VAIBHAV KUMAR KAUSHIK
Banker
Delhi
Summary
Dedicated and detailed-oriented Certified Anti-Money Laundering Specialist(ACAMS) with over 7 Years of experience in monitoring and identifying fraudulent activities for leading financial services Banks. Strong understanding of US and EU AML Laws, data analysis, and risk assessment. Eager to leverage extensive expertise in Anti -Money Laundering and operational efficiency to contribute to organizational success.
Overview
7
7
years of professional experience
4
4
years of post-secondary education
1
1
Certification
Work History
Deputy Branch Manager
Yes Bank
Gurgaon
11.2023 - Current
- Managed daily branch operations , ensuring compliance with internal policies and regulatory requirements.
- Identified, conducted investigation and reported suspicious transactions, contributing to the filing of multiple STRs with the Financial Intelligence Unit(FIU-IND).
- Collaborated with the compliance department to implement new AML policies and procedures within the branch
- Conducted regular audits of branch operations to identify areas for improvement and implement corrective actions.
- Addressed escalated inquiries and complaints, applying conflict resolution skills and in-depth understanding of banking regulation
- Enhanced branch efficiency by streamlining internal processes and implementing staff training programs.
- Executed oversight of suspicious account activities, promptly implementing measures to avert potential fraud.
Deputy Branch Manager
IndusInd Bank
Ghaziabad
06.2023 - 10.2023
- Managed daily operations to ensure smooth functioning of the branch and timely completion of tasks.
- Facilitated prompt resolution of outstanding transactions while maintaining established service levels to minimize escalations and potential revenue losses.
- Ensured fulfillment of both internal and external audit requirements by managing audit deliverable efficiently.
- Refined processes by training and mentoring staff on best practices, leading to reduced bottlenecks and improved productivity.
- Ensured strict adherence to all regulatory requirements through consistent enforcement of policies and procedures across the branch team members.
Banker Authorizer
IDFC FIRST Bank
Southwest Delhi
02.2021 - 05.2023
- Maintained strict compliance with all banking regulations, ensuring a secure and trustworthy environment for clients.
- Managed daily operations to ensure smooth functioning of the branch and timely completion of tasks
- Conducted regular audits of branch operations to identify areas for improvement and implement corrective actions.
- Addressed escalated inquiries and complaints, applying conflict resolution skills and in-depth understanding of banking regulation.
- Enhanced branch efficiency by streamlining internal processes and implementing staff training programs
- Executed oversight of suspicious account activities, promptly implementing measures to avert potential fraud.
Customer Service Manager
ICICI Bank
Southwest Delhi
07.2018 - 02.2021
- Managed banking operations and retail processes to enhance overall service quality.
- Handled customer inquiries and complaints, ensuring an outstanding service experience for all clients.
- Improved branch efficiency by establishing service standards and monitoring performance closely.
- Resolved customer complaints while prioritizing customer satisfaction and loyalty.
- Managed complex customer issues effectively, navigating multiple internal resources to identify and implement the best possible solutions.
Education
Post-Graduate Diploma - Banking
Manipal Academy of Higher Education
Bengaluru, India 11.2017 - 10.2018
Bachelor of Commerce - Accounts (Honors)
Patna University
Patna, India 07.2013 - 02.2016
Skills
- Client risk assessment
- Analysis of suspicious activities
- Transaction analysis
- Knowledge of EU compliance standards
- AML risk management
- Compliance reporting
- Bank secrecy act adherence
- Understanding of USA PATRIOT Act provisions
- Knowledge of AML regulatory frameworks
- Risk management controls
- Banking processes management
- Regulatory sanctions evaluation
Certification
Certified Anti-Money Laundering Specialist(ACAMS)
Timeline
Certified Anti-Money Laundering Specialist(ACAMS)
05-2025
Deputy Branch Manager
Yes Bank
11.2023 - Current
Deputy Branch Manager
IndusInd Bank
06.2023 - 10.2023
Banker Authorizer
IDFC FIRST Bank
02.2021 - 05.2023
Customer Service Manager
ICICI Bank
07.2018 - 02.2021
Post-Graduate Diploma - Banking
Manipal Academy of Higher Education
11.2017 - 10.2018
Bachelor of Commerce - Accounts (Honors)
Patna University
07.2013 - 02.2016
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