VENKAT PRASAD R

CDD ANALYSIS

• The role is to perform CDD for corporate clients (both NTB and ETB clients) for A, B, C, D, and E risk-rated clients.
• Carry out the Checker function and ensure the completeness of CDD information and documentation for clients that is current, valid, and complete, and check the quality of CDD information as required before approval.
• Analyze and ensure compliance with internal policy, and local regulatory requirements.
• Perform a pre-evaluation check prior to onboarding customers and, wherever required, for dormant reactivations/account reopening, and recommend to the next level to proceed with the onboarding.
• Ensure the agreed TAT is adhered to when executing CDD for account opening.
• Reviewing all static data change requests forwarded through the branch and frontline sales.
• Maintain an ongoing awareness of new policy and procedure rollouts, especially that of AML/CDD.

• Responsible for the administration and efficient daily operation of a full service branch including lending, product sales, customer service and security in accordance with the Bank's objectives.
• Ensure superior level of customer relations and promotion of the sales and service culture through coaching, guidance and staff motivation.
• Compliance and Risk Management:
• A) Ensure operations, risk control and process adherence at branches
• B) Ensure RBI audits, inspections
• C) Maintain branch audit scores
• Adhere to standardized branch guidelines
• Ensure availability of necessary infrastructure in branch
• Achieve annual targets for branch set in AOP (Annual operative plan)
• Reduce the waiting time for customers in branch
• Manage team of Relationship Managers and ensure team’s targets are met
• Ensure branch operations run smoothly.

• KYC and client due diligence, personal identification records scrutiny.
• Experience in conducting due diligence reviews on individual and business accounts andupdate KYC profiles in accordance with KYC requirements.
• Reviewed customer account activity in order to identify unusual or suspicious activity forremediation and risk assessment to international business functional activities and their respective risks under One KYC Program.
• Ensuring sanctions, FATF, OFAC and PEP screenings performed in accordance withbank procedures.
• Scrutinize and verifying the forms and documents of Current account and Savingsaccount opening applications as per KYC and AML norms.
• Performed AML functions on an on-going basis, including detection / reporting of suspicious transactions and activities; conduct reviews for the enhancement of the AMLfunctions of the Bank, and perform AML risk assessment when required.

• Processing of bank transactions like funds transfer, Cheques, Opening of Accounts, reconciliation of office accounts, ensuring timely resolution of customer queries and improving customer service levels.
• Ensuring the improvable of the Internal Audit Operational Efficiency score of the branch by timely completion of assigned tasks on continuous basis.
• Completing internal certifications in the areas of enhancing Knowledge about Bank’s Products, Finacle system, Processes and Regulatory norms like Know Your Customer, Anti Money Laundering – AML.
• Engage with customers and generate revenue by promoting and cross-selling retail banking and third party products.
• Handle customer queries and provide appropriate solutions
• Manage relationships with mapped customers to increase the depth of existing relationships.
• Achieve sales targets as assigned by the organization on a monthly basis.

• Handling and solving Customer problems through inbound e-mails while assessing client specific tools and knowledge base
• Meeting SLAs & maintaining Quality Standards