TRIPTI MEHTA
CA
Summary
Proven leader in corporate banking with a track record of driving revenue growth and portfolio expansion at ICICI Bank Limited. Expert in leveraging collaboration and portfolio management skills to exceed objectives. Demonstrated ability to develop high-performing teams and foster strong client relationships, ensuring sustained business success.
Overview
26
26
years of professional experience
Work History
Senior Relationship Manager- Corporate Banking
ICICI Bank Limited
02.2023 - Current
- Analysising the current credit data and financial statements to determine the degree of risks in extending credit
- Collaborated with internal teams to deliver comprehensive wealth management services and entire eco system penetration for maximizing client satisfaction and loyalty.
- Provide advice and guidance to team members within own area of responsibility to create and foster an environment of continuous improvement
- Interface with business management, operations, and risk managers to develop a wide range of metrics focused on measuring efficiency, service, and control
- Manage all aspects of unit performance, maintain service levels, and manage risk
- Work with business functional area counterparts to develop dashboards and management reporting
- Develop partnerships and very close working relationships with the regional event team and local business managers
- Established strong referral networks with internal partners such as commercial banking, private banking, and wealth management teams to identify potential new clients.
- Created and managed financial models to evaluate corporate investments and acquisitions.
Regional Head - Trade and Affluence
ICICI Bank Limited
05.2013 - 07.2022
- Increased revenue by identifying new business opportunities and closing high-value deals.
- Improved regional performance by implementing strategic sales initiatives and effective team management.
- Expanded market presence with targeted marketing campaigns and strong customer relationship building.
- Conducted regular performance reviews, setting clear expectations and supporting employee development initiatives.
- Enhanced client satisfaction by addressing concerns promptly, resolving issues efficiently with tailored solutions.
- Aligned regional objectives with overarching organizational goals to ensure comprehensive success across all areas of operation.
- Streamlined operations for increased efficiency through process improvements and staff training.
- Developed a collaborative culture, fostering teamwork and open communication throughout the region.
- Managed budgets responsibly while investing in long-term growth opportunities that yielded positive returns.
- Cultivated a high-performance environment through effective goal-setting and ongoing performance monitoring.
- Attended weekly meetings to discuss and optimize strategies.
- Monitored staff performance by actively engaging in and observing day-to-day activities.
Regional Head -SME Loans
ICICI Bank Limited
12.2010 - 06.2013
- Creation of an asset portfolio by sourcing and structuring deals
- Monitoring the health of existing book and ensuring compliance adherence
- Expanded market presence with targeted marketing campaigns and strong customer relationship building.
- Implemented data-driven decision making, using analytics to identify trends and inform strategy development.
- Established partnerships with industry leaders, expanding services offered and increasing market share.
Business Loan Group Relationship Manager
HDFC Bank Limited
03.2008 - 12.2010
- Maintained comprehensive knowledge of competitive landscape trends, leveraging this information to inform strategic decisions around product offerings and pricing structures.
- Established strong relationships with clients by providing timely and accurate financial advice.
- Developed customized presentations for prospective clients, showcasing the benefits of our products and services in addressing their unique funding requirements.
- Demonstrated commitment to continuous improvement by participating in ongoing professional development courses and industry conferences.
Chief Finance Officer
Rahman Industries Limited
11.2002 - 03.2008
- Introduced robust internal controls to safeguard corporate assets and ensure accurate financial reporting.
- Secured favorable financing terms for business expansion projects through strong negotiation skills.
- Helped the corporate in front ending anti- dumping case imposed by European Commission
- Optimized cash flow management to maintain positive liquidity and minimize interest expenses.
- Improved financial efficiency by streamlining accounting processes and implementing cost-saving measures.
- Negotiated favorable vendor contracts that resulted in significant cost savings for the company over time.
- Spearheaded due diligence efforts for potential mergers and acquisitions, identifying lucrative opportunities for growth.
- Championed process improvement initiatives across various departments, leading to increased operational efficiency.
- Enhanced company profitability with the development of comprehensive financial strategies and risk management policies.
- Mentored junior finance professionals within the organization, cultivating a culture of continuous learning and development.
- Implemented cost reduction initiatives and process improvements to optimize efficiency and productivity.
- Improved cash flow, retired debt and built cash reserves to control costs and enhance benefits.
- Worked closely with audit team to hedge against or mitigate operational risks.
- Assessed company resources to keep business funded and nurture relationships with investors, lenders and key partners.
- Spearheaded contract negotiation and financing to complete high-priority projects and realize target outcomes.
- Oversaw accounts payable and receivable to track income and expenditures, drive statutory compliance and provide quantitative financial information.
- Established transparent lines of communication between the finance department and key stakeholders, enabling informed decision-making and fostering a collaborative work environment.
- Advised executive leadership on strategic planning initiatives, contributing valuable insights based on financial analysis.
Audit Assistant
Mehra Mehrotra & Co; Chartered Accountants
02.2002 - 11.2002
- Assisted in bank audits and tax audits for corporates
- Internal audit of PNB Bank
- Statutory Audit of SBI
Internship Student
Prakash& Santosh Chartered Accountants
07.1998 - 07.2001
- Improved internship experience by efficiently managing assigned tasks and meeting deadlines.
- Gained practical experience in various aspects of the field, applying academic knowledge to real-world situations.
- Developed professional skills through hands-on experiences, including time management and effective communication.
- Sorted, organized, and maintained files.
Education
CHARTERED ACCOUNTANT - FINANCE AND TAXATION
ICAI
KANPUR 04.2001 -
Bachelor of Commerce - Accounting; Taxation And Finance
KANPUR UNIVERSITY
KANPUR 04.2001 -
Skills
Collaboration
Timeline
Senior Relationship Manager- Corporate Banking
ICICI Bank Limited
02.2023 - Current
Regional Head - Trade and Affluence
ICICI Bank Limited
05.2013 - 07.2022
Regional Head -SME Loans
ICICI Bank Limited
12.2010 - 06.2013
Business Loan Group Relationship Manager
HDFC Bank Limited
03.2008 - 12.2010
Chief Finance Officer
Rahman Industries Limited
11.2002 - 03.2008
Audit Assistant
Mehra Mehrotra & Co; Chartered Accountants
02.2002 - 11.2002
CHARTERED ACCOUNTANT - FINANCE AND TAXATION
ICAI
04.2001 -
Bachelor of Commerce - Accounting; Taxation And Finance
KANPUR UNIVERSITY
04.2001 -
Internship Student
Prakash& Santosh Chartered Accountants
07.1998 - 07.2001
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