VARUN SEPANY

· Have experience of risk based audit across various large international financial services clients operating in Banking, Securities Services which lead to deep understanding of various business functions and dynamic processes.

· Have been engaged in business functions for performing risk based SOX audit , identifying risks, assessing design and operating effectiveness of financial and operations manual controls relevant for financial reporting.

· Have also been engaged in ISAE 3402 engagements, providing assessment and assurance on key controls objectives’ design and operating effectiveness of business functions processes.

· Reporting project updates and solutions to senior management while effectively monitoring daily progress.

· Created presentations for senior management to facilitate audit reviews, discussions, client meetings, and finalized them in collaboration with the leadership team

· Have accumulated extensive international exposure through collaboration with the PwC UK and HK network team for the audit of one of the largest international banks

▪ Processing Loan Applications for Unsecured Loans with ticket size up to 50 Lakhs.

▪ Monitoring and training CPAs team for CAM preparation.

▪ Vendor Audit Management i.e Vendor Agreement renewal date check, vendor staff and related documents check along with vendor invoice reconciliations.

▪ Audit of non starter case review with sales and collection team.

▪ Preparation of Location Notes for upcoming new locations and also empanelling vendors for the new location.

▪ Collection calling and successfully collecting EMIs in liaison with collection team

▪ Coordinating with Central Policy team regarding changes in policy

▪ Highlighting Frauds to Central Team and RCU Team.

▪ Presiding over DSA trainings and CRE Trainings.

▪ Responsible for assessing the risk on new accounts by way of credit information provided, reading financial accounts and establishing trading histories.

▪ Vendor Audit Management i.e Vendor Agreement renewal date check, vendor staff and related documents check along with vendor invoice reconciliations.

▪ Audit of nonstarter case review with sales and collection team.

▪ Engaged in Ratio Analysis, Financial Data Interpretation and other Health Checks of Underwriting.

▪ Joint Visit to Branch and DSA with Sales Team and training them on Customer Profiles, Policy Training, Basic Eligibility Calculations under different Credit Programs.

▪ Checking of Company GST and ROC Compliances.

▪ Certificate of Achievement- WOW CARD for the month of Sept, 2020.

▪ In less than 6 months was awarded Employee of the Month for the month of January 2018 for exception contribution to the organization.

▪ Lowest PAR in east and TAT above 90%.