Summary
Overview
Work History
Education
Skills
Certification
Timeline
KEY ACHIEVEMENTS
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Tina R

Product Owner
Bangalore

Summary

PSPO-certified Product Owner and Product Management professional with proven experience leading and scaling digital products. Known for aligning product vision, business strategy, and technology execution to deliver secure, customer-centric, and high-impact solutions. Adept at translating complex business needs into clear product direction, driving cross-functional alignment, and delivering measurable outcomes. Consistently recognized as a top performer for product ownership excellence, delivery impact, and team mentorship.

Overview

2026
2026
years of professional experience
3
3
Certifications

Work History

Senior Product Owner

Wells Fargo
01.2022 - Current
  • Owned product vision, strategy, and roadmap, aligning business objectives, customer needs, regulatory constraints, and technical feasibility.
  • Led the end-to-end product lifecycle from problem discovery and requirements definition through development, launch, and continuous improvement.
  • Drove stakeholder alignment by clearly communicating priorities, scope, timelines, risks, and trade-offs across business, engineering, and leadership teams.
  • Translated business needs into detailed product specifications, user stories, and acceptance criteria, enabling faster and higher-quality delivery.
  • Acted as the voice of the customer, working closely with UX and engineering to design intuitive, scalable, and secure solutions.
  • Owned and continuously prioritized the product backlog, balancing customer value, business impact, technical debt, and delivery timelines.
  • Identified edge cases, system dependencies, and integration impacts early to reduce rework and delivery risk.
  • Partnered with engineering and QA teams to ensure solution quality, performance, and readiness for release.
  • Facilitated Agile ceremonies including sprint planning, backlog grooming, demos, retrospectives, and release planning.
  • Worked closely with analytics and data teams to define KPIs, monitor product adoption, and guide data-driven roadmap decisions.
  • Used customer feedback, usage insights, and performance metrics to continuously improve product experience and outcomes.
  • Led product enablement activities such as internal training, feature demos, documentation, and release notes for cross-functional teams.
  • Coordinated with Sales, Marketing, Pre-Sales, and Support teams to enable successful feature launches and customer adoption.
  • Mentored junior team members and promoted best practices in product discovery, delivery, and stakeholder management.
  • Delivered complex fintech initiatives including digital wallets, payments, tokenization, and API-based integrations.

Assistant Manager - Product Owner

Mahindra Comviva
01.2019 - 01.2021
  • Managed the complete product lifecycle — from concept to launch and continuous improvement.
  • Conducted user research and market analysis to identify opportunities and customer needs.
  • Managed the complete product lifecycle from concept and discovery through development, launch, and continuous improvement.
  • Conducted user research, stakeholder interviews, and market analysis to identify customer pain points, opportunities, and competitive gaps.
  • Defined and maintained the product vision, strategy, and roadmap, aligning business objectives, customer needs, and delivery constraints.
  • Worked closely with business teams and end users to gather, analyze, validate, and prioritize requirements.
  • Translated business needs into clear Product Specification Documents (PSD), epics, features, user stories, and acceptance criteria, ensuring engineering clarity.
  • Owned and continuously prioritized the product backlog, balancing business value, risk, dependencies, and release timelines.
  • Created process flows, wireframes, journey maps, and system diagrams to simplify complex requirements and improve technical understanding.
  • Collaborated closely with engineering, UX, and QA teams to design and deliver high-quality, scalable, and user-focused solutions.
  • Facilitated Agile ceremonies including sprint planning, backlog grooming, daily stand-ups, demos, and retrospectives to ensure smooth execution.
  • Supported UAT, release readiness, and production validation, coordinating closely with business, QA, and operations teams.
  • Led product training sessions, feature demos, and knowledge-sharing workshops for internal and external teams.
  • Defined and tracked KPIs and success metrics such as adoption, engagement, conversion, and operational efficiency.
  • Supported Sales and Pre-Sales teams by responding to RFPs/RFIs, preparing product collateral, and showcasing capabilities through demos.
  • Mentored junior team members and promoted best practices in product discovery, agile delivery, and stakeholder management.
  • Delivered complex fintech solutions including digital wallets, prepaid cards, payments, lending, KYC/AML, forex, tokenization, and insurance integrations.

Business Analyst

Wibmo (A PayU Company)
2017 - 01.2019
  • Worked as a customer success analyst and business analyst.
  • Led end-to-end product lifecycle management across digital wallets, ERP/CRM solutions, and fintech platforms.
  • Gathered business and technical requirements, ensuring seamless execution and alignment with strategic goals.
  • Created functional specification documents (FSDs), user stories, and flow diagrams to guide development.
  • Collaborated with engineering, design, and business teams, ensuring smooth development and deployment. Validated the solutions.
  • Validated the solutions and supported in UAT.
  • Provided training, demos, and expert guidance to internal teams and stakeholders.

Education

MBA - Marketing

New Horizon College of Engineering
Bangalore

Bachelor of Engineering - ECE

Cambridge Institute of Technology
Bangalore

Skills

Product – Discovery and Requirement Gathering

User Story and Acceptance Criteria Definition

RFP/RFI Management

Backlog Grooming and Prioritization

Sprint Planning and Delivery

Release Management

Product Metrics Tracking and Iterative Improvement

Data-driven decision making

Certification

Professional Scrum Product Owner (PSPO) – Certified by Scrum.org

Timeline

Senior Product Owner

Wells Fargo
01.2022 - Current

Assistant Manager - Product Owner

Mahindra Comviva
01.2019 - 01.2021

Business Analyst

Wibmo (A PayU Company)
2017 - 01.2019

MBA - Marketing

New Horizon College of Engineering

Bachelor of Engineering - ECE

Cambridge Institute of Technology

KEY ACHIEVEMENTS

  • Reduced claim-related contact centre calls by 35% in 3 months through launch of an AI-powered Claims Chatbot.
  • Delivered Oman Central Bank’s MPCSS integration across retail and corporate banking, ensuring 100% regulatory compliance.
  • Led delivery of an internal resource matching engine that enabled skill-based matching of supply and demand across LOBs improving resource utilization and reducing dependency on external hiring.
Tina RProduct Owner