Vamsidhar Reddy Aerva

Coordinated, monitored, and audited a team of three site-visit engineers, and four valuers.

Hired external agencies for empanelment to expand service capabilities.

Recruited and trained new site-visit engineers on appraisal processes.

Cross-checked and authorized vendor bills for both valuers and site-visit engineers.

Collected and addressed branch-level technical issues by coordinating with HO-IT team.

Coordinated with Credit Risk Management team(CRM) in clearing NPA

Conducted site inspections of projects to verify regulatory compliance and approvals.

Prepared Project Appraisal Reports for review by Project Approval Committee.

Provided desktop valuations to expedite loan application sanctions without site visit delays.

Coordinated with Internal Auditors to address queries related to technical reports.

Handled customer complaints and queries.

Training sessions were given to the sourcing team.

Housing loan awareness campaigns were conducted.

Audited site visit reports for loan applications at outstation locations.

Complied with credit conditions while fixing loans for customers.

Administered prompt disbursement of approved loan amounts.

Performed site inspections on residential and commercial properties, validating documents and delivering Technical Appraisal Reports for individual loans.

Prepared Project Appraisal Reports for Project Approval Committee after thorough project inspections.

Oversaw full loan application processing from initial login to final sanction.

Conducted credit appraisals for both resident and non-resident Indian applicants.

Held pre-login discussions with DSAs to clarify eligibility criteria and interest rates.

Complied with credit conditions while fixing loans for customers.

Administered prompt disbursement of approved loan amounts.