Summary
Overview
Work History
Education
Skills
Certification
Extracurricular Activities
Affiliations
Accomplishments
Languages
Timeline
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Vaidehi Hardikar

Vaidehi Hardikar

Pune

Summary

Certified Trade professional with extensive experience in trade finance operations specializing in trade finance operations with a focus on Exports, Documents Scrutiny, EDPMS, IDPMS, Audit adherence, MIS, and post-transaction monitoring. Proven track record of ensuring accuracy, compliance, and efficiency in trade processes. Seeking opportunities to leverage expertise and drive success in a dynamic banking environment.

Overview

4
4
years of professional experience
1
1
Certification

Work History

Manager

Axis Bank Ltd
Mumbai
02.2024 - Current
  • Overseeing wholesale banking operations service activities.
  • Implementing and maintaining operational policies and procedures.
  • Monitoring of all 255 B-category trade branches to ensure compliance and efficiency.
  • Implementing measures to reduce Turnaround Time (TAT) for banking operations processes.
  • Decreasing Not First Time Right (NFTR) percentage through strategic initiatives.
  • Conducting training sessions for ground staff to enhance operational proficiency and compliance awareness.
  • Following up with all zones to track progress on NFTR and TAT reduction initiatives.
  • Driving digitalization efforts to streamline processes and enhance customer experience.
  • Conducting regular process reviews to identify areas for improvement and optimization.
  • Collaborating with audit teams to ensure adherence to regulatory standards and internal policies

Trade Finance Operations

HDFC Bank Ltd
Pune
09.2021 - 02.2024
  • Collaborated with the team to ensure accurate data entry and documentation.
  • Conducted post-transactional regulatory checks.
  • Ensured adherence to internal and statutory guidelines.
  • Evaluated and ensured accuracy and compliance of trade processes.
  • Conducted preventive audit and post-transaction monitoring based on central MIS.
  • Conducted audits to ensure compliance with the bank's policies and procedures.
  • Ensured error-free processing of transactions as per agreed banking standards.
  • Handled EDPMS client queries and ensured total customer satisfaction.
  • Scrutinized and inputted export regularization and collection

Personal Banker

HDFC Bank Ltd
Pune
08.2020 - 08.2021
  • Managed day-to-day branch operations, catering to HNW clients. Offered customized portfolio solutions and evaluated financial needs.
  • Utilized Oracle Flexcube, CRM-Next, I-Sac, FinnOne for client management.
  • Acquired business for products like Accounts, Demat, SIPs, Loans.
  • Provided customer service to clients by resolving client queries and issues.
  • Conducted account openings and closings for clients.
  • Assisted customers with deposits, withdrawals and other banking transactions.
  • Cross-sold banking products such as credit cards, loans and investments.

Education

PGDM in Financial Markets -

ITM Business School
06.2020

B.Com in Banking And Finance -

Symbiosis College
04.2018

12th -

Indira National School
Pune
06-2015

10th -

Indira National School
Pune
03-2013

Skills

  • Strong work ethic and adaptability
  • Trade Finance Operations
  • MIS Reporting
  • Post Transactions Monitoring
  • Communication
  • Interpersonal Skills
  • Ability to quickly learn
  • Microsoft Office (Word, Excel, PowerPoint, Outlook)
  • Exports and Documents Scrutiny
  • EDPMS and IDPMS
  • Audit Adherence
  • Regulatory Compliance
  • Process Improvement

Certification

  • Certificate of Foreign Exchange Operations by IIBF
  • Certificate for Corporate Agent by IRDA

Extracurricular Activities

Won 2nd Prize in Face Painting Displayed painting in a national level exhibition

Affiliations

  • Won 2nd Prize in Face Painting competition
  • Displayed painting in a national-level exhibition

Accomplishments

  • Received a Silver Star Performer Certificate in HDFC Bank for outstanding performance.

Languages

Marathi
First Language
English
Elementary (A2)
A2
Hindi
Elementary (A2)
A2

Timeline

Manager

Axis Bank Ltd
02.2024 - Current

Trade Finance Operations

HDFC Bank Ltd
09.2021 - 02.2024

Personal Banker

HDFC Bank Ltd
08.2020 - 08.2021

PGDM in Financial Markets -

ITM Business School

B.Com in Banking And Finance -

Symbiosis College

12th -

Indira National School

10th -

Indira National School
Vaidehi Hardikar