VASANTH RAJ RAJASEKHAR

• Proficient in all categories of customer KYC review including low, medium, high, and special category customers.
• Handled Both On-boarding and On-going review.
  Scrutinizing and verifying New and Existing Relationship opening forms.
• Analyzing and having keen observation on the customer KYC records if there any discrepancy in the information.
  Conducting CDD for all kind of Retail clients and if it is PEP, High/Very High risk clients, then Performing Enhanced Due Diligence.
• Strong operational and KYC document verification expertise in account opening for CA, SB accounts.
• KYC updating includes change in Demographic details like Mobile number, Email ID and Address change etc.
• Reviewed and analyzed KYC documentation for compliance with regulatory standards.
• Reviewed customer documents and information to ensure compliance with KYC regulations.
• Maintained accurate records of all KYC documentation and analysis results.
• Verified customer identity using public records, financial databases, and other resources.
• Ensured that all AML and KYC policies are properly implemented across the organization.
• Conducting CDD on all risk categories of clients.
  Obtaining documentary evidences for suspicious transactions and approving the transactions.
• Periodic review of changes made in Company, Management, business and board members of the clients.
• Internet search for obtaining the details of company.
  Monitoring the annual KYC and CDD of all clients .
• For Instance, Identifying and verification of the documents of the customers such as passport, Driving License, National Identity card, Employers Letter. Checking if the customers comply with all KYC requirements to open a bank account and provide mandatory documents address proof utility bills like telephone bill, electricity bill, gas bill etc.
• Investigate reviewed and monitored suspicious customers account transaction activities and made recommendations for further review or closure.
• Periodic review of KYC documents and conduct CDD reviews on a regular basis.
• Exercised leadership capabilities by successfully motivating and inspiring others.
• Demonstrated a high level of initiative and creativity while tackling difficult tasks.
• Versatile professional with strong problem-solving skills and history of adapting to diverse challenges. Applies innovative solutions and technical expertise to deliver exceptional results. Committed to streamlining processes and advancing organizational objectives.
• Organized professional with expertise in managing resources and optimizing performance. Proficient in providing valuable insights and supporting decision-making processes. Committed to enhancing productivity and contributing to overall success

• Review KYC profiles, ensuring proper client profiling and risk mitigation.
• Evaluate account opening FATCA classification to ensure compliance with RBI regulation and verify proper account establishment
• Identified customer risk levels based on established criteria.
• Assisted in the investigation of fraudulent transactions and related activities.
• Tracked regulatory changes related to AML and KYC requirements.
• Conduct ongoing customer due diligence, maintaining and updating AML and KYC records for existing clients.
• Review process and procedures in order to make suggestions and streamline processes and work more effective
• Promotes efficiency in processing of customer applications by serving as Second eye check of FCR Maker.
• Maintained high standard of customer service during High-volume, fast-paced operations
• Having knowledge in Cash net Reconciliation (onus & offus) and NFS Reconciliation (onus & offus), Risk management, Retail Net banking, CKYC, handling CRM complaints and closed within TAT