UMESH ANKUSH SAWANT

Risk & Finance Applications – Strategic Operations & BAU Support

• Managed strategic operations and Business-As-Usual (BAU) support for key Risk applications, including:
  Early Warning System (EWS)
  Non-Performing Asset (NPA)
  Drawing Power Management System (DPMS)
  Collections Management Application (DMEN)
  Ethics (Branch Audit System)
  Litigation and Notice Management Tool (LMS)
  Access Control Management (PWSI)
  Financial Intelligence Unit (FINNET) regulatory reporting
  Mule Account Hunter onboarding and BAU activities
• Oversaw Finance applications, including:
  BOARD (Annual Budgeting System)
  Regulatory Reporting Systems
  Alpha Plus (Task & Knowledge Management Tool for regulatory updates)
  TBMR GST management tools
• Coordinated with the Reserve Bank of India (RBI) and internal auditors to ensure compliance and timely responses to regulatory requirements.
• Managed vendor and third-party applications, including onboarding, integration, and performance monitoring.
• Conducted Third-Party Risk Assessments to maintain compliance and security standards.
• Developed in-house solutions for regulatory mandates such as RBI tranche management and data dump automation.
• Designed system architectures and delivered technical presentations to stakeholders.
• Demonstrated expertise in regulatory compliance reporting and submissions.
• Held full ownership of System Integration Testing (SIT), User Acceptance Testing (UAT), defect management, and functional testing.
• Led requirement gathering, gap analysis, and business process mapping to align solutions with business needs.
• Delivered user training, developed Standard Operating Procedures (SOPs), and facilitated effective stakeholder communication.

Overall Finacle Core Banking Implementation & Support Experience - Not limited to DBS stint.

• End-to-End Finacle Implementations:
  Bank of Baroda – Finacle 7 Implementation | Managed parameterization, product setup, and integration of core banking modules with payment and regulatory systems during early-stage core banking transformation.
  Axis Bank – Finacle 10 Implementation | Oversaw complete core banking migration lifecycle including requirements gathering, GAP analysis, customization, interface development, UAT, and production rollout.
  Kotak Bank – Finacle 10 Implementation | Led data migration, product configuration, customization, and integration with third-party payment gateways and compliance systems.
  ANZ Bank – Finacle 10 Implementation | Delivered successful transformation with emphasis on compliance, performance optimization, and smooth cutover.
  Lakshmi Vilas Bank Merger with DBS – Finacle 11 Implementation | Directed migration from Oracle Flexcube to Finacle, covering requirements, GAP analysis, data migration, interface re-engineering, UAT, training, and go-live support.
• Requirement & GAP Analysis: Conducted in-depth requirement and GAP analysis workshops to identify enhancements that reduced manual interventions by 20%.
• User Enablement: Delivered user training, created SOPs, and authored training manuals to boost adoption and cut onboarding time by 30%.
• Customization & Development: Designed and built Finacle menus, MRT & Jasper reports, batch jobs, and product menus, enhancing functionality and usability.
• Database Optimization: Developed and tuned complex PL/SQL procedures for reconciliations, reducing reconciliation time by 25%.
• Integration & EOD/BOD Support: Managed Finacle Integrator (FI) interfaces and executed EOD/BOD cycles with zero downtime.
• L2 Production Support: Resolved 500+ Finacle Core Banking issues, cutting ticket volume by 50% YoY despite frequent UR deployments.
• Post Go-Live Leadership: Directed L2 production support for Finacle 11 at DBS Singapore, reporting to the Vice President; ensured business continuity via RCA, incident handling, and DR support.
• Performance Optimization: Improved system performance by 15% through batch monitoring, SQL tuning, and optimized job sequencing.
• Interface Support: Supported key interfaces (IMEX, FACTORPRO, IPE, GIRO) ensuring uninterrupted operations.
• Agile/DevOps Collaboration: Worked with stakeholders in weekly JIRA sessions to prioritize issues, improving SLA adherence by 20%.
• Cloud Modernization: Participated in a POC to migrate Finacle workloads to AWS Cloud, paving the way for modernization.

• Designed and developed CLS migration using API-based JSON loads to Oracle Exadata, improving data transfer efficiency by 30% and reducing migration errors by 25%.
• Led end-to-end support for data warehouse and ETL analytics tools, including advanced PL/SQL development, performance tuning, and automation of reporting processes, resulting in a 20% reduction in report generation time.
• Conducted root cause analysis and resolved critical production issues related to GL breaks and OBIEE/QlikView discrepancies, achieving a 99.9% system uptime and minimizing business disruption.
• Managed user requests, change tickets, and business reporting enhancements by coordinating with stakeholders, performing impact analysis, and delivering solutions that improved SLA compliance by 15%.
• Supported UAT coordination, environment configuration, and provided regular business updates on production fixes and batch improvements, contributing to a 10% acceleration in monthly batch processing times.

• Provided L2 production support for Singapore Loan Core Banking (Finacle).
• Ensured system stability during month-end, year-end, and DR activities.
• Involved in query tuning, batch improvement, and Finacle API enhancements.
• Developed ETL processes and performance-tuned PL/SQL scripts.

• Reported as Technology Analyst to the Program Manager, supervising a team of 8 and coordinating multiple projects to deliver seamless service and production support across several high-profile banking clients.
• Participated in enhancement projects for database synchronization, interfaces, and Finacle Core implementations for two major national banks, improving data accuracy and system efficiency.
• Led feasibility analysis, platform selection, utility design, coding, and troubleshooting, resulting in a 20% reduction in development cycle time and improved solution stability.
• Managed requirements gathering, fit-gap analysis, customization finalization, and maintained strong client relationships, contributing to a 95% client satisfaction rating.
• Delivered end-to-end production support including Finacle Core customizations, report development, disaster recovery drills, and Year-End activities, ensuring zero downtime across multiple bank branches and versions.