Summary
Overview
Work History
Education
Skills
Additional Information
hobbies
Timeline
Generic

Thalachil Sivadas

General Manager (Retd) SBI
Coimbatore

Summary

Dynamic General Manager with SBI, recognized for driving strategic business growth and leading high-value credit decisions. Expert in heading high powered Credit Sanctioning and Monitoring Committees with risk management and portfolio oversight, achieving consistent revenue increases. Proven leader in fostering team collaboration and enhancing customer relationships, while managing multi-trillion-rupee portfolios across diverse banking sectors.

Overview

9
9
years of professional experience
4
4
Languages

Work History

General Manager

SBI
06.2022 - 05.2025
  • Senior GM in the Circle Management Committee monitoring a business portfolio of more than Rs. 3 trillion.
  • Heading various high-powered committees in retail banking, corporate and SME financing, credit appraisal, risk management, and strategic business leadership.
  • Adept in Credit Committee decision-making, with a proven track record in sanctioning high-value exposures, ensuring compliance with the regulatory framework, and maintaining asset quality.
  • Recognized as a member of the All India Credit Sanctioning Committee for sanctioning high-value advances for clients across various locations, All India.
  • Cultivated strategic partnerships with industry leaders, enhancing brand credibility and access to new customer segments.
  • Recognized for consistent, excellent business growth with prudent risk management while leading a large team and managing multi-trillion-rupee portfolios.
  • Managed budget implementations, employee reviews, training, schedules, and contract negotiations.
  • Cultivated strong relationships with clients, vendors, and partners to ensure long-term success and loyalty.
  • Business and operational head of more than 500 branches of SBI in Kerala.
  • Recognized and awarded No. 1 ranking for the network at the All India level for various third-party selling, including mutual fund and insurance products, etc.

Dy. General Manager (Zonal Head, Bangalore Zone)

SBI
05.2020 - 05.2022
  • Managed 6 Regions with moe than 250 branches simultaneously while maintaining focus on meeting budgetary requirements and other key milestones.
  • Headed the Zonal Credit Committee in sanctioning high value advances and monitoring and controllng advanes sanctioned by other Credit Committees reporring to me.
  • Developed and executed annual business plans, resulting in consistent revenue growth.
  • Participated in planning process to achieve corporate objectives.
  • Fostered and promoted cooperative and harmonious working climate conducive to maximum employee morale, productivity, and effectiveness.
  • Recognised and awarded for being Rank No 1 in home sales, car sales, third party product sellng etc. at All India Level.

Dy. General Manger, Corporate Centre, Mumbai

SBI
05.2018 - 04.2020


  • Team Leader for the stake sale of the MAB business of SBI, inviting global RFPs, and creating a subsidiary, SBI Payments, for managing the entire payment business.
  • I worked as the DGM in the CPPD department of SBI, which is the high-level body for formulating and reviewing various credit policies for the bank.
  • Reviewed and formulated various credit policies including NPA Manamgent policies, InvIT polices etc. and presented to the top management, including the Chairman, MDs, and others.
  • Ensured compliance with relevant regulations by developing robust policies and procedures.
  • Collaborated with department heads to establish goals and work plans.

Regional Manager

SBI
06.2016 - 05.2018
  • Managed more than 40 branches, directly monitoring business and operations.
  • Ranking No. 1 region in Kerala continuously for several months and secured various awards at the All India level.
  • Developed and executed successful business plans that resulted in improved market share and profitability within the region.
  • Boosted brand growth by devising strategic network and marketing tactics.
  • Collaborated with executive leadership to establish long-term objectives, drive growth initiatives, and align regional efforts with corporate goals.
  • Expanded regional presence by researching potential markets, developing strategic partnerships, and opening new locations.

Education

B.com - Financial Accounting

Calicut University And Patna University
Kerala
04.2001 -

CAIIB (1) -

Indian Institute of Banking
India
04.2001 -

Skills

Credit Committee Leadership

Risk Management

Portfolio Management

Strategic Business Growth

Decision Making

Leadership Coaching

Operations management

Customer relationship management

Team leadership

Project management

Additional Information

Undergone various trainings including credit management, leadership coaching etc.

Attended trainings at IIM, Executive Education program at Indian School of Business (ISB) Hyderabad etc.

hobbies

Reading

Wriging poems

Motivational speaking

Leadership Coaching

Timeline

General Manager

SBI
06.2022 - 05.2025

Dy. General Manager (Zonal Head, Bangalore Zone)

SBI
05.2020 - 05.2022

Dy. General Manger, Corporate Centre, Mumbai

SBI
05.2018 - 04.2020

Regional Manager

SBI
06.2016 - 05.2018

B.com - Financial Accounting

Calicut University And Patna University
04.2001 -

CAIIB (1) -

Indian Institute of Banking
04.2001 -

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Thalachil Sivadas General Manager (Retd) SBI