitability Optimization: Designed and implemented plant-level costing models to ensure accurate COGS determination. Improved inventory management across pricing, consumption tracking, and aging analysis—enabling better working capital control and cost efficiency.</li><li>Manufacturing Finance & Statutory Compliance: Supervised end-to-end accounting for manufacturing operations and ensured full statutory compliance.</li><li>Financial Reporting, MIS & Profitability Analytics: Delivered accurate and timely monthly MIS reports, including P&L, Balance Sheet and KPI dashboards with deep-dive variance analysis across stores, business verticals, and geographies. Supported board-level decision-making through insightful presentations on financial health and business performance.</li><li>Budgeting, Forecasting & Business Planning: Led the Annual Operating Plan (AOP) and rolling forecasts, ensuring alignment with strategic objectives and market dynamics. Monitored key financial metrics to enable business decisions and proactive cost management.</li><li>Statutory, Internal & Tax Audit Management: Finalized standalone and consolidated financials under Ind AS and IFRS, ensured timely group reporting and compliance with international standards. Delivered clean and timely closures of statutory, tax, and internal audits in coordination with Big 4 auditors. Strengthened audit readiness through pre-audit diagnostics and rectification of recurring control gaps.</li><li>Regulatory Compliance & Risk Management: Ensured end-to-end compliance which includes ROC, RBI, FEMA, Income Tax, GST, Transfer Pricing, DTAA, and Customs. Reviewed cross-border contracts and transactions to ensure arm’s length pricing, accurate TDS application, and proper documentation under Transfer Pricing regulations.</li><li>Commercial Negotiation & Contract Governance: Led commercial negotiations and structured deals with vendors and franchisees. Reviewed key business contracts to ensure financial viability, risk protection, and compliance with regulatory standards.</li><li>Treasury & External Commercial Borrowing (ECB): Managed fund planning and liquidity management including ECB drawdowns, bank negotiations, and interest optimization. Improved working capital cycles through proactive cash flow forecasting and receivables control.</li><li>Internal Controls & Governance Framework: Led organization-wide reviews of internal control systems, identified process gaps, and redesigned or implemented over 40 SOPs and IFCs. Established a governance structure for financial discipline, risk mitigation, and policy compliance across departments.</li></ul> at Kama Ayurveda Pvt. Ltd. & PUIG India Pvt. Ltd.