Umesh Chandra Yadav
Founding Member @ Folo (Finuture Technologies)
Bangalore,Karnataka
Summary
Experienced Software Development Leader with 13+ Years in AI-Driven Product Engineering and System Integration
Dynamic and results-driven software development professional with over 13 years of experience leading cutting-edge software design, AI-assisted and AI-orchestrated development, and complex system integrations. Proven leader with deep expertise in Kotlin Multiplatform Mobile (KMM), React Native, and Kotlin, delivering scalable, high-performance solutions across platforms. Demonstrated success in building and mentoring teams, optimizing large-scale e-commerce and fintech applications, and driving business growth through strategic innovation, intelligent automation, and efficient project execution.
Overview
14
14
years of professional experience
6
6
years of post-secondary education
Work History
Founding Member @ Folo (Finuture Technologies)
Finuture Technologies Pvt Ltd
Bangalore, Karnataka
07.2024 - Current
- Senior Android Engineer at Finuture Technologies Pvt. Ltd. (July 2024 – Present), owning the Android platform and driving cross-platform development using Kotlin Multiplatform Mobile (KMM)
- Architected and delivered scalable, modular mobile solutions, enabling faster feature rollouts and shared business logic across Android and iOS platforms
- Led AI-driven development initiatives, integrating the FOLO AI Assistant to deliver context-aware, conversational financial experiences for users
- Designed and integrated MCP (Model Context Protocol) server architecture to orchestrate LLM interactions, enable structured tool execution, and support secure, deterministic handling of financial data across AI workflows
- Implemented context management, schema-safe contracts, and prompt/tool boundaries to ensure accurate, compliant, and trustworthy AI responses in a regulated fintech environment
- Led Email Connect integration and successfully drove CASA certification, securing Google licensing for complete Gmail access and financial account discovery
- Played a key role in VAPT certification, strengthening application security, user data protection, and regulatory compliance
SDE-IV
Plobal Apps
Bangalore, Karnataka
06.2022 - 09.2023
- Enhanced mobile platform with new technologies and coding practices.
- Developed Plobal 1.5 platform for replicating merchant websites on mobile apps, saving development costs and time through automation.
Staff Software Engineer
Walmart
Bangalore, Karnataka
02.2022 - 06.2022
- Worked well in a team setting, providing support and guidance.
- Documented design patterns for later use as templates in subsequent patches and iterative app development cycles.
SDE-III
Swiggy
Bangalore, Karnataka
10.2019 - 02.2022
- Collaborated with project managers to select ambitious, but realistic coding milestones on pre-release software project development.
- Revised, modularized and updated old code bases to modern development standards, reducing operating costs and improving functionality.
- Architected Localisation Service and facilitated different domains including android apps to regularly sync and provide locale strings to app with all Indian languages
SDE-II
Swiggy
Bangalore, Karnataka
12.2017 - 09.2019
- Worked on Swiggy Android Consumer app and integrated PhonePe, Amazon Pay as payment platform for the app.
- Designed and developed Swiggy Delivery app from scratch with additional feature on top of old delivery app.
- Worked on Swiggy Store and Swiggy Go(Swiggy Genie) business lines and enabled Delivery agents to execute new business lines on the app.
Software Engineer
Myntra
Bangalore, Karnataka
08.2016 - 12.2017
- Mostly worked on Myntra Consumer app
- Orchestrated efficient large-scale software deployments.
- Worked with software development and testing team members to design and develop robust solutions to meet client requirements for functionality, scalability and performance.
- Redesigned Myntra's product discovery page with new tech.
- Integrated PhonePe as one of the payment method on app.
Software Engineer
Lowe's India Pvt Ltd
Bangalore, Karnataka
03.2015 - 08.2016
- Android/iOS developer for Lowe's consumer app
Software Engineer Consultant
Comapssites Software Solutions Pvt Ltd
Bangalore, Karnataka
07.2012 - 03.2015
- Designed and developed very first version of Myntra Consumer app.
- Worked on Jave backend technologies like Spring, Hibernate for the clients like Payback, Informatics
Education
B.Tech - Information Technology
Hindustan Institute of Technology
Greater Noida 08.2007 - 06.2011
10+2 - PCMB
CBSE
Varanasi 06.2004 - 06.2005
High School - Science Education
CBSE
Varanasi(U.P) 06.2002 - 06.2003
Skills
React native
Android
Kotlin
Java18
RxJava
Spring Boot
DynamoDB
JUnit
Kotlin Coroutine
MVVM
Accomplishments
- Hackathon winner in 2013 for presenting the idea of CarPool with working Android app.
Timeline
Founding Member @ Folo (Finuture Technologies)
Finuture Technologies Pvt Ltd
07.2024 - Current
SDE-IV
Plobal Apps
06.2022 - 09.2023
Staff Software Engineer
Walmart
02.2022 - 06.2022
SDE-III
Swiggy
10.2019 - 02.2022
SDE-II
Swiggy
12.2017 - 09.2019
Software Engineer
Myntra
08.2016 - 12.2017
Software Engineer
Lowe's India Pvt Ltd
03.2015 - 08.2016
Software Engineer Consultant
Comapssites Software Solutions Pvt Ltd
07.2012 - 03.2015
B.Tech - Information Technology
Hindustan Institute of Technology
08.2007 - 06.2011
10+2 - PCMB
CBSE
06.2004 - 06.2005
High School - Science Education
CBSE
06.2002 - 06.2003