Summary
Overview
Work History
Education
Skills
Interests
Key Responsibilities
Additional Information
Timeline
Generic
Tiliksha Ambardar

Tiliksha Ambardar

Payments Product owner
Bengaluru

Summary

Business Analyst with 9.5+ years of experience in payments and banking domain, with an expertise in SWIFT messaging system, ISO20022 Standards, SEPA, BACS, and NPP. Proficient in analyzing payment processes, identifying inefficiencies, and implementing solutions to streamline operations.

Overview

9
9
years of professional experience
1
1
Language

Work History

Payments Product Owner

Standard Chartered Bank
07.2024 - Current

Technical Business Analyst

Commonwealth Bank
07.2022 - 07.2024

Business Analyst

HSBC India Private Ltd.
05.2018 - 07.2022

Senior Software Engineer

Capgemini Technology Services
10.2015 - 04.2018

Education

MBA -

Savitribai Papule Pune University
Pune, India
04.2001 -

Bachelor of Science - Computer Science

Rajasthan Technical University
Jaipur
04.2001 -

Skills

    MySQL

REST API Integration

AWS Practitioner

Microsoft Visio

Gliffy

Atlassian Confluence

Atlassian JIRA

JSON

XML

Interests

Swift Alliance Messaging Hub

Fiserv Dovetail

Finsatra Global Pay Plus

SCPay

Key Responsibilities

  • Client Migration: Spearheading seamless migration of clients to new platforms, ensuring minimal disruption to business operations and improved user experience
  • Release Management: Coordinated end-to-end release management for payment-related projects, ensuring timely delivery, quality assurance, and alignment with stakeholder expectations.
  • Collaborate closely with stakeholders for requirement gathering, elicitation and conduct requirement walkthrough, ensuring alignment and understanding across all parties.
  • Perform impact analysis and gap analysis for the product requirements.
  • Creating in depth application designs, various diagrams and supporting documentation.
  • Conduct options analysis, assess feasibility and operational impact and contribute to the refinement of an epic •
  • Work closely with the Product Owners and architects to create user stories from epics which address stakeholder needs within the acquiring domain space
  • Played a key role in the integration of new payment technologies and platforms, ensuring seamless transition and minimal disruption to operations.
  • Analyses and optimization of payment processes, leveraging expertise in core banking domain.
  • Actively supported production releases by guiding operations teams with run sheet creation and business validation testing, ensuring smooth and error-free deployments.
  • Review and sign-off QA artifacts.
  • Acting as a scrum master for the team, facilitating Agile ceremonies and fostering collaboration and communication among team members.



Additional Information

  • GIFT City Project: Currently managing USD settlement operations at GIFT City, positioning Standard Chartered Bank as a settlement bank and facilitating enhanced cross-border payment capabilities


  • ISO Migration: Successfully led the migration of cross-border and domestic payment flows to ISO 20022 standards, enhancing payment processing efficiency and compliance


  • FTI-NPP Send - Enable the last leg of an international fund transfer to settle via the real time payment platform, NPP, in order to adhere to Australia's industry regulation.


  • MT to MX Migration
    Global initiative to implement ISO20022 – MX messaging standards for cross-border and domestic payments.


  • GPI 2019
    Swift's initiative to enable tracking of payments across its end to end payment journey in order to improve the experience for both customers and banks.


  • PH RTGS MIGRATION TO ISO
    Decision of Philippines Central Bank to renew their payment infrastructure to adopt ISO20022 standards.


  • SEPA INSTANT PAYMENTS
    Implementing a payment solution that is available 24/7/365 and resulting in the immediate or close-to-immediate beneficiary credit (SLA 25secs)


  • HUB CLUSTER – SEPA PAYMENTS
    Multiple European countries were integrated in to a single cluster, to reduce the operational overhead and increase service reachability to clients.


  • GLOBAL LIQUIDITY ENGINE – SEPA PAYMENTS
    In order to enhance the liquidity management product for corporate customers to enable balance sweep mechanisms.


  • SRP BACS
    Complying to UK's banking reforms to design ring-fencing and non ring-fencing bank divisions to achieve stability in financial systems.


Timeline

Payments Product Owner

Standard Chartered Bank
07.2024 - Current

Technical Business Analyst

Commonwealth Bank
07.2022 - 07.2024

Business Analyst

HSBC India Private Ltd.
05.2018 - 07.2022

Senior Software Engineer

Capgemini Technology Services
10.2015 - 04.2018

MBA -

Savitribai Papule Pune University
04.2001 -

Bachelor of Science - Computer Science

Rajasthan Technical University
04.2001 -
Tiliksha AmbardarPayments Product owner