Vanashree Shriram Pradhan
THANE
Summary
Dynamic Operations Manager with a proven track record at Unity Small Finance Bank, excelling in loan processing and compliance training. Adept in cash flow management and advanced Excel, I thrive in collaborative environments, driving efficiency and accuracy in financial reporting while ensuring regulatory adherence. Passionate about optimizing operations and enhancing team performance. Self-motivated Operations Manager successful in collaborating with consultants, area leaders and employees to streamline and strengthen processes and control costs. Highly organized and detailed collaborator with solid record of accomplishment in meeting and exceeding business targets via In-depth knowledge of loan processing
Overview
11
11
years of professional experience
1
1
Certification
Work History
Operations Manager
Arogya Finance
Mumbai
06.2022 - Current
- Ensure that loan/KYC documentation is accurate, complete, and properly executed, as per internal and regulatory guidelines.
- Scheme confirmation and verification of hospitals as per tie-up criteria.
- Executing timely loan disbursements to optimize operations.
- Monitoring accounting for disbursed loans.
- Ensure the disbursement is processed within the TAT.
- Responsible for providing the scheduled payouts on due dates to the Finance Partners.
- Providing compliance training to the sales team.
- Maintaining the track of loan documents.
- Responsible for dealing with respective bankers and financial institutions relating to disbursements.
- Managing the cash flow and ensuring the availability of required funds.
Senior Executive
Unity Small finance bank LTD
Mumbai
07.2019 - 01.2022
- Managed disbursement of vendor finance, including invoice bill discounting and dealer finance.
- Processed NEFT and RTGS transactions according to disbursement advice.
- Conducted monthly sanity checks on transactions, including disbursement, NOC, TDS, ND, and repayment allocation.
- Monitored customer complaint register to ensure timely resolution.
- Set onboarding limits for new customers by verifying KYC and agreements.
- Provided NOC and balance confirmations to clients.
- Created daily and monthly MIS reports based on client loan utilization against debtors.
- Executed bank reconciliation, voucher entries, and GL entries reconciliation tasks.
Senior Executive
L&T Finance
04.2016 - 01.2019
- Executed comprehensive TDS process and reconciliation across Pan India.
- Managed daily TDS claim processing and MIS publication efficiently.
- Conducted end-to-end reconciliation of TDS, resolving queries promptly.
- Developed TDS reports for gross and net case settlements.
- Processed 26 A working interest certificates accurately.
- Contributed to TDS system BRD for developing an efficient processing system.
- Handled NOC processes for SME-related supply chain products.
- Verified NOC documents to ensure KYC compliance.
Senior Executive
Capital First Limited
06.2015 - 04.2016
- Created vendor codes by verifying KYC and updating system records.
- Processed TDS claims as authorizer for amounts up to Rs. 250000.
- Executed end-to-end follow-ups on TDS claims and resolved queries.
- Published daily TDS MIS reports to facilitate efficient claims processing.
- Maintained original Form 16 A files with assistance for compliance.
- Updated and managed Cenvat Register to ensure accuracy.
- Processed employee reimbursement claims at month-end.
- Verified CPV charges for claim processing at month-end.
Accounts Assistant
Savla Marketing
Mumbai
07.2014 - 06.2015
- Maintained accurate books of accounts and financial records.
- Entered petty cash data weekly and reconciled with system.
- Processed pre-authorizations during absence of ACC.
- Released bank payments and ensured timely transactions.
- Coordinated documentation with responsible personnel for follow-up.
- Printed checks and payment vouchers for disbursements.
- Reviewed invoices for accuracy prior to payment processing.
- Checked bills and travel vouchers daily to verify expenses.
Education
PGDM - Class
Welingkar Institute of Management MumbaiM Com
MUMBAI06.2023
M Com - II Class Commerce IDOL
IDOL
MUMBAI05.2017
Bachelor of Commerce - ClassCommerce
DNYANASADHANA COLLEGE
THANE03.2014
DTP - DTP
SAI INFOTECH
KALWA05.2011
H.S.C - Commerce
Maharashtra State Board
Mumbai03.2011
SSC - SSC
SVPM
KALWA07-2009
TALLY -
SAI INFOTECHTALLY
Kalwa03.2009
MS-CIT - MS CIT
SAI INFOTECH
KALWA07-2007
Skills
- Key skill set
- Loan processing
- Critical thinking and problem solving
- Excellent verbal and written communication skills
- Teamwork and collaboration
- Good hands-on Microsoft Excel, advanced Excel
- Have 1 year of working experience under a CA during the graduation period
- Cash flow management
- Operations monitoring
- Systems implementation
- Process flows
- Maintaining compliance
- Customer onboarding
- Data analysis
- Financial reporting
Certification
Extra-curricular German language – Certificate course from Mumbai University in March 2012
Interests
Hobbies: listening to soft music, dancing, acting, and tailoring; I have a keen interest in creative artwork I have participated in the Thane festival for quelling art, jewellery made by myself, Vanashree Pradhan Chitre page| 3
Affiliations
- Successfull Exebition of Quilling art jewellery
Custom
- Similar work profiles in banking central operations which shall help develop my skills and gain professional knowledge
- Preferred job location: Mumbai central, Thane or Navi Mumbai
Languages
Marathi
First Language
English
Proficient (C2)
C2
Hindi
Proficient (C2)
C2
German
Elementary (A2)
A2
Accomplishments
- Received promotion in 1st year itself in LnT Finance
SYSTEM USE
- Theme pro
- LMS
- ERP Tally
- Advance Excel
- Google Sheets
- TCS Bancs
- IGTB Polaris
- Oracle Finnone LMS
- Ers reporting server
- Bazz
- Navision
Timeline
Operations Manager
Arogya Finance
06.2022 - Current
Senior Executive
Unity Small finance bank LTD
07.2019 - 01.2022
Senior Executive
L&T Finance
04.2016 - 01.2019
Senior Executive
Capital First Limited
06.2015 - 04.2016
Accounts Assistant
Savla Marketing
07.2014 - 06.2015
PGDM - Class
Welingkar Institute of Management MumbaiM Com
M Com - II Class Commerce IDOL
IDOL
Bachelor of Commerce - ClassCommerce
DNYANASADHANA COLLEGE
DTP - DTP
SAI INFOTECH
H.S.C - Commerce
Maharashtra State Board
SSC - SSC
SVPM
TALLY -
SAI INFOTECHTALLY
MS-CIT - MS CIT
SAI INFOTECH
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