Gardening
Vaishali Saini
AML/KYC Analyst
New Delhi
Summary
An AML/KYC professional who gained more than 5 years of experience across KYC and AML review,Transaction monitoring at AML rightsource and SBI Cards seeking opportunity in the financial crime compliance space. Developing a career in the broader spectrum of financial crime and risk management.
Overview
7
7
years of professional experience
3
3
years of post-secondary education
Work History
Associate Analyst-II AML KYC
AML RightSource
Noida
05.2022 - Current
- Responsible for reviewing & monitoring transaction for compliances,fraud prevention and reporting all suspicious activities.
- Review and escalate alerts & cases in transaction monitoring,screening & filtering processes,which resulted in filing of SARs/STR against clients across various jurisdictions
- Conducting enhanced due diligence (EDD) on existing clients and sensitive domestic clients like: PEPs or those associated with high -risk countries.
- Analyzed large amounts of data to find patterns of fraud and reviewed reports and individual transactions which appeared suspicious to uncover possible fraudulent activity.
- Interacted with law enforcement agencies, regulators and financial institutions to coordinate investigations related to fraudulent activities.
- Documented research findings to support risk-based decision-making and resolution to escalated fraud incidents.
- Analyzed and investigated clients to conduct detailed customer due diligence and enhanced due diligence review.
- Determined customer risk ratings based on analysis and research findings.
- Interpreted evidence from multiple tools and systems to determine legitimacy of customer behavior.
- Prepared high-risk reviews with results and recommendations for customer onboarding, closure and retention.
Senior Executive AML/KYC Officer
SBI Cards payments and services ltd.
New delhi
01.2017 - 10.2021
- Performed periodic reviews and reports on merchants to comply with rules, regulations and KYC requirements.
- Offered internal support for audit, compliance and reporting activities.
- Determined customer risk ratings based on analysis and research findings.
- Adjusted end-to-end KYC process needs to align with workforce capabilities.
- Conducted KYC formality reports on questionable accounts and transactions.
Executive
HDB Financial services Ltd.
New Delhi
05.2015 - 04.2017
- Utilized appropriate financial tools to manage accounts payable and receivable.
- Developed tailored solutions to meet individual banking needs.
- Opened, closed and updated accounts for customers.
- Utilized up-to-date information to make effective decisions governing bank operations.
- Assisted customers with setting up or closing accounts, completing loan applications and signing up for new services.
- Performed loan servicing functions to check compliance with applicable terms and conditions.
- Utilized [Software] CRM tool to generate leads.
- Established new accounts for high net worth individuals and serviced existing accounts to maximize revenue.
Education
BA (Hons.) English - English Literature
Deen Dayal Upadhyay College (Delhi University)
New Delhi 03.2012 - 08.2015
Skills
AML Compliance
Interests
Music
Painting
Timeline
Associate Analyst-II AML KYC
AML RightSource
05.2022 - Current
Senior Executive AML/KYC Officer
SBI Cards payments and services ltd.
01.2017 - 10.2021
Executive
HDB Financial services Ltd.
05.2015 - 04.2017
BA (Hons.) English - English Literature
Deen Dayal Upadhyay College (Delhi University)
03.2012 - 08.2015
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