Ujjwal Prakash

Managing portfolio of 170 cr.

Performed initial due diligence before recommending cases for credit approval.

Logged each case with TAT and assessed financials before representation.

Ensured submission of all required documents in compliance with credit case representation.

Making CAM of every cases and moving the case to credit.

Coordinated with credit, operations, legal, and valuers for end-to-end disbursement.

Monitored OOO, POT NPA and DPD to sustain optimal portfolio performance.

Led acquisition of new clients through branch and DSA channel.

Responsible for recomeding the case to credit .

Engage with end to end disbursement

Ensured accounts remained free from overdue payments or potential non-performing asset designation.

• Maintaining the house keeping and ensuring all deferral to be closed on time
• Maintaining end to end relationship with client, i.e
• From sourcing to disbursement, servicing, renewal and enhancement with proper compliance
• Looking for acquiring the ticket size up to total turnover of Max 200 Cr
• Have increased the portfolio from 50 Cr to 125 Cr

• Acquire & Maintaining customer relationship and understanding their needs for cross-sell
• Sourcing Current Accounts and dealing in various Trade and Treasury Products, Bill Discounting, Bank Guarantee, Letter of Credit, Cash Credit / Overdraft, Payment and Cash Management, Factoring, etc
• New client acquisition for working capital
• Coordinating with credit team and other related departments
• Maintaining end to end relationship with client, i.e
• From sourcing to disbursement, servicing, renewal and enhancement with proper compliance
• To deepen share of wallet for the acquired portfolio
• Have done the growth of 20 Cr by growing the books from 15 Cr to 35 Cr

• Strategically acquiring new customers while maintaining healthy relationships with the existing customers overcoming the business development challenges faced by a new branch
• Involved in sales and marketing of wide range of products including assets and liabilities, current and savings accounts (CASA), insurance, online share trading, mutual funds, and corporate and personal loans
• Interacting with corporates to attract fixed-deposits while offering win-win propositions
• Interfacing with credit operations team for disbursing loan to eligible customers within the Turn Around Time
• Awarded for highest number of premium achieved in insurance this financial year 2018-19
• Awarded for highest revenue done in credit card this financial year 2018-19
• Awarded for highest premium achieved in health insurance this financial year 2018-19
• Co-ordinated with various stakeholders for the disbursement of 75 million CC, highest revenue in ASSET BBG for financial year 2017-2018 in Jharkhand zone
• Awarded with Zonal Medal of honor for achieving highest health insurance in Aug,18
• Bronze medal for highest debit card revenue for the month of july,18
• Qualified for Super Star Li Contest for JFM -2018
• Consistently achieved the targets of CASA, insurance, and other banking products
• Promoted to BBG RM from April financial year 2019-2020

• Identifying potential customers and analyzing appropriate investment options for them
• Helping clients on existing problems and advising them on financial investments
• Involved in sales and marketing of wide range of products including CASA, insurance and loans
• Only employee in the entire South Gujarat region who qualified for RNR for consecutively 4 months
• Listed in Star Performer Employee among all the Relationship officers in South Gujarat Region, for achieving the sales target of CASA