Community Involvement
UMA ARORA
Chartered Accountant
Lucknow
Summary
Experienced Credit Manager knowledgeable about creditworthiness and document review. Highly effective at optimizing credit policies to balance profit and loss.
Overview
6
6
years of professional experience
10
10
years of post-secondary education
Work History
Credit Manager
HDFC Bank Ltd
Lucknow
05.2022 - Current
- Monitored accounts for signs of fraud and non-payment issues.
- Used Lasersoft to perform credit appraisals, document verification and loan approvals.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
- Obtained and interpreted financial statements to assist in credit limit reviews.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
Audit Experienced Assistant
BDO Rise Pvt Ltd
Bangalore
12.2021 - 03.2022
- Assisted in Audit of US based Private Equity Funds & Venture Capital Funds.
- Prepared & Completed workpapers, recognizing discrepancies and promptly addressing for resolution.
- Followed up on reviews to assess and report on completion or progress of corrective actions.
Accounts & Audit Assistant
V. Awasthi & Arvind Shrish
Lucknow
12.2019 - 10.2021
- Performed Special Audit of 3 Units of UP Tourism Development Corporation Ltd.
- Performed compliance requirements for clients receiving foreign contribution and filed form
- FC- 3C(Renewal),FC- 3A(Registration),FC- 4(Initmation-Annual Return).
- Performed Statutory Audit & Filed IT Returns for Comany having T/o > Rs 2Cr-Pawansut Ad Creations, Tender Care Nursing Home, Thukral Diagnostic Center, etc & assisted in audit of charitable institutions & Filed IT Returns for Tiger Protection Society, Lucknow Zoological Garden, Etawah Parks Samiti, etc
CA Industrial Trainee
Indian Oil Corporation Ltd
Lucknow
11.2018 - 10.2019
- Worked closely with industrial professionals to expand upon acquired training with practical knowledge.
- Updated internal data systems to aid senior managers in effective decision-making.
- Worked under CAPEX domain of Finance Department.
- Perfomed critical analysis of WIP of various projects and then capitalized them.
- Assisted in preparation of various MIS and Schedules during quarterly, half yearly and annual closings
Articled Assistant
V.Awasthi & Arvind Shrish
Lucknow
10.2017 - 11.2018
- Compiled, prepared & filed monthly GST returns of UPSBC and several other small and medium traders.
- EPF audit of UPSBC (Uttar Pradesh State Bridge Corporation Pvt. Ltd.) for FY 16-2015.
- Internal Audit of Zonal Account Unit (Lko.) of UP Power Transmission Corporation Limited.
- Performed Tax Audits and filed IT Returns for various Proprietorships, Partnerships & Companies
Articled Assistant
PCS & Associates
Lucknow
11.2016 - 10.2017
- Assisted in Statutory Audit of Canara Bank for FY ending 2017.
- Compiled, prepared & filed monthly VAT returns of FCI UP region & several other small & medium traders.
- Assisted in Audit along with finalisation of Balance Sheet of Rashtriya Madhyamik Shiksha Abhiyan of 9 districts in UP.
- Assisted in Concurrent audit of various branches of District Co-Operative Banks (DCB) in Barabanki, Faizabad, Shahjahanpur and Lakhimpur
Education
Chartered Accountant - Accounting, Auditing, Taxation
The Institute of Chartered Accountants of India
12.2014 - 12.2021
Bachelor Of Commerce - Accounting
Lucknow University
Lucknow 05.2014 - 04.2017
Skills
Financial analysis and reporting
Interests
Waste Management
Event Organization & Management
Timeline
Credit Manager
HDFC Bank Ltd
05.2022 - Current
Audit Experienced Assistant
BDO Rise Pvt Ltd
12.2021 - 03.2022
Accounts & Audit Assistant
V. Awasthi & Arvind Shrish
12.2019 - 10.2021
CA Industrial Trainee
Indian Oil Corporation Ltd
11.2018 - 10.2019
Articled Assistant
V.Awasthi & Arvind Shrish
10.2017 - 11.2018
Articled Assistant
PCS & Associates
11.2016 - 10.2017
Chartered Accountant - Accounting, Auditing, Taxation
The Institute of Chartered Accountants of India
12.2014 - 12.2021
Bachelor Of Commerce - Accounting
Lucknow University
05.2014 - 04.2017
Similar Profiles
KAMALA SUBRAMANIANKAMALA SUBRAMANIAN
Senior Vice President and Unit Head at HDFC Bank Limited, HDFC BankSenior Vice President and Unit Head at HDFC Bank Limited, HDFC Bank
Jignesh PatelJignesh Patel
Relationship Manager at HDFC Sales Pvt. Ltd. (Group Company Of HDFC Bank)Relationship Manager at HDFC Sales Pvt. Ltd. (Group Company Of HDFC Bank)
Prodip SahaProdip Saha
Collection Officer at HDFC Bank, Bajaj Finance, Axis Bank, IDFC BankCollection Officer at HDFC Bank, Bajaj Finance, Axis Bank, IDFC Bank
Vipa Anthooly ThoovakunnonVipa Anthooly Thoovakunnon
Manager - Credit Underwriting at HDFC Bank LtdManager - Credit Underwriting at HDFC Bank Ltd
ASHISH RANAASHISH RANA
Front Office Manager at (Accor) Mercure Lucknow Gomti NagarFront Office Manager at (Accor) Mercure Lucknow Gomti Nagar