Highly experienced IT professional with a track record of over 14 years in application development, enhancement, and support. Adept at leading teams and delivering successful projects, ensuring timely delivery while meeting business requirements. Deep expertise in handling application enhancement, support, and maintenance projects. Extensive knowledge of payment settlement mechanisms, including CHAPS, Target 2, EBA, and SEPA. Proficient in incident management, change management, recovery management, risk management, and problem management. Solid understanding of software development life cycle methodologies, change control processes, and testing phases. Actively involved in audits for applications and Sox compliance. Skilled in Mainframe Technology (JCL, COBOL, REXX) and proficient in Databases (DB2, VSAM). Experienced in working with DevOps and Agile methodologies. Demonstrates a strong desire to learn and adapt to emerging technologies and industry trends. Proven ability to drive continuous improvement initiatives to optimize system performance, enhance customer experience, and boost team productivity. Capable of assuming leadership responsibilities and effectively deputizing for managers, ensuring smooth operations and fostering effective team collaboration.