Summary
Overview
Work History
Education
Skills
Timeline
Generic

Vamsi Satyavarapu

Vijayawada

Summary

Accomplished Branch Manager at Karur Vysya Bank, instrumental in leading digital transformation and enhancing loan processing efficiency. Expert in credit underwriting and adept at fostering team growth and client relationships. Demonstrates exceptional operational management and communication skills, driving significant process improvements and customer satisfaction.

Overview

13
13
years of professional experience

Work History

Branch Manager

Karur Vysya Bank
05.2023 - Current
  • Have been part of digital transformation in bank by providing valuable inputs while implementing Loan Originating System (LOS) in retail and commercial lending platforms
  • Conducted user acceptance testing of various lending modules developed during digital transformation project of bank
  • Strong knowledge in credit underwriting of all retail and commercial lending
  • Expertise in digital transformation of retail and commercial banking
  • Extensive experience in Retail Banking and Mortgage Operations, Client Due Diligence (CDD / KYC), Credit Underwriting, Project & Programmed Management, Transformation & Process Improvement and Change Management, Digital transformation under retail and commercial segments
  • Efficient in managing large teams, training of team members
  • Performance management of team members as per policies of organization

Credit Officer

Karur Vysya Bank
04.2019 - 04.2023
  • Recommended approval or disapproval of commercial, real estate or credit loans.
  • Adhered to banking standards and government lending guidelines for loan services.
  • Used Sales Force Credit LOS to perform credit appraisals, document verification and loan approvals.
  • Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
  • Organized and finalized loan applications for underwriter review.

Operations Manager

Karur Vysya Bank
01.2012 - 04.2018
  • Established positive and effective communication among unit staff and organization leadership, reducing miscommunications, and missed deadlines.
  • Identified and resolved unauthorized, unsafe, or ineffective practices.
  • Directed initiatives to improve work environment, company culture or overall business strategy.
  • Negotiated contracts with vendors and suppliers to obtain best pricing and terms.
  • Onboarding Customers and engaging for sales.

Education

Bachelor of Science - Computer And Information Sciences

GMR INSTITUTITE OF ENGINEERING
Rajam, India
08.2011

Skills

  • Bank security expert
  • Have been part of digital transformation in bank by providing valuable inputs while implementing Loan Originating System (LOS) in retail and commercial lending platforms
  • Branch Operations Management
  • Strong knowledge in credit underwriting of all retail and commercial lending
  • Relationship building and management
  • Financial Oversight
  • Operational Reports
  • Loans
  • Loan Documentation
  • Customer Relationships
  • Team Player
  • Documentation
  • Excellent time management skills
  • Regulatory Compliance
  • Sales management
  • Verbal/written communication
  • Cash Handling
  • Operations Management
  • Team Supervision
  • Risk Analysis
  • Financial Analysis
  • Banking
  • Bottom Line Loan Master Loan Servicing

Timeline

Branch Manager

Karur Vysya Bank
05.2023 - Current

Credit Officer

Karur Vysya Bank
04.2019 - 04.2023

Operations Manager

Karur Vysya Bank
01.2012 - 04.2018

Bachelor of Science - Computer And Information Sciences

GMR INSTITUTITE OF ENGINEERING
Vamsi Satyavarapu