R. Umapathy

Finance leader with extensive experience at SPAC Starch Products, specializing in fundraising and financial forecasting. Achieved ₹400 Crores in funding while improving regulatory compliance and team engagement. Proficient in managing intricate financial systems and driving strategic initiatives to enhance operational efficiency across manufacturing units.

• E-Filing - ICAI
• MS Office Intermediate - ICAI
• SAP Finance & Controlling (FI-CO) Power User Course - ICAI
• Typewriting Higher – English
• Typewriting Higher – Tamil
• Tally ERP9/Prime

• Date of Birth: 07/06/76
• Marital Status: Married

• Tamil (Native)
• English

Available on request.

• Supervised legal matters including insurance claims, contract vetting, and documentation related to plant machinery, capex procurement, and service contracts.
• Managed all statutory documentation, including ROC filings, MCA compliance, board resolutions, and funding documentation.
• Built and maintained robust relationships with banks to secure financial products and improve the company’s credit rating with agencies like CRISIL and CARE.
• Led end-to-end budgeting process, variance analysis, and financial forecasting, enabling leadership to make data-backed decisions.
• Tackled complex tax assessments and regulatory issues involving Income Tax and GST departments, including audits and scrutiny cases with zero penalties.
• Finalized company-wide financial statements in compliance with Income Tax and GST regulations. Ensured accurate filing of annual returns and coordinated audits.
• Spearheaded funding strategies by coordinating with lenders for working capital, term loans, and CAPEX funding; executed structured finance models based on TEV studies and risk assessments.
• Provided strategic recommendations directly to the board regarding capital investments, recurring operational expenses, and financial restructuring plans.
• Maintained individual P&L and cost center reports for each unit and led review meetings to identify cost-saving opportunities and operational inefficiencies.
• Oversaw financial functions of six manufacturing plants, ensuring plant-wise budgeting, forecasting, cost tracking, and profitability assessments. Submitted actionable plant-specific reports to the board.
• Successfully raised approximately ₹400 Crores in funding, including for major capital expenditure projects, by liaising with banks and financial institutions. Negotiated favorable terms to reduce overall interest burden.
• Handled overall operations for a business with a turnover of ₹430 Crores, showcasing expertise in managing large-scale financial ecosystems with precision and accountability.
• Actively contributed to top-level decisions, offering analytical inputs on financial strategy, fund utilization, capital structuring, and long-term planning.
• Led detailed product costing efforts customized to match management reporting needs and strategic board-level profitability analysis.
• Directed and managed inventory across all six manufacturing units, aligning physical stocks with book records and implementing best-in-class stock monitoring systems.
• Played a crucial role in streamlining the company’s cash flow processes by integrating automated approval systems and real-time monitoring.
• Controlled creditor payments with stringent checks and balances, minimizing delayed disbursements and improving vendor relationships.
• Exercised robust financial oversight, ensuring compliance with internal controls and statutory norms. Authorized all sales invoices and monitored accounts receivables meticulously, enabling efficient collection cycles and healthy working capital.
• Exercised robust financial control by authorizing sales invoices, overseeing accounts receivables, and ensuring timely creditor payments with precision. Maintained seamless cash flow operations by enforcing structured approval processes.

01/01/03, Present, Leading teams to meet deliverables on time. Act as a mentor to enhance performance and meet organizational goals.