Summary
Overview
Work History
Education
Skills
Software
Timeline
Generic

Utkarsh Pandey

Assistance Manager -Fraud Prevention & Chargeback Management
Gurugram

Summary

Driven expert with over 9 years of experience in payment management and integration with credit card operations, project management, who specializes in looking into suspicious activities related to aviation and e-commerce. knowledgeable resource that is dedicated to collaborating with clients and cross-departmental staff to identify solutions.

Having excellent abilities in fraud prevention, chargeback handling.

Enthusiastic and eager to contribute to team success through hard work, attention to detail and excellent organizational skills. Clear understanding of process and industry standards.

Overview

10
10
years of professional experience
2
2
Languages

Work History

Assistant Manager

Air India Limited
07.2024 - Current
  • Well-versed in payment gateway, aggregator, administration, and refund-related activities.
  • Worked on direct and indirect sale revenue audit to minimize revenue loss.
  • Worked on ARC and BSP chargebacks and ADMs.
  • Experienced with working on multiple payment gateways such as MPGS, Bill Desk, WorldPay, and Worldline. Pay Glocal, CC Avenue, for chargebacks, daily refunds.
  • POS/EDC-related administration across network airport payments.
  • Reviewed reports and individual transactions that appeared suspicious to uncover possible fraudulent activity.
  • Analyzed large amounts of data to find patterns of fraud and anomalies.
  • Trained on Accertify's fraud management services.
  • Administering transactions related to fraud and dispute management to mitigate risk, with global acceptance on sale channels.
  • Well-versed in all types of transactions, i.e., 3DS, Non-3DS, ECI values, and MOTO transactions.
  • Proficient with Navitaire (CRM), an Amadeus.

Senior Associate

Tata SIA Airline Limited (Vistara)
03.2022 - 06.2024
  • Analyze a large count of data to find patterns of fraud-related activities.
  • Payment gateway activities related to reversals and issuances.
  • Used coordination and planning skills to achieve results according to the schedule.
  • Chargeback management, as per card schemes' guidelines.
  • Works on part of reconciliation related to chargeback, minimizing the loss and better controlling revenue leakage.
  • Handled multiple payment gateways such as MPGS, Bill Desk, WorldPay, Worldline, and Pay Glocal for chargebacks and daily refunds.

Executive

SpiceJet Airlines
09.2016 - 09.2021
  • Handled all customer service issues quickly to maintain high satisfaction levels.
  • Handled day-to-day running of operations, ensuring high levels of productivity and progression.
  • Daily passenger refund against booking cancellation in multi-currency.
  • Risk and chargeback monitoring.

Education

B.Com -

Shubharti University
Meerut
04.2001 -

No Degree -

Happy Model School
Varanasi, India
04.2001 -

Skills

Operations management

Team leadership

Employee performance evaluations

Cost reduction

Problem-solving

Decision-making

Time management

Customer service

Customer rapport

Software

Amdeus

Navitaire

Accertify

Microsoft Office

Timeline

Assistant Manager

Air India Limited
07.2024 - Current

Senior Associate

Tata SIA Airline Limited (Vistara)
03.2022 - 06.2024

Executive

SpiceJet Airlines
09.2016 - 09.2021

B.Com -

Shubharti University
04.2001 -

No Degree -

Happy Model School
04.2001 -
Utkarsh PandeyAssistance Manager -Fraud Prevention & Chargeback Management