UMANSHIV TANDON
CHANDIGARH
Summary
Certified and Competent Credit Analyst with 4.5+ years of experience in leading Mortgage lending Pioneer, Experience in Financial Analysis-Risk based analysis. Proven Experience in Business Development , aspires to further and expand leadership responsibilities, improve organizational ability to exceed corporate goals, and help honor all long-term commitments made to customers, stockholders, employees and the communities, to lead, challenge and be challenged in a marketing strategy or business/market development position. Analyze and improve marketing, sales and operational performance and develop products,
Achievements include improving sales, profit and service metrics through hands-on and proactive leadership of team members and strategic plans. Motivational and hardworking manager with expertise in service processes and marketing campaigns.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Business Banking Manager
HDFC LIMITED
Chandigarh
06.2018 - Current
Role
- Functioning as Branch Manager and leading Branch for assigned targets and new business markets acquisition and leads by Identifying and pursue potential new business clients, looking for ways to cultivate long-term, primary banking relationships
- Identify personal financial goals and needs of business clients; build collaborative relationships with partners across lines of business ( Chase Wealth Management, Home Lending, Branch Teams ) to connect clients with specialists who can help meet
- Core expertise in Mortgage lending - Portfolio overseeing average loan portfolio from INR 1.0 million to 50 million including HNI customers and NRI customers.
- Established and enforced internal controls, workflows and policies for tracking, reconciling and reporting on accounting activities.
- Oversee and monitor weekly performance standards , coaching routines and development plans for branch weekly and monthly targets. Assessing the customer feedback, evaluating areas of improvements & working on critical feedback.
- Developed and implemented marketing and business plans. Provided effective leadership by actively supporting your assigned branches with sound risk management protocols.
Key Skills
- Functional Knowledge in areas of Banking, policies, processes and procedures
- Communication/Interpersonal skills/Negotiation/Persuasive skills
- Analytical Ability
- Team Management Skills
Competencies
- Drive for Results: Finding Solutions to problems despite constraints, setting priorities and high performance standards
- Process Orientation: Making Changes in system/processes/work methods to improve performance
- Interpersonal Effectiveness: Ability to influence using data and logic to convince others, articulation with conviction.
Management Trainee
INDUSIND BANK LIMITED
Chandigarh
05.2017 - 07.2017
- Internship program at Regional office, Chandigarh which involved studying MSME model of business, core competencies and compliance under Regional Head PHH
- Assisted established management staff with operational oversight, business development and process improvement strategies.
- Acted with integrity, honesty and knowledge to promote culture of company and resolved escalated concerns using professionalism and understanding of facets of issue.
- Established open and professional relationships with team members which facilitated communication, quickly resolving issues and conflicts.
- Assisted established management staff with operational oversight, business development and process improvement strategies
Education
MBA - Finance And Marketing
Master of Business Administration
Punjab University, India05.2018
Bachelor of Commerce - Business Administration And Management
Govt.College of Commerce & Business Administration
Punjab University, India05.2016
Skills
- Business Strategy Development
- Financial Analysis
- Credit Analysis
- Strategic Planning and Control
- Cross Functional Team Management
- Negotiation
- Relationship Management
- Data Analysis
- Man-Hours Saving
- Team Management
- Due Diligence
- Customer Service
Personal
Date of Birth: 28th-March-1994
• Strengths: Flexible, Dynamic, Hard Working, Self-Dependent, Good Learner, Optimistic
• Hobbies: Melophile, Epicure, Dendrophile , Sketching , Poetry, Events Management
Accomplishments
- Managed and contributed towards loan portfolio of approx. INR 240+ Million in FY 2021-22, Loan Portfolio of approx. INR 250+ million in FY-2020-2021 and Loan portfolio of approx. INR 190 + Million. In FY 2019-2020 .
Certification
Certification: HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
- Workshop On Rural Housing Finance And Appraisal At HDFC – Regional Office , Chandigarh [2019]
- Training At Centre For Housing Finance – Lonavala – Head Office – Mumbai [2019]
- Workshop On Overview Of Lending Products In HDFC Regional Office , Chandigarh [2018]
- Workshop On Survey Of Sustainable Development At HDFC Regional Office , Chandigarh [2018]
- Workshop On Information And Cyber Security Awareness Regional Office , Chandigarh [2018]
- Workshop On Technical Appraisal In Mortgage Lending At HDFC - Regional Office , Chandigarh [2018]
- Workshop On Overview Of Credit Appraisal Methods In HDFC Regional Office , Chandigarh [2018]
Projects: UIAMS, PANJAB UNIVSERITY , CHANDIGARH
Perception Of Customers Towards Digital Payments Mode Vs. Cash Transactions In India [2017]
Understanding Corporate Financing Under Business Banking Group Of Indusind Bank Limited [2017]
OTHER ACTIVITIES
- Ambassador : Worked actively as a member of the Rotaract Himalayan District 3080 – Rotary International
- College Fest Organizer: Core participant of Gestione Management Club in Government College of Commerce, PU, Chandigarh- organized Intercollege fest “Yuvclique in 2013-14,2014-2015 and 2015-16
- Founder : The Parchment ( online magazine for artists ), Hoonar: an event management initiate for musicians and poets , organized more than 30+ events over than 2 years across Chandigarh , Panchkula and Mohali ,More than 1500+ artists associated over 2 years
Languages
Hindi
Bilingual or Proficient (C2)
Punjabi
Advanced (C1)
English
Bilingual or Proficient (C2)
Timeline
Business Banking Manager
HDFC LIMITED
06.2018 - Current
Management Trainee
INDUSIND BANK LIMITED
05.2017 - 07.2017
MBA - Finance And Marketing
Master of Business Administration
Bachelor of Commerce - Business Administration And Management
Govt.College of Commerce & Business Administration
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