TWINKLE PAWAR

• Spearheaded B2B trading operations for new and used tyres, facilitating large-scale sales to government organizations via the GeM (Government e-Marketplace) platform.
• Conducted client onboarding and relationship management, improving client retention and increasing repeat orders by 30% over 18 months.
• Led strategic risk assessments and financial analysis to evaluate vendors and optimize deal structures, ensuring profitability and compliance with public sector procurement norms.
• Handled invoicing, taxation (GST), and billing operations, ensuring accurate and timely documentation in line with government procurement standards.
• Proactively generated new business by identifying government tenders, drafting bids, and nurturing long-term client relationships.

• Financial Planning Manager

I was responsible for overseeing and optimizing the investment portfolios of both individual clients and organizations, ensuring alignment with their financial goals, risk tolerance, and long-term objectives. My core responsibilities included:

• Portfolio Management: Managed and monitored diverse client portfolios, making data-driven decisions to optimize asset allocation and ensure that investments were in line with clients’ financial goals and risk preferences.
• Personalized Investment Roadmaps: Designed and developed conflict-free, purpose-driven investment strategies tailored to each client’s unique needs. My approach was grounded in building trust through clear, transparent, and expert financial advice. Each strategy was carefully constructed, considering the client's individual goals, time horizon, and financial situation.
• Client Relationships: Fostered strong, long-lasting relationships with clients by offering personalized, attentive service and transparent communication. I took a consultative approach, helping clients understand the rationale behind their investment choices and guiding them through every step of their financial journey.
• Investment Strategy & Planning: Devised comprehensive, actionable investment strategies with a focus on diversification, risk management, and long-term financial growth. I helped clients navigate complex market conditions by ensuring their investments were structured for sustainable, purpose-driven outcomes.
• Expert Advice: Provided ongoing expert financial advice, helping clients make informed decisions regarding investments, tax planning, and wealth management. My guidance ensured clients were well-equipped to achieve their financial goals, with strategies designed for both short-term gains and long-term financial security.
• Ethical & Process-Driven Approach: Maintained the highest ethical standards by offering conflict-free recommendations and adhering to a process-oriented investment approach. This ensured that all strategies were built on a solid foundation of expertise, trust, and professionalism.
• Performance Monitoring & Reporting: Regularly reviewed portfolio performance and made adjustments as necessary, providing clients with detailed, understandable reports and insights into their investment progress.