Uma Mageshwar GV
Credit Analyst
Muscat
Summary
Competent Credit Analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to create credit risk models.
Overview
5
5
years of professional experience
1
1
year of post-secondary education
Work History
Credit Analyst
Beehive Financial Technology SPC
2023.08 - Current
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Assessed credit risk and analyzed financial statements.
- Made decisions and recommendations about extending lines of credit.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Conducted industry research to understand economic conditions impacting borrower ability to repay loans.
- Analyzed and monitored portfolio credit performance against expectations and recommended improvement strategies.
- Developed credit models to assist in credit decision process.
- Performed credit reviews on corporations to assess financial conditions.
Finance Analyst
Tilal Development Company SAOC
2023.05 - 2023.07
- Developed financial models, analytics and automated reporting and forecasting tools to increase productivity.
- Measured actual performance against operating plan and interpreted results for all levels of management.
- Supported operations management, sales, and marketing efforts to increase revenue and overall financial health.
- Enhanced, innovated and improved existing processes and controls to manage risk.
- Updated, reconciled and resolved issues with computerized accounting system.
- Collected data and developed detailed spreadsheets to identify trends and create revenue, profitability, and expense forecasts.
- Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports.
- Supported financial director with special projects and additional job duties.
- Filing of XBRL with CMA
Auditor
Prime Auditing & Consultants
2022.08 - 2023.04
- Preparation of complete Financial statement (P&L, BS, SCF, SOCE, NOTES as per IFRS).
- Provide variance analysis of monthly / quarterly management accounts and statutory accounts to Top management.
- Perform stock, debtor and creditor movement analysis to Client assisting in working capital management.
- Clearing and setting up past financial records and assist clients with reports and decisions.
- Developing and managing client relationships.
- Involved in setting up VAT compliance system in Client organizations.
- Ensure timely completion of mandatory review of audit file by relevant personal within organization. (i.e. Partner, EQCR, QA etc.).
- Setting up system and internal policies for Client.
- Lead internal and statutory audits, identify audit issues and escalating appropriately to Partner.
- Provide project level analysis for clients from various industry involved in Mining, Manufacturing of Concrete pipes.
- Filing of XBRL with CMA
Audit Intern
S Viswanathan LLP
2019.06 - 2022.06
- Handled Statutory Audits of various public and private limited companies, Tax Audits and Tax Management issues of High Net worth Individuals.
- Managing team of Audit Clerks, facilitating ideas, Continuous review of work papers, coaching and creating team friendly environment.
- Handling large group audit and liaising with Components Auditors to get deliverables.
- Preparation of Consolidated Financial Statements up to 40 entities with turnover of approx $475mn pa.
- Project performance analysis and reporting for insurance industry and derive business performance and segment reporting for clients.
- Filing of Annual Returns with the Income Tax, GST, MCA
Education
Bachelor of Commerce - Accounting And Finance
University of Madras
India 2001.04 -
CA Intermediate Group 1 - Finance And Auditing
Institute of Chartered Accountants of India
India 2001.04 -
CMA - Intermediate Group 1 - Cost & Management Accountant
Institute of Cost & Management Accountants of Indi
India 2001.04 -
ACCA - Skills Level - Finance
Association of Chartered Certified Accountants
United Kingdom 2023.07 - Current
Skills
Financial statements expertise
Experienced with Oracle, SAP, Tally, Focus software
IFRS, IAS
Verbal and written communication
Multitasking Abilities
Declaration
I declare in honor that the particulars given by me are true and accurate.
Uma Mageshwar GV
Timeline
Credit Analyst
Beehive Financial Technology SPC
2023.08 - Current
ACCA - Skills Level - Finance
Association of Chartered Certified Accountants
2023.07 - Current
Finance Analyst
Tilal Development Company SAOC
2023.05 - 2023.07
Auditor
Prime Auditing & Consultants
2022.08 - 2023.04
Audit Intern
S Viswanathan LLP
2019.06 - 2022.06
Bachelor of Commerce - Accounting And Finance
University of Madras
2001.04 -
CA Intermediate Group 1 - Finance And Auditing
Institute of Chartered Accountants of India
2001.04 -
CMA - Intermediate Group 1 - Cost & Management Accountant
Institute of Cost & Management Accountants of Indi
2001.04 -
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