UMANG SARASWAT
Noida
Summary
Highly motivated and results-oriented Anti-Money Laundering (AML) professional with 5 years of experience in Banking, Financial Services. Proven expertise in conducting thorough Know Your Customer (KYC) due diligence, transaction monitoring, sanctions screening, and investigations to mitigate financial crime risks. Adept at identifying suspicious activity reports (SARs) and adhering to regulatory guidelines (e.g., RBI, SEBI) to ensure compliance and minimize organizational exposure. Strong analytical, problem-solving, and communication skills with a commitment to maintaining the highest ethical standards.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Assistant Manager
HDFC Bank
New Delhi
07.2018 - 09.2023
- AML Monitoring of more than 100+ Customers on daily Basis
- Conducted thorough KYC/CDD investigations, including customer identification, verification, and enhanced due diligence for high-risk customers.
- Monitored customer transactions for suspicious activity, including large cash transactions, high-value wire transfers, and unusual patterns.
- Screened customers and transactions against global sanctions lists (e.g., OFAC, UN) and adverse media databases.
- Prepared and filed Suspicious Activity Reports (SARs) to regulatory authorities (e.g., FIU-IND) in accordance with legal and regulatory requirements.
- Conducted investigations into suspicious activity, including gathering evidence, analyzing data, and preparing investigative reports.
- Advised business units on AML/CFT risks and best practices to enhance compliance.
- Stayed abreast of evolving AML/CFT regulations and industry best practices.
- Conducted over 500 complex AML investigations, consistently exceeding quality assurance targets by 15% and identifying 10cr INR in potentially illicit transactions.
Business Development Executive
AdGyde Solutions Pvt Ltd
Noida
12.2017 - 05.2018
- Targeted app companies gave them all the insight of the In- app analytics and attribution, In-app events, campaign tracking, user flow, conversion funnel, PPC, etc had successful integration with 10 App companies
- Collaborated with sales and marketing departments to support client acquisition
- Developed new proposals, contracts, and procedures to draw in more clients and streamline work operations
Digital Marketer Intern
TestFormula Education Pvt Ltd
New Delhi
05.2016 - 06.2016
- Conducted keyword research and analysis, ensuring optimal targeting for organic search rankings.
- Boosted online sales through targeted email marketing campaigns and personalized messaging.
- Managed pay-per-click campaigns, increasing click-through rates and conversions.
- Monitored and optimized advertising campaigns using Google, Facebook and Bing.
Education
PGDM - Business Administration And Management
Doon Business School
Dehradun, Uttarakhand 06.2017
Bachelor Of Commerce - Accounting And Finance
University of Allahabad
Prayagraj, Uttar Pradesh 05.2015
Skills
- AML/CFT: KYC/CDD, Transaction Monitoring, Sanctions Screening, SAR Filing, Investigations, Risk Assessment
- Regulatory Knowledge: RBI guidelines, PMLA Act, SEBI regulations
- Software Proficiency: AML software, Advance Excel, Power BI, Six Sigma, VBA Macros, Big Data Analysis
- Other Skills: Analytical & Problem-Solving Skills, Communication & Interpersonal Skills, Attention to Detail, Teamwork, Ethical Conduct
Accomplishments
- Star Excellence Awards at HDFC Bank from Apr 2019 to Mar 2020 for continuous 10 months.
- Star Performer Awards at HDFC Bank from Jan 2023 to Mar 2023.
Certification
- Lean Six Sigma Green Belt Certification from KPMG, September 2023.
- Consultant Certification from Altuni by InsideIIM, December 2022.
- VBA Certification from Grant Thornton Bharat LLP.
- Forensic Accounting & Fraud Investigation from Grant Thornton Bharat LLP.
- Advance Excel from Grant Thornton Bharat LLP.
Timeline
Assistant Manager
HDFC Bank
07.2018 - 09.2023
Business Development Executive
AdGyde Solutions Pvt Ltd
12.2017 - 05.2018
Digital Marketer Intern
TestFormula Education Pvt Ltd
05.2016 - 06.2016
PGDM - Business Administration And Management
Doon Business School
Bachelor Of Commerce - Accounting And Finance
University of Allahabad