Varun Gowda K O
Bengaluru
Summary
Detail-oriented finance professional with a proven track record in enhancing productivity and efficiency in financial evaluations. Expertise in risk assessment, financial analysis, and regulatory compliance leads to precise credit evaluations and informed underwriting decisions. Strong critical thinking and problem-solving capabilities enable effective navigation of complex financial landscapes, driving organizational success.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Commercial Banking Portfolio Coordinator
Wells Fargo EGS Pvt.Ltd
Bengaluru
02.2022 - Current
- Review and analyze the financial statements, annual reports, and supporting data to assess the creditworthiness and determine the financial position of a borrower.
- Prepared comprehensive credit risk reports, summarizing findings, and supporting loan approval or denial decisions.
- Calculating the Borrower Quality Report (BQR) to provide standardized credit risk assessment to secured underwriters.
- Monitoring financial triggers to manage the credit portfolio effectively by identifying the potential risks and taking proactive measures.
- Understanding the linear regression model to measure balance sheet growth and attrition, expected loss (PD/LGD/EAD), and portfolio segmentation.
- Ensuring the adherence to regulatory requirements, industry standards, and organizational policies.
- Performing a quality control check to maintain accuracy and consistency, and conducting RCA sessions.
Operation Accountant
Wells Fargo EGS Pvt.Ltd
Bengaluru
01.2021 - 02.2022
- Verifying information on loan application forms, including credit history, business entity status, and other details provided by borrowers.
- KYC due diligence on credit applications involves reviewing the eligibility criteria to determine whether applications match with existing customers.
- Recommended loan approvals and denials based on customer loan application reviews.
- Reviewed customer documents and information to ensure compliance with KYC regulations.
Education
Master of Business Administration - Banking And Finance
CMR Center For Business Studies
Bengaluru08-2019
Bachelor of Commerce - Finance
University of Mysore
06-2017
Skills
- Financial statement analysis
- Financial spreading
- Ratio Analysis
- Effective time management
Accomplishments
- Received manager spotlight award for consistently exceeding expectations and making significant contributions to the team.
Certification
- financial statements spreading by Imarticus associated with Wells Fargo carrier development Team
Languages
- English
- Hindi
- Kannada
Disclaimer
- I, Varun Gowda K O declare that the information furnished above are true to the best of my knowledge.
Timeline
Commercial Banking Portfolio Coordinator
Wells Fargo EGS Pvt.Ltd
02.2022 - Current
Operation Accountant
Wells Fargo EGS Pvt.Ltd
01.2021 - 02.2022
Master of Business Administration - Banking And Finance
CMR Center For Business Studies
Bachelor of Commerce - Finance
University of Mysore
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