UMESH RAMESH BOKADE

(Credit & Used Car Loan)

• Job Profile, Carry out credit analysis and requests on customers
• Interpret documentation to make appropriate decision
• Recommend loan approvals or denials as well as limits
• Monitor daily credit operations and mentor junior officers
• Sourcing quality used car loan business from all associate DSA's
• Daily visit to DSA's for increasing business volume
• Process the logins and disbursement files
• Focusing on monthly business targets of all DSA's
• Do co-ordination in collections
• Maintaining the PDD details of allotted DSA's
• Evaluating the creditworthiness of potential customers
• Creating credit scoring models for risk assessments
• Approving and rejecting loans based on available data
• Calculating and setting loan interest rates
• Negotiating the terms of the loan with new clients
• Ensuring all loans and lending procedures comply with regulations
• Maintaining records of all company loans
• Monitoring loan payments and bad debts
• Reviewing and updating the company’s credit policy.

• Working as a “RD Collection Executive”-RD, Daily Saving Deposits & Loans
• Daily saving deposits and RD from customers
• Collecting login and disbursement documents from customer.

• Group Loans
• Sourcing Group loan business from Customers
• Collecting login and disbursement documents from customer
• Achieved the set monthly business target