TEPPA NAGA RAJU
Bengaluru
Summary
Results-driven banking professional with 5+ years of experience in branch management, risk assessment, and treasury operations seeking a role after doing an MBA with a mix of finance and analytics.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Manager
Union Bank of India
06.2020 - 02.2023
- Oversaw branch operations, including account management, customer service, and financial transactions.
- Ensured compliance with applicable laws, regulations, and industry standards.
- Monitored over 1500 loan accounts, reviewing applications for regulatory adherence.
- Mitigated risk of bad loans through diligent follow-up, reducing NPA by 40 percent year-over-year.
- Executed post-implementation confirmations of risk analysis techniques to enhance oversight.
- Monitored quarterly performance metrics to ensure operational effectiveness.
Assistant Manager
Andhra Bank
08.2017 - 06.2020
- Conducted credit risk analysis through balance sheet and ratio assessments.
- Maintained accurate sales transaction records using point-of-sale systems.
- Established monitoring processes for customer satisfaction levels.
- Coordinated interdepartmental collaboration to enhance operational efficiency.
- Executed operational strategies to drive productivity and effectiveness.
- Analyzed sales data to identify trends and refine strategies.
- Implemented quality control measures to ensure compliance with company standards.
- Kept current on company products and services to enhance customer interactions.
Education
MBA -
DFBE,Delhi University
05.2025
B.Tech - CSE
Jawaharlal Nehru Technological University
07.2012
Pre-University Education -
Narayana Junior College
03.2007
Secondary Education -
Sri Viswasanthi School
03.2005
Skills
- Financial analysis and modeling
- Risk assessment and management
- Regulatory compliance
- Economic and policy analysis
- Credit risk evaluation and validation
- Market trend forecasting
- Portfolio monitoring and cash flow analysis
- Business planning and relationship management
- Python and SQL
- MS Office applications
Certification
- JAIIB, IIBF, 01/01/21
- HackerRank: SQL, 09/01/23
Hobbies and Interests
- Cricket
- Cooking
- Books
- Movies
Projects
Role of Agriculture Credit in Rural Development of India, 08/01/24, 04/30/25, Python, Stata, Analyzed trend of agriculture credit disbursements in India, Analyzed impact of agriculture credit on agri productivity, Assessed role of agriculture credit in rural development of India
Leadership Experience
Co-ordinator, 08/01/23, 04/30/25, Economic Society/DFBE, Delhi University, Implementing the social media strategy of the Economics Society of DFBE, Delhi University., Organized ArthNiti and BudgetNiti 2025 an annual conclave of Economic Survey of India and Annual Budget of India.
Timeline
Manager
Union Bank of India
06.2020 - 02.2023
Assistant Manager
Andhra Bank
08.2017 - 06.2020
MBA -
DFBE,Delhi University
B.Tech - CSE
Jawaharlal Nehru Technological University
Pre-University Education -
Narayana Junior College
Secondary Education -
Sri Viswasanthi School
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