Vanshaj Dubey
Bhopal
Summary
Legal expert with extensive experience in asset recovery and compliance at HDFC Bank, known for effective negotiation and stakeholder management. Achieved substantial NPA recoveries and led training programs to boost team performance and regulatory compliance.
Overview
4
4
years of professional experience
Work History
Legal Remedial Manager
HDFC BANK LTD
Bhopal
09.2025 - Current
- Successfully managed end-to-end legal remedial actions for NPA recovery, overseeing a portfolio exceeding ₹70 Cr+, ensuring timely resolution through strategic legal interventions.
- Executed recovery proceedings under Sections 13(2), 13(4), and 14 of the SARFAESI Act and Section 138 of the Negotiable Instruments Act, significantly strengthening asset recovery outcomes.
- Handled proceedings under Section 25 of the Payment and Settlement Systems Act (PASA) and actively worked on execution petitions for arbitral awards, ensuring effective enforcement and realization.
- Conducted and monitored Debt Recovery Tribunal (DRT) proceedings in cases involving exposure above ₹20 lakhs, coordinating with advocates and internal teams for timely filings and hearings.
- Effectively utilized the Arbitration & Conciliation Act, 1996 as an alternative dispute resolution mechanism, reducing litigation timelines and associated costs.
- Managed and defended cases filed against the Bank within assigned jurisdiction, ensuring regulatory compliance and mitigation of legal risks.
- Coordinated closely with internal stakeholders, external counsels, recovery agents, and authorities to ensure strict adherence to multiple legal tools and timely execution of court and statutory mandates.
- Consistently met recovery and resolution targets by adopting a strategic, time-bound legal approach tailored to NPA customers.
- Managed legal compliance and risk assessment for organizational policies and procedures.
- Facilitated training sessions on legal matters for staff across various departments.
Regional Legal Manager
Manappuram Finance Ltd.
Bhopal
12.2022 - 07.2025
- Spearheaded legal verification for loan files across MP, Rajasthan, and Punjab, ensuring compliance with regulations.
- Recovered 1.28 crore in Non-Performing Assets (NPA) cases through strategic legal actions and negotiations.
- Conducted comprehensive training for sales officers and credit heads to enhance loan processing efficiency.
- Collaborated with branch managers and credit teams to mitigate legal risks related to loan disbursement.
- Drafted and reviewed legal documents for NPA cases, ensuring thorough compliance and risk management.
- Monitored legal regulations, implementing updates to company policies and procedures as needed.
- Received commendations from senior management for exceptional performance in managing complex legal issues.
- Influenced policy changes for valid proof of ownership in loan assessments, streamlining verification processes.
Junior Associate
Magna Peritus and Legal Consultants
07.2021 - 07.2022
- While working with Magna peritus, I have been taking care of cases mostly related to Arbitration & Conciliation Act, 1996, Indian Contract Act, National Green Tribunal & N.I. Act.
- I have also been doing research on Arbitration and Conciliation Act, 1996 (Sections 9,11,17,26, 28(3), 38 and 42), enforceability of interim award by arbitrator, review of order by arbitrator.
- Code of Civil Procedure, 1908 (Section 114, Order VII Rule 11, Order XXXVIII Rule 5, and Order I Rule 10).
- Force majeure clause in lease deed and obligation to payment of rent Covid-19, condonation of delay in filing writ, Madhya Pradesh Municipal Corporation Act, 1956, Article 243Q of the Constitution.
- Importance of seizure memos and death certificate in murder trials.
- Review of an order in case of mistake of counsel & wrong interpretation of Law.
- Jurisdiction of court in case of forum selection clause in the lease deed, excepted matter clause of the General Conditions of Contract, Railway Department.
Legal Representative
Anand and Anand
Delhi
01.2022 - 04.2022
- While working as a legal representative for Anand and Anand for their cases related to IPR Laws at Directorate of Revenue Intelligence, Bhopal Regional Unit.
- I have to conduct inspections for the products such as Apple, Boat, Realime and another 50+brands.
- After inspecting, I have to give a report to the concerned authority as well as to Anand & Anand.
Education
BBA LLB (Hons.) -
Sysmbiosis Law School
PuneSkills
- Time management
- Leadership
- Microsoft Office proficiency
- Communication skills
- Contract management
- Commercial litigation
- Legal compliance
- Asset recovery
- Stakeholder coordination
- Negotiation strategies
- NPA recovery
Extracurricular Activities
Winners-Overall Best Contingent in ZELUS, 2019 of Rajiv Gandhi National University of Law, Patiala. Winners-Cricket Tournament of Sharda University, Greater NOIDA. (2017). Quarter-Finalist-Inter-College Cricket Tournament by Symbiosis International University (2016). Participated in Badminton Tournament (VIRUDHAKA 2016) conducted by National Law Institute University, Bhopal.
Languages
- Hindi
- English
Timeline
Legal Remedial Manager
HDFC BANK LTD
09.2025 - Current
Regional Legal Manager
Manappuram Finance Ltd.
12.2022 - 07.2025
Legal Representative
Anand and Anand
01.2022 - 04.2022
Junior Associate
Magna Peritus and Legal Consultants
07.2021 - 07.2022
BBA LLB (Hons.) -
Sysmbiosis Law School