Summary
Overview
Work History
Education
Skills
Personal Information
Additional Information
Timeline
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Utkarsh Prabhat

Vadodara,Gujarat

Summary

Dedicated Management Trainee with a proven track record of quickly adapting to new information to drive performance. Known for hardworking and reliable teamwork committed to achieving business success. Possessing 11 months of valuable experience and a strong focus on company goals and objectives.

Overview

3
3
years of professional experience

Work History

Management Trainee

Sundaram Home Finance
Vadodara, Gujarat
07.2024 - Current
  • Gained knowledge of company policies, protocols and processes.
  • Identifying and acquiring new clients to expand the firm's home and mortgage loan portfolio.
  • Evaluating customer requirements, preparing loan proposals, and ensuring timely processing and disbursal.
  • Conducting credit appraisals, analyzing financial statements, property documents, and borrower profiles to assess creditworthiness.
  • Ensuring compliance with regulatory norms and internal credit processes for loan sanctioning and disbursement.
  • Coordinating with sales, operations, legal, and technical teams for seamless loan processing and customer satisfaction.
  • Built lasting relationships with direct selling agents and managed service provider through exceptional service delivery, fostering loyalty and repeat business opportunities.

Finance Intern

Mahanadi Coalfields Limited
Sambalpur, Odisha
04.2023 - 06.2023
  • Procured data regarding tax deduction and collection at sources on the bills for all active sites.
  • Verified reimbursement bills for all employees and recorded their data to commence the further process.
  • Created money allocation datasheets as per the payments during the day.

Winter Intern

Rights T&D Pvt. Ltd.
Noida, Delhi NCR
09.2022 - 11.2022
  • Maintained and updated data vis-à-vis Billing.
  • Created weekly reports and presentations for various meetings.
  • Maintained records with respect to financial allocation in different projects and dissemination.

Education

Master of Business Administration - Finance And Business Analytics

Army Institute of Management
Kolkata, WB
01-2024

Bachelor of Commerce - Accounts And Finance

Alliance School of Business
Bangalore, Karnataka
04.2001 -

Class XII - Commerce

DAV Public School
Sambalpur, Odisha
01-2019

Class X -

Tender Heart Sr. Sec. School
Ranchi, Jharkhand
01-2017

Skills

  • Business Strategy & Decision-Making

  • Communication & Stakeholder Management

  • Risk Management & Mitigation

  • Proficiency in tools like Excel, Power BI, Python/R

  • Data Analysis & Visualization

  • Business Strategy & Decision-Making

Personal Information

  • Father's Name: NK Arvind Kumar Prabhat (Retd.)
  • Date of Birth: 10/06/01
  • Address: Anand Vihar Colony, Burla, Sambalpur
  • Linkedin: uttkarsh-prabhat-9b4b84253

Additional Information

  • Soft Skills: Adaptability, Agility, Time Management & Prioritization.
  • Interest: Science & Emerging Technologies, Motorsport.
  • Languages Known: Hindi, English.


Timeline

Management Trainee

Sundaram Home Finance
07.2024 - Current

Finance Intern

Mahanadi Coalfields Limited
04.2023 - 06.2023

Winter Intern

Rights T&D Pvt. Ltd.
09.2022 - 11.2022

Bachelor of Commerce - Accounts And Finance

Alliance School of Business
04.2001 -

Master of Business Administration - Finance And Business Analytics

Army Institute of Management

Class XII - Commerce

DAV Public School

Class X -

Tender Heart Sr. Sec. School

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Utkarsh Prabhat