Venkata Subbareddy Avula
Loan Processing Officer
Bengaluru
Summary
To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
9
9
years of professional experience
9
9
Certifications
Work History
Loan Processing Officer
Karnataka Bank
04.2022 - Current
- Completed thorough risk assessments for each application, mitigating potential losses for the company while maintaining high approval rates.
- Ensured accuracy in data entry by meticulously reviewing all documentation submitted by borrowers before submission for underwriting approval.
- Implemented improvements to internal communication channels, leading to more efficient information sharing among team members.
- Provided exceptional customer service, addressing client inquiries and resolving issues promptly and professionally.
Retail Loan Sales Officer
Karnataka Bank
10.2018 - 04.2022
- Increased sales by developing and maintaining strong customer relationships.
- Developed extensive product knowledge through regular training sessions, enabling the ability to answer customer inquiries confidently.
Clerk
Karnataka Bank
11.2015 - 10.2018
- Supported administrative staff with timely completion of daily tasks, ensuring smooth office operations.
- Improved customer satisfaction by promptly answering inquiries and providing accurate information.
- Enhanced office organization with regular maintenance of files, records, and supplies inventory.
- Reduced errors in data entry by carefully inputting information into computer systems with attention to detail.
- Maintained a professional atmosphere within the office setting through effective communication skills and polished presentation abilities.
Education
Bachelor Of Science - Mathematics, Satistics And Computer Sciences
Sadhana Degree College
Proddutur, Andhra Pradesh05.2014
Skills
Document Review
Mortgage lending
Loan Underwriting
Credit analysis
Attention to Detail
Application Review
Creditworthiness Determination
Loan Feasibility Assessment
Credit History Review
Effective Communication
Teamwork and Collaboration
Customer Service
Decision-Making
Analytical and Critical Thinking
Certification
Professional Banker - Credit, IIBF
Timeline
Professional Banker - Credit, IIBF
05-2024
Certificate in Risk in Financial Services Level 1
03-2024
Certified Credit Professional
02-2024
Certificate Course in Strategic Management & Innovations in Banking
01-2024
Loan Processing Officer
Karnataka Bank
04.2022 - Current
Diploma in Retail Banking
03-2021
CUSTOMER SERVICE & BANKING CODES AND STANDARDS
07-2019
CERTIFICATE COURSE IN ETHICS IN BANKING
06-2019
Retail Loan Sales Officer
Karnataka Bank
10.2018 - 04.2022
Certificate Course on MSME
07-2018
CERTIFICATE COURSE IN DIGITAL BANKING
03-2017
Clerk
Karnataka Bank
11.2015 - 10.2018
Bachelor Of Science - Mathematics, Satistics And Computer Sciences
Sadhana Degree College