Summary
Overview
Work History
Education
Skills
Timeline
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Urmila Yadav

Visakhapatnam

Summary

Detail-oriented and highly skilled professional with 6 years of expertise in anti-money laundering (AML) and know-your-customer (KYC) regulations. Aiming to apply my AML knowledge and investigation skills in a challenging role to uphold quality standards and ensure compliance.

Overview

6
6
years of professional experience

Work History

Senior Associate -Payment Screening Operation

HSBC
Hyderabad
06.2022 - Current
  • Senior Sanctions Screening Analyst, conducting Level 1, Level 2, and Level 3 investigations, ensuring regulatory compliance, and mitigating financial crime risks.
  • Utilized advanced data analytics tools like World-Check, BMM, and Firco Soft to streamline the process, achieving a 100% reduction in false positive rates and increased efficiency.
  • Extensive knowledge of AML regulations and financial crime compliance, including the Bank Secrecy Act (BSA), USA PATRIOT Act, US Treasury AML guidelines, and Suspicious Activity Reporting (SARs).
  • Performing quality analysis and reconciliation of KYC forms against the institution's customer list for the enrichment of regulatory standards.
  • Performing enhanced due diligence on a wide range of entity types, which includes trusts, charities, LLCs, partnerships, and corporations.
  • Performing relevant checks to ensure compliance with regulations, as applicable and imposed by the regulatory bodies.
  • Daily work includes case creation, sending MT195 messages to customers and RMs for requests for further information (RFIs).
  • Conducting a historical RFI investigation to reduce the RFI and improve the customer experience with the bank.
  • Utilized advanced data analytics tools like World-Check, BMM, and FircoSoft to streamline the process, achieving a 100% reduction in false positive rates and increased efficiency.
  • Handling escalations from various customers and RMs, and resolving them in the given TAT.

Relationship Manager

ICICI Bank
Hyderabad
07.2019 - 06.2022
  • Conducts market research to understand consumers, competition, and current market conditions to help identify new business opportunities.
  • Deliver customer experiences through proactive engagement, understanding their financial needs, and offering tailored solutions that balance customer and bank interests.
  • Conducted customer due diligence (CDD) and KYC investigations.
  • Undertake comprehensive market research and analysis to gain in-depth insights into consumer behavior, competitor strategies, and evolving market trends, uncovering new business opportunities.
  • Ensured compliance with AML policies, CIP regulations, and KYC procedures, executing end-to-end KYC reviews within strict timelines.
  • Consecutively, for 2 months, I was the star performer with 100% quality.

Education

PGDBM -

Manipal University
Bengaluru
01.2019

B.com -

Aditya degree college
Visakhapatnam
01.2016

Skills

  • EDD, KYC, CDD, risk-based approach
  • High-risk customer and transaction reviews
  • AML regulations (BSA, OFAC, FinCEN, FATF, etc)
  • Financial crime risk management
  • Suspicious activity identification and reporting
  • Mentorship and team leadership
  • AML, KYC

Timeline

Senior Associate -Payment Screening Operation

HSBC
06.2022 - Current

Relationship Manager

ICICI Bank
07.2019 - 06.2022

PGDBM -

Manipal University

B.com -

Aditya degree college

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Urmila Yadav