Summary
Overview
Work History
Education
Skills
Accomplishments
Languages
Personal Information
Timeline
Generic
Vaibhav Srivastava

Vaibhav Srivastava

Navi Mumbai

Summary

Dynamic risk management professional with extensive experience at NeoGrowth Credit Pvt Ltd, specializing in fraud risk management and credit risk assessment. Proven track record in reducing default rates and implementing AI-driven solutions. Adept at regulatory compliance and fostering team collaboration to enhance operational efficiency.

Overview

17
17
years of professional experience

Work History

AVP – Fraud Risk Management

NeoGrowth Credit Pvt Ltd
Mumbai
11.2024 - Current
  • Conducted fraud investigations in collaboration with law enforcement agencies.
  • Performed fraud risk assessments and executed mystery shopping exercises.
  • Delivered training on fraud awareness and provided process control advisory.
  • Developed dashboards and management information systems for senior leadership.

AVP – Credit Risk & Fraud Risk Management

Aeon Credit India Pvt Ltd
Mumbai
04.2024 - 10.2024
  • Managed 20 credit analysts and 30 fraud investigators
  • Reduced default rates by 15% through credit model redesign
  • Implemented AI-driven fraud detection systems
  • Presented risk exposure reports to executive leadership

Chief Risk Officer (CRO)

CENT Bank Home Finance Ltd.
Mumbai
09.2023 - 03.2024
  • Convened Risk Management Committee to spearhead integrated risk management initiatives.
  • Developed frameworks for operational, credit, and market risk management.
  • Formulated stress testing models and established risk appetite statements.
  • Ensured compliance with regulations and alignment of policies.

Senior Manager – Risk & Internal Control

NABFINS
Nagpur
11.2014 - 08.2023
  • Conducted RCSA and developed Key Risk Indicators
  • Led enterprise risk management and fraud investigations
  • Automated processes and improved internal controls
  • Reported risk metrics to board and senior management

Credit Risk Manager

CENT Bank Home Finance Ltd.
Bhopal
08.2012 - 09.2014
  • Managed credit appraisal and monitoring for corporate clients
  • Conducted due diligence and financial analysis
  • Ensured compliance with KYC and regulatory norms

Deputy Manager – Retail Banking Operations

HDFC Bank Ltd.
Lucknow
01.2012 - 06.2012
  • Branch Banking Operations

Assistant Manager – Retail Banking Operations

ICICI Bank Ltd.
Surat
09.2008 - 12.2011
  • Branch Banking Operations

Education

Financial Risk Management - Risk Management

IIM Kashipur
Kashipur, Uttarakhand
09-2020

MBA - Finance

BIT Mesra
Ranchi
08-2008

Bachelor of Arts - Economics

Banaras Hindu University
Varanasi
06-2006

Skills

  • Risk and internal audit
  • Fraud risk management
  • Credit risk assessment
  • IFRS 9 compliance
  • ECL calculation
  • Portfolio analysis
  • Operational risk management
  • Financial reporting standards
  • Basel norms adherence
  • Regulatory compliance

Accomplishments

  • Best Regional Manager Award – NABFINS (FY 2015–16)
  • Multiple Seven Star Audit Ratings – ICICI Bank
  • Completed Branch Leadership Program – ICICI Bank

Languages

  • English
  • Hindi
  • Marathi

Personal Information

Title: AVP – Fraud Risk Management

Timeline

AVP – Fraud Risk Management

NeoGrowth Credit Pvt Ltd
11.2024 - Current

AVP – Credit Risk & Fraud Risk Management

Aeon Credit India Pvt Ltd
04.2024 - 10.2024

Chief Risk Officer (CRO)

CENT Bank Home Finance Ltd.
09.2023 - 03.2024

Senior Manager – Risk & Internal Control

NABFINS
11.2014 - 08.2023

Credit Risk Manager

CENT Bank Home Finance Ltd.
08.2012 - 09.2014

Deputy Manager – Retail Banking Operations

HDFC Bank Ltd.
01.2012 - 06.2012

Assistant Manager – Retail Banking Operations

ICICI Bank Ltd.
09.2008 - 12.2011

Financial Risk Management - Risk Management

IIM Kashipur

MBA - Finance

BIT Mesra

Bachelor of Arts - Economics

Banaras Hindu University

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Vaibhav Srivastava