Dancing, Music, story books reading, driving, playing table tennis, chess etc
USREE CHAKRABORTY
Kolkata
Summary
Dedicated and seasoned banking professional with over 7 years of experience in anti-money laundering, business analysis, and quality assurance, seeking a challenging role as an FCP Requirement Specialist / Risk Officer to apply expertise in financial crime prevention. I have successfully executed KYC activities for various types of clients, from individuals to complex corporate entities, in line with different jurisdictions and regulations. I have also contributed to the improvement of the bank's KYC processes, systems, and controls, by identifying and resolving issues, providing feedback, and suggesting enhancements. I am currently pursuing an MBA with a specialization in Finance and Accounting from IU International University of Applied Sciences and London South Bank University, where I will obtain both a German and a British degree. My goal is to further develop my skills and knowledge in the fields of finance and accounting, and to apply them to my current and future roles in the banking sector
Overview
8
8
years of professional experience
9
9
years of post-secondary education
1
1
Language
Work History
Master Data Management Analyst
HSBC
Kolkata
03.2022 - 08.2023
- Carried out day-to-day duties accurately and efficiently.
- Data reporting and coordinating with multiple stakeholders.
- Coordinate with multiple teams
- Creation of Grids
- Account opening and onboarding entities
- Maintained energy and enthusiasm in fast-paced environment.
- Increased customer satisfaction by resolving issues.
- Created spreadsheets using Microsoft Excel for daily, weekly and monthly reporting.
- Identified, reviewed and evaluated data management metrics to recommend ways to strengthen data across enterprise.
- Analyzed large amounts of data to identify trends and find patterns, signals and hidden stories within data.
- Compiled, cleaned and manipulated data for proper handling
Senior Financial Crime Analyst
HSBC HDPI
Kolkata
04.2016 - 03.2022
- Worked as a transaction monitoring analyst
- Worked on fraud prevention methodology
- Worked on Financial Crime Risk Management tool . Detect financial crime and reported the same on FCRM tool.
- Closely worked with global stakeholders, relationship managers
- Conducted risk assessment
- Conducted KYC formality reports on questionable accounts and transactions. Adjusted end-to-end KYC process needs to align with workforce capabilities. Knowledge of global AML Regulations and standards such as EU Money Laundering Directives and FATF Recommendations.
- Worked on variously client types such as : Banks, Corporate, Governments, Supranational Organisations, Funds, Trust, Foundations
- Cross trained and worked for different jurisdictions such as : India, UK, France Cross trained and part of different teams such as Renewals Team , New Business, Screening Team, FIG Team, AI project
- Good knowledge of FATCA And CRS Due diligence and reporting in accordance with regulatory requirements
- Part of screening team , worked on screening tools such World Check , Lexis Nexis
- Managed project teams for more than a year such as AI Project
- Analyzed and investigated clients to conduct detailed customer due diligence and enhanced due diligence
- Reviews for new and existing customer accounts
- Oversee internal AML Policies and remain compliant with important regulations
- Researched and interpreted corporate documentation to determine business and ownership structure
- Supported KYC processes for prospective and existing customers.
- Performed periodic reviews and reports on merchants to comply with rules, regulations and KYC requirements.
- Advised Team Manager and QC Managers of thematic issues to incorporate best practices for future processes.
- Determined customer risk ratings based on analysis and research findings. Prepared high-risk reviews with results and recommendations for customer onboarding, closure and retention.
- Interpreted evidence from multiple tools and systems to determine legitimacy of customer behavior.
- Consulted with compliance department to create regulatory reports. Educated staff on anti-money laundering and financial crimes to escalate concerns to senior members of PSR team.
- Monitored testing results on related controls from business unit compliance officers.
- Reviewed new prospect KYC documents to meet requirements and determine business
- Investigating and assessing the financial risks posed by a company's operations, as well as monitoring and regulating higher - risk activities.
- Adhere to defined process KPIs & PLAs
- Be aware of all errors & issues within the team
- Stakeholder management of key clients
- Timely publishing MI reports
- Be adherent to the audit standards of the group & compliant to all the policies & procedures
- Conducted thorough reviews for high risk clients based on stratified risk level guidelines.
Business Associate
Tata Consultancy Services ( TCS )
Kolkata
03.2015 - 04.2016
- Analyzed key aspects of business to evaluate factors driving results and summarized into presentations.
- Developed short-term goals and long-term strategic plans to improve risk control and mitigation.
- Evaluating business processes , anticipating requirements, uncovering areas of improvement.
Education
MBA - Accounting And Finance
London South Bank University
London 01.2022 - Current
MBA - Accounting And Finance
IU International University of Applied Sciences
Germany 01.2022 - Current
Higher Secondary -
West Bengal Council of Higher Secondary Education
03.2007 - 03.2009
BCOM Hons In Accounting And Finance - Accounting And Finance
Calcutta University
03.2009 - 03.2012
Skills
Leadership
Supervision
Computer skills Microsoft Word,Excel,Powerpoint
Multitasking abilities
Data management
AML Compliance
Due diligence
Policy Adherence
Compliance Reporting
SOP development for FCP operations
Risk assessment and scoring models
Process improvement and optimization
Interests
Timeline
Master Data Management Analyst
HSBC
03.2022 - 08.2023
MBA - Accounting And Finance
London South Bank University
01.2022 - Current
MBA - Accounting And Finance
IU International University of Applied Sciences
01.2022 - Current
Senior Financial Crime Analyst
HSBC HDPI
04.2016 - 03.2022
Business Associate
Tata Consultancy Services ( TCS )
03.2015 - 04.2016
BCOM Hons In Accounting And Finance - Accounting And Finance
Calcutta University
03.2009 - 03.2012
Higher Secondary -
West Bengal Council of Higher Secondary Education
03.2007 - 03.2009