Driven individual with a commitment to overcoming challenges and achieving results. Demonstrates strong adaptability and a solid work ethic. Capable of independently managing tasks and rapidly acquiring new competencies.
Overview
1
1
Certification
Work History
Ratio Analyst
Karnataka State Financial Cooperation
Bangalore
05.2025 - 06.2025
Created plans to propose solutions to problems related to efficiency, costs or profits.
Set specific goals for projects to measure progress and evaluate end results.
Wrote and submitted reports on industry trends, prompting managers to develop business plans.
Identified opportunities for process improvements across the organization.
Education
Bachelor of Arts - Economics And Political Science
Manipal Education Of Higher Education
Bangalore, Karnataka
09-2026
High School Diploma -
Delhi Public School Bangalore North
Bangalore , Karnataka
05-2023
Skills
Problem solving
Verbal and written communication
Econometric analysis
Presentation building
Deadline adherence
Effective communication
Data analysis
Project management
MS Excel
Affiliations
Taken initiatives in social services by donations and helping the people in need of something
Accomplishments
Won various tournaments at the school level as well as the college level
Trained professionally by the Serbian national team's head coach in Belgrade, Serbia
Achieved scholarships
Certification
Done various courses and certifications through coursera .
Languages
Hindi
First Language
English
Advanced (C1)
C1
Spanish
Beginner (A1)
A1
Timeline
Ratio Analyst
Karnataka State Financial Cooperation
05.2025 - 06.2025
Bachelor of Arts - Economics And Political Science
<ul><li>Oversaw all operational functions during the successful amalgamation of two legacy mutual insurers into a single, unified organization. Reported directly to the CEO and played a key leadership role in aligning people, processes, and performance with long-term strategic goals.</li><li>Led the full operational transformation of Salus Mutual, uniting teams and systems from two legacy organizations under a cohesive structure with shared goals and culture.</li><li>Redesigned leadership accountabilities and implemented new KPI and SLA frameworks, enabling stronger performance management and outcome tracking.</li><li>Built internal capacity in key operational areas, reducing reliance on external consultants and establishing a culture of ownership, capability, and continuous improvement.</li><li>Established an Operations function to support Claims, Underwriting, and Sales, delivering enterprise-wide value through data insights, process improvements, project delivery, and enhanced customer service.</li><li>Collaborated closely with the Senior Leadership Team and Board of Directors to co-develop and launch the organization’s first corporate strategy post-amalgamation.</li><li>Held P&L responsibility for $45M in Gross Written Premium, with a strong focus on operational efficiency and strategic growth.</li><li>Delivered key strategic outcomes, including: First-ever member rebate in company history, First employee engagement survey, achieving a 75% engagement score, 3% reduction in expense ratio through operational efficiencies and cost control.</li></ul> at Salus Mutual Insurance Company<ul><li>Oversaw all operational functions during the successful amalgamation of two legacy mutual insurers into a single, unified organization. Reported directly to the CEO and played a key leadership role in aligning people, processes, and performance with long-term strategic goals.</li><li>Led the full operational transformation of Salus Mutual, uniting teams and systems from two legacy organizations under a cohesive structure with shared goals and culture.</li><li>Redesigned leadership accountabilities and implemented new KPI and SLA frameworks, enabling stronger performance management and outcome tracking.</li><li>Built internal capacity in key operational areas, reducing reliance on external consultants and establishing a culture of ownership, capability, and continuous improvement.</li><li>Established an Operations function to support Claims, Underwriting, and Sales, delivering enterprise-wide value through data insights, process improvements, project delivery, and enhanced customer service.</li><li>Collaborated closely with the Senior Leadership Team and Board of Directors to co-develop and launch the organization’s first corporate strategy post-amalgamation.</li><li>Held P&L responsibility for $45M in Gross Written Premium, with a strong focus on operational efficiency and strategic growth.</li><li>Delivered key strategic outcomes, including: First-ever member rebate in company history, First employee engagement survey, achieving a 75% engagement score, 3% reduction in expense ratio through operational efficiencies and cost control.</li></ul> at Salus Mutual Insurance Company
Pre-K Low Ratio Special Education Teacher at United Cerebral Palsy Of Central FloridaPre-K Low Ratio Special Education Teacher at United Cerebral Palsy Of Central Florida