Uma Rani BG

Roles and Responsibilities as Deputy Manager

• General Branch Operations including managing day-to-day operations of Bank’s branch. Responsible for supervising all branch staff in Operations department. Suggested methods that improvised departmental efficiency and audit controls. Managing HNI/Institutional clients.

• Preparation of various monthly, quarterly and annual closing reports, loan portfolio reports.

• Assisted in data reconciliation between branch level and central level to maintain accuracy in reporting.

• Coordinating with Regional and Central Office for adhoc reports.

• New Customer Acquisitions.

• Supported internal reporting for senior management and various external and internal audits, preparation of audit compliance in time bound manner.

Roles and Responsibilities as Credit Officer

· Evaluated credit proposals for Retail, MSME and Corporate borrowers including analysis of Financials, CIBIL/CRIF reports and Risk metrics including non fund portfolio.

· Checking the legal aspects of the loans and compliance with laid down norms of the bank.

· Ensuring compliance with the KYC and AML policies and procedures of the Bank as stipulated.

· Credit Monitoring including follow up of SMA accounts, EWS accounts, NPA management, OTS follow up.

· Collecting, analyzing, and processing financial market data from various data sources and into the database.

· Providing timely, accurate and reliable demographic and statistical financial market data on internal database and to internal/external clients.

· Collaborated with cross-functional teams to ensure relevance and accuracy of collected data.

· Performing responsibilities associated with content work downstream/upstream as required working via RPDs (tickets for client requests) to address client queries.