Vaibhav Gaikwad

Financial Statement Analysis: Evaluate companies' financial statements to assess historical performance, focusing on key financial ratios, and comparing them against industry benchmarks.

Risk Scoring for Entities: Responsible for assigning risk scores to both corporate and non-corporate entities—including private limited and public limited companies—based on a comprehensive assessment of financial performance and non-financial parameters, such as the company’s line of business, profit-sharing ratio, and management quality.

Credit Rating & Limit Assessment: Prepare comprehensive reports for assigned entities, determining appropriate credit ratings, and recommending suitable credit limits based on financial health and industry standards.

Compliance & Legal Checks: Conduct thorough compliance reviews, including verification of GST filings, examination of litigation records from High Courts and the Supreme Court, and analysis of ratings provided by other agencies, such as CRISIL and ICRA.

Adherence to Standard Operating Procedures (SOPs): Ensure all assigned projects and tasks are completed in line with established SOPs, maintaining accuracy, completeness, and appropriateness in all deliverables.

Timely Report Delivery: Facilitate the end-to-end process of report generation, ensuring timely delivery to clients and stakeholders.

Cross-Functional Coordination: Collaborate with sales teams and clients to ensure seamless project execution and delivery. Financial Statement Analysis: Evaluate companies' financial statements to assess historical performance, focusing on key financial ratios, and comparing them against industry benchmarks.

Credit Rating & Limit Assessment: Prepare comprehensive reports for assigned entities, determining appropriate credit ratings, and recommending suitable credit limits based on financial health and industry standards.

Compliance & Legal Checks: Conduct thorough compliance reviews, including verification of GST filings, examination of litigation records from High Courts and the Supreme Court, and analysis of ratings provided by other agencies, such as CRISIL and ICRA.

Adherence to Standard Operating Procedures (SOPs): Ensure all assigned projects and tasks are completed in line with established SOPs, maintaining accuracy, completeness, and appropriateness in all deliverables.

Timely Report Delivery: Facilitate the end-to-end process of report generation, ensuring timely delivery to clients and stakeholders.
Cross-Functional Coordination: Collaborate with sales teams and clients to ensure seamless project execution and delivery.

In my current role within the technology sector, I serve as a Financial Analyst specializing in the software and services sectors. My primary responsibilities revolve around financial data analysis and forecasting. Key aspects of my role include:

• Data Extraction and Analysis: Extracting data from financial statements and performing in-depth analysis to identify trends and insights.
• Financial Forecasting: Utilizing sell-side models to project future performance of respective tickers and provide estimations for future periods.
• Client Portfolio Management: Managing a prominent client's portfolio by ensuring timely delivery of products and providing strategic recommendations based on financial analysis.
• Real-time Financial Reporting: Updating real-time reported numbers from financial statements to maintain accurate and up-to-date financial information.
• Market Research: Keeping abreast of the latest updates and guidance from press releases, industry reports, and market trends to inform decision-making processes.
• Valuation Analysis: Calculating ratios and conducting valuation analysis to assess the financial health and value of companies within the software and services sectors.
• KPI Monitoring: Monitoring key performance indicators (KPIs) to track the performance and financial health of companies and identify areas for improvement.
• Competitive Analysis: Comparing the financial performance of peers within the industry to benchmark against industry standards and identify areas of competitive advantage.
• Product Summarization: Summarizing financial analysis findings and product insights for clear communication and better understanding by stakeholders.

In this capacity, I contribute to the accurate analysis of financial data, provide valuable insights for decision-making, and assist in managing and optimizing client portfolios.

Job Role and Responsibilities -

Maintain productivity

Perform compliance, service and operations in branch

Generate revenue through privilege customers

Meet annual targets

Deliverables -

Cross selling of new products and services for both new and existing privilege customers

Achieve sales target for CASA and other products

Maintain good relationship with customers

Provide guidance and advice to the customers about the products and services offered