Valliappan Ponnaiah
Chennai,India
Summary
Detail-oriented professional specializing in trade and cash reconciliation within investment banking operations. Demonstrated success in process improvement and automation, utilizing advanced Excel skills to enhance efficiency. Expertise in exception management and break resolution, coupled with strong time management and prioritization capabilities. Focused on team training and cross-functional collaboration to achieve organizational goals.
Overview
9
9
years of professional experience
6
6
years of post-secondary education
Work history
Associate 2
UST
Chennai, India
09.2025 - Current
- Managed daily cash positions across multiple funds to ensure optimal availability for investment activities.
- Prepared and released manual SWIFT MT103 and MT202 payment messages for settlements and funding.
- Monitored intraday cash movements, enforcing strict cut-off timings across various currencies.
- Coordinated with Investment Desk to deliver timely cash updates for trade execution efficiency.
- Investigated and resolved cash breaks related to trades, FX settlements, and corporate actions.
- Tracked pending payments with custodians and banks to secure timely settlements.
- Supported daily and month-end cash reporting in line with internal control requirements.
- Participated in UK-to-India process transition, contributing to documentation and stabilization efforts.
Associate 2
State Street Corporation
Chennai, Tamil Nadu
06.2022 - 09.2025
- Investigated and resolved aged trade and cash reconciliation breaks using TLM (Trade Lifecycle Management) , Custody Portal, and RKS (Record keeping system) , focusing on high-value discrepancies and aged exceptions.
- Managed daily cash postings for client-side transfers, fees, distributions, dividends, bank cash interest, STIF (Short-Term Investment Fund) interest, redemption's, and subscriptions, ensuring timely processing.
- Led new account setups and custody migrations, ensuring smooth integration into reconciliation systems with minimal operational disruption.
- Processed daily ad-hoc cash requests, RMG uploads, and fund matrix updates, ensuring accurate records and timely client reporting.
- Performed GTM (Global Transaction Manager) trade reconciliations and manual postings in RKS, resolving short position breaks and ensuring daily approvals in GTM and RMG queues.
- Delivered on-the-job training and process guidance to new employees, driving process stability, cross-training, and enhancing team productivity.
- Participated in governance calls with onshore teams and clients, addressing critical breaks, backlogs, and escalations to meet strict reconciliation deadlines.
- Managed client, custodian, and internal mailbox queries, ensuring timely issue resolution and efficient break clearance across teams.
- Investigated high-value and aged trade discrepancies on priority, researching and resolving breaks using PLM (Post Lifecycle Management) with detailed case notes.
Audit executive
V.J.A.S & Associate
Chennai, Tamil Nadu
01.2021 - 10.2021
- Worked as a Paid Assistant post-articleship, gaining deeper exposure to advanced audits, direct client management, and financial compliance in the banking and asset management sectors.
- Led small audit teams and provided technical guidance and on-the-job training to articleship trainees, ensuring adherence to audit standards and regulatory timelines..
- Reviewed the effectiveness of internal controls and provided strategic recommendations to strengthen operational processes and reduce financial risks. .
- Enhanced audit documentation processes by ensuring proper working paper management, cross-referencing, and compliance with internal quality standards.
Article Assistant
Auditor Office
Chennai, Tamil Nadu
01.2017 - 01.2021
- Successfully completed 3-year ICAI articleship with practical exposure to statutory, internal, and tax audits, focusing on banking, financial services, and investment management sectors.
- Conducted detailed analysis of trial balances and financial statements to identify discrepancies, control weaknesses, and provide actionable recommendations to clients .
- Gained proficiency in Tally ERP, MS Excel (Pivot Tables, VLOOKUP, Data Validation), and audit documentation software for financial analysis and reporting.
- Carried out mutual fund audits for CAMS (Computer Age Management Services), focusing on transaction verification, fund compliance, and portfolio accuracy.
- Executed vouching, ledger scrutiny, asset verification, and financial statement analysis to identify discrepancies and ensure integrity of financial reporting.
Education
Bachelor of Commerce - Financial Accounting, Business analysis
Vels University
Chennai, Tamil Nadu 07.2013 - 06.2016
C.B.S.E - Commerce
Government Model Senior Secondary School
Port Blair, Andaman and Nicobar 04.2011 - 03.2013
C.B.S.E - Mathematics ,Social Science.English
Government Model Senior Secondary School
Port Blair, Andaman and Nicobar 04.2010 - 03.2011
Skills
- Trade and Cash Reconciliation
- Investment Banking Operations
- Exception Management and Break Resolution
- Advanced Excel (Pivot Tables, VLOOKUP, Data Validation)
- Time Management and Prioritization
- Team Training and Cross-Functional Collaboration
Accomplishments
- Resolved over 95% of trade and cash reconciliation breaks within SLA timelines, reducing financial exposure and improving reconciliation efficiency.
- Managed daily cash postings for 20+ client-side transactions including transfers, fees, distributions, dividends, and redemption's, ensuring 100% processing accuracy.
- Led over 10 new account setups and custody migrations, ensuring seamless integration into reconciliation platforms with minimal operational downtime.
Languages
Tamil
Fluent
English
Fluent
Timeline
Associate 2
UST
09.2025 - Current
Associate 2
State Street Corporation
06.2022 - 09.2025
Audit executive
V.J.A.S & Associate
01.2021 - 10.2021
Article Assistant
Auditor Office
01.2017 - 01.2021
Bachelor of Commerce - Financial Accounting, Business analysis
Vels University
07.2013 - 06.2016
C.B.S.E - Commerce
Government Model Senior Secondary School
04.2011 - 03.2013
C.B.S.E - Mathematics ,Social Science.English
Government Model Senior Secondary School
04.2010 - 03.2011