Tripti Banka
Noida
Summary
My objective is to attain a challenging position in a well-known organization which can further enhance my learning, knowledge and skills and to obtain a position in the organization that can absorb my training and skills, helping me add more value and success to the overall growth of the company. Passionate about learning business concepts and possess the ability to handle work pressure and customer issues professionally.
Overview
5
5
years of professional experience
1
1
Certification
Work History
CREDIT ADMIN MANAGER
KOTAK MAHINDRA BANK
11.2025 - Current
CREDIT ADMIN MANAGER
YES BANK LIMITED
03.2023 - 11.2025
CREDIT ADMIN MANAGER
AXIS BANK LIMITED
09.2021 - 03.2023
AXIS BANK LIMITED
05.2021 - 08.2021
Education
POST GRADUATION DIPLOMA - BANKING AND SERVICES
MANIPAL UNIVERSITY
Bangalore04.2021
BACHELOR OF COMMERCE - undefined
PATNA WOMENS COLLEGE
Patna08.2018
Skills
- Processing CAM (Credit Approval Memorandum) for existing Clients and New to Bank Customers (NTB) Preparation of Sanction Letter and Further preparation of Disbursement Notice for sanctioning of credit Limit to Corporate/Companies
- Legal and Financial Due Diligence of the Credit Proposal with respect to Bank Credit Policy, Credit approval Memorandum Module, process guidance note and Internal checklists
- Drafting of Facility Letter (Detail of credit facility granted to Clients along with preparation of mandatory Documents required for granting of facilities)
- Coordinating with Business Personnel in drafting of various documents and getting them executed from clients which inter alia include execution of various Undertakings, Deed of Hypothecation, Mortgage related Documents, Power of Attorney, Creation of pledge on shares
- Assessment of Credit Facility granted to Corporate/ Companies from Legal Prospective Measuring Potential Non Performing Assets for Bank Preparation of different MIS such as RBS, NPA, ENPA, Cancellation/Non Cancellation, Facility mapping data, Penal data and such other data as being called from time to time
- Issuance of DN for renewal, modification, enhancement of Credit Facilities Tracking of Exceptions ie Track of Documents, Valuation, Stock statement, Stock Audit, AOD, Call report, Plant Visit, Property Visit, Comments from Authorities which are pending for submission at a specified time interval on Bank’s portal (C Cube) Removal of exceptions basis Approvals submitted by Business Personnel on behalf of Clients and as per Delegation Matrix of Bank
- Handled portfolio of 48 Large Corporate/ Companies registered under Companies Act/LLPs
- Handling Legal Audit Queries and assistance in Legal Audit Maintaining Documents submitted by Clients such as Title Deeds (Sale deeds against which loan is being sanctioned), relevant documents, assistance in providing documents to Mortgage team/Valuation team
- Preparation of Replies/presenting Data to Business team, RBI, Other Banks/Financial institutions in day to day business as per Policies of Bank
- Preparation of No Dues certificate/disposal/closure of Credit facilities along with statistics in respect of the paid off clients Checking of Charge forms CHG1/CH4 Form filled by Companies Processing of CERSAI whenever security is created
Certification
- NISM DEPOSITORY OPERATIONS PERCENTILE-90.5 Feb '21
- NISM MUTUAL FUNDS PERCENTILE-82 Apr '21
LANGUAGES
ENGLISH
HINDI
Timeline
CREDIT ADMIN MANAGER
KOTAK MAHINDRA BANK
11.2025 - Current
CREDIT ADMIN MANAGER
YES BANK LIMITED
03.2023 - 11.2025
CREDIT ADMIN MANAGER
AXIS BANK LIMITED
09.2021 - 03.2023
AXIS BANK LIMITED
05.2021 - 08.2021
BACHELOR OF COMMERCE - undefined
PATNA WOMENS COLLEGE
POST GRADUATION DIPLOMA - BANKING AND SERVICES
MANIPAL UNIVERSITY
INTERESTS
COOKING, TRAVELLING, DANCING